7 Things I don't spend money on anymore... (as a millionaire) | financial minimalism
Ex-Google TechLead on financial minimalism and spending. Check out Ting Mobile for a cheaper cellphone plan and get your $25 credit: techlead.ting.com (new and improved)!
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Do you think that cheaper developers from countries like the Phillipines will displace coders in the US the way IT support in India has?
@@nicolasallen8072 I think it will do it but from countries like Colombia or Costa Rica, same hour time to work on and more similar cultural share
I hate you when you speak the truth:(
TechLead what do you think about gold bars?
Yo, TechLead, but can you teach me to code my life? You always teaching people to program computers, but what about their lives? We are essentially computers, and yet you will not acknowledge this truth. I'm just trolling, peace out.
I live absolutly the same lifestyle, but not as millionaire.
Me too. Minimalism is lit
I have the same lifestyle, also as a multi-millionaire. However, I do spend money on surround sound and television, etc., to watch films with the quality of a movie theater.
Lmao
Multi-millionaire*
What's the point of being a millionaire if you don't spend on luxuries and all you do is save money all the time
“If it wasn’t apparent already, I’m a multi-millionaire.” Subtle.
What a bore
@@marktroddyn3351 its a catchphrase.
This guy 100% has aspergers. Hes a robot. The most useful robot around!!! Every time he goes all asparagus I always laugh.
🤣
@@icecoldchilipreppers6496 you may be right
This is financial advice and I never give financial advice: DONT LEAVE DURING THE BEAR. If you don’t want to invest…learn. If you don’t want to learn…build. If you don’t want to build observe. DO SOMETHING…other than leave. There is so much opportunity here. Take advantage!
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
I am also a multimillionaire..( but in my 60's)..material things ( jewelry , cars) are unimportant as we age...happiness & health are the things that cannot be bought..but most important.
likewise but in my 50's...
@@keithmarlow143 likewise but in my 40's.
likewise but in my 10's
likewise but in my 00's
Likewise but as seed...
This channel is slowly transforming into a spiritual channel XD
Shreyas Taware I agree with youhhhhhahah
Slowly?? This channel was always like that it's just people realised it later...
true... maybe yoga will be included XD
If by 'spiritual', you mean 'incel', then yes.
@Some Soul yes bro he is in position where he is 2 step away from depression,,
This guy is AMAZING. I'm binge watching him now. Cold hard truths with a dish of dry, DRY comedy & then the unexpected, shameless commercial. Good on you, whoever you are, for making these videos.
I love this guy for his truth. thank you
He is THE techlead!
I was going to comment myself until I noticed that someone went ahead and stole the words right out of my mouth! Not a fan of redundancy, I figure I may as well just second your spot on eval seeing as I couldn't have said it better. So yeah, you nailed it, this guy is great! Love the conversational style in which his content is presented, the shameless and unapologetic commercials and product plugs, all sprinkled with this fabulously deadpan, arid af humor! there is a realness that's SO infectious. I'm hooked on this channel!
You're a legend.
Did you start watching him when he first started? He has mellowed somewhat...
I swear he’s actually a comedian
Exactly. He's hilarious! But most people are taking him at face value. 🙄
He is funny ! But it is deep, it is real !
Hahahha and he’s not even aware of that lol he’s so serious explaining 😂
3:42 oh my...😅
Maybe that’s you.
[ Video Timestamps ] 1:06 Anything that cannot be packed in a suitcase 3:43 Jewelry 5:31 Real Estate 7:58 Cars 9:12 Fashion and/or Haircuts 10:19 Alcohol 12:08 Anything that is not investment grade [ Few Notable Quotes ] "The bang for the buck that you get for jewelry, quite literally, isn't worth it." "The things you own end up owning you." "I've stopped drinking years ago and my life is better for it. I can think more clearly. I've saved tons of money on it. I don't have to waste my time researching which drinks are good." "It's cool to be healthy these days." "Anything I buy, I like to think, I play it out in my head and think about: how can I somehow get my money back from this?"
Great summary of a great video!
@@alinmarta727 It's my pleasure!
thanks bro
good summary, but I don't share the alcohol part, I think if you do it with friends, mostly good stories happens
how are you bothered?
Toilet paper: I just use money now.
Too much 😂😂😂
😂😂😂😂👍
Bidet
I bought chinese toilet paper on line ebay it was a photo. I didnt know toilet paper came in more than one size! Mine was $15. 10 rolls. Shipping price only paper was free. Yea! Lol the paper had 5mn on each roll. I wondered how chinese must not use much wiping paper. No, ideas. The 10 rolls fit in a shoebox lid. :(
Search on Bidet toilet seats. Toilet paper can (and often does) leave little brownish balls. I am a Gentleman and few situations are more challenging than "doing it doggy style" with a woman and suddenly noticing a whiff of bowel, only to look down and see the dreaded brown balls. Medical fact: if a person does not overeat, gets plenty of fiber, water, and some exercise.... it sort of plops out with little to no odor and almost no residue, one square is enough.
This is why minimalism is popular. People want simple and relaxed everyday living without the clutter.
it depends on the environment, it depends what kind of 'partner' you're with, and it depends on what lifestyle you have (e.g. fashion designer instead of a programmer). expanding your perspectives, son.
buy a vr headset. no need to travel anymore
@@samsun01 If you are watching TechLead then you don't want to be a fashion designer. Am I right?
@@casperr8349 the world of 'fashion' is not as one dimensional as what you read or watch on the internet, whether documentaries or 'investigative' pieces or from bloggers and vloggers. A lot of times, these 'internet content' is really outsiders trying to get in. Imran Amed from "Business of Fashion" is a good example of an outsider looking in from fashion in the beginning. He's a lot different now since 10 years ago because he's sort of an 'insider' now, having marinated some time in the fashion world. Just like in tech, a lot of things you can't just find in 'documentation' or manuals or reading reddit or stackoverflow (prior to that was "experts exchange" which actually had a lot of good contributions by tech people). Yes true you can solve a small subset of a problem on stack overflow but you still need to rely on your own problem solving and organisation skills to build up an entire maintainable system. A lot of nuances which you can't explain in articles or documentaries. You got to be immersed in fashion world to understand it. It's beyond "design patterns" in tech where you can catalogue it. But even "design patterns" in tech decay rapidly because things just keep changing and 'internet content' can't keep up. The word "design patterns" in tech is actually a borrowed term from architecture. Lots of cross pollination going on which you need to really be observing and thinking thoughtfully about on your own. In fashion, a lot of concepts are very similar to tech. Refactoring your code. Making your code easy to maintain or scale up. Efficiency in your code to fashion is how well your fabric quality is, how skilled you cut the fabric, etc. It's very technical in fabrics, more so than software. Software can be copied and paste, which is how programmers code for the past 2 decades (yes, it's not a new thing). "Fashion" fabric you can't do that. Yes "Fast fashion" is a lot different. Techlead has started a lot of businesses and succeeded. KZhead venture is just one of his money making businesses. Don't forget that it has nothing to do with "tech". I was just talking about fabric, not even how fashion houses are really just the frontend side, a 'brand'. The factories and manufacturers are probably all Italian owned, making all the clothes -> the backend. Fashion designer is not the same as a stylist. It's similar to a software engineer to a programmer. Fashion is also about psychology. How you see yourself in this world. A mechanism to project your image into the real world. Offline. Online is trash. Tip of the ice berg, son. But the point is you got to think "outside" and hope you're lucky enough to delve outside of the tech world. Tech is easy, son.
@@casperr8349 sorry to answer your question, i've worked long enough in the tech industry to realise it's not worth the money to sacrifice your entire life in a small box staring at a screen with no emotions. yes, real world is complicated and stuff, but that's what life is about. i want to use tech to enhance my own life, but not be a slave to tech (as a programmer). i can't be a fashion designer because it takes talent and a certain mindset (similar to the criteria to be a tech person). but i'm a student of fashion and i try to enhance my life with fashion...through "TRIAL AND ERROR" through EXPERIMENTATION. No shortcuts.
This is a rare KZhead channel. Feel like this guy is my finical adviser, mentor, and the father I never had. Your awesome!
I feel bad for him since his (ex)wife kidnapped his kid and hides in Japan now.
@@CHAOS88100 a way to frame her lmao
Spot on. The more money I have, the more i want to save and the less stuff I want.
Definitely agree.
I'm curious, then what are you saving for? Doesn't it become a mean in itself?
@@OceansoulP the more i save, the more interest my savings can kick off in the future, if and when i retire.
its more about economical freedom and being free, owning alot of material stuff just give you headache and become restricted if you like to travel and move places. best place to have money is on stocks and crypto
@@OceansoulP...I feel good seeing the amount of $$ in my accounts & don't feel the need to waste it on foolishness
The opposite of someone talking with stuttering stopping and saying ehh all the time, you are such a real pleasure to listen to. Almost staccato but not boring at all and so much wisedom and so deep.
I agree, imagine the time he must have taken to be at this level.
God this guy is living his life logically, i love it
Not always. I wouldn't call it logical to try to reconcile with a woman who phonies a police report to have me arrested in front of our child.
i fkn love this guy. he's like my brother from another mother. his self-awareness is next level.
Very good tips Techlead. I'd like to add the following: Stop wasting your time on social media. Because the true currency in life is time. And no one knows how much they've got in stock. Think about it.
He look like the type of guy who would't lend you a pencil
You mean lend?
lol yeah this is so true
@@mathisrenier big brain grammar
@@arman6576 Hey, for a non-native English, it's easy to miss - most languages use same word for both, making clear the way of the transaction via suffix. (As non-native English speaker, I'd be happy for re-phrasing all my comments via a native person, it would be the best way to learn the language.)
Because boss doesn't use a pencil.
I had a business coach tell me something similar. She had all these ideas of all the fancy things she would buy when she got rich. Eventually, her business took off and she had more money than she knew what to do with, but she had completely lost interest in all those things she thought she wanted back then.
Real talk. That’s the biggest irony of ‘making it’
My theory is that we only desire these things, these outward displays of wealth, because we don't believe we are worthy; we seek validation from others - NOT because we are attention whores - but because we honestly are not yet convinced of our worth, our successfulness. We need to hear it from others - people who are impartial observers; people. THEN, when we DO become successful, we begin to actually believe our positive assessments of ourselves, of our worthiness. So we don't need external validation like we did in the past.
"I'm a multi millionare and I give financial advices, sponsored by discount mobile plans."
just about to type that myself
You certainly don't become a millionaire by crazy spending. Don't confuse a self-made millionaire to the one that inherited it all. They are quite the opposite.
@@parahumanoid I agree with you. It would be so strange and out of a character for millionaire to not make money from what he/she is doing. People think if you have several millions of dollars you can no longer worry about money. Are they serious? Even if we forget that 1-2 millions of dollars is a price of ok looking LA house :D You can be multimillionaire today, but how old are you? 60? 65? 75? Is your house is completely yours? Are you completely alone? (or you have at least 1-2 people you are deeply care about?) Do you want to live on 20 thousands dollars a year or less for the rest of your life? If one of the answers is no - several millions of dollars is not enough if you want to continue living in U.S. or any other first world country. Unless you are one of those thing that I mentioned above (alone, live in third world country, probably in a van, consumer debt free, don't splurge money etc. etc. etc.) Hundreds of thousands and even up to several millions in your account only means that you will not immediately die if you stop working.
@@parahumanoid Correct. Fidelity Investments had a study that 88% of millionaires are self made.
Might be his own company 🤷🏽♀️
I'm also a multi-millionaire and the funny thing is, the more money I have, the less I'm interested in finding ways to spend it. But the cool thing is when once in a blue moon I do want to do something that happens to be costly, money is no object.
Sage advice, congratulations
I saved a lot of money when I stopped buying drinks. Juice, soda, alcohol, starbucks, etc. I not only lost weight and have a more stable energy level through the day, I save ~$10/day. I just drink water or tea. Water is only $0.50/gal.
Come to Europe. We have excellent free tap water. Better than in the bottles. Saves you tones of money and you help environment. 😊
No one: jewelry is good gift Tech lead: stop buying jewelry you may become an ex-husband at some point
I heard his voice in my head while reading this lol.
I don’t want Walgreens jewelry. If my husband gave me Walgreens jewelry, I’d move to Japan so fast.
@Lasune Fisher hahahha
@Lasune Fisher sad, why she wants to leave you? U must be so terrible.
@Lasune Fisher his look is alright to me, actually kind like my ex. I left him because he is incapable of love and too selfish.
"Anything that's high maintenance that would cause me additional mental burden to think about, to take care of..." ie a wife lol
I really appreciate how you have the graphic with sponsors logo when you are talking about them, it makes it very clear and atleast makes you appear more honest
I'm with you on this one bro. Living like a minimalist is the way to go!
Techlead: Don’t buy anything that doesn’t fit in a suitcase. Also techlead: *shows dog*
LOL.
Dog can run itself...
The dog can help carry some of his belongings.
He probably didn't buy the dog. I bet it was a freebie.
That dog could easily fit in a suitcase. Or, if you have the right model of rolling suitcase, the dog could ride on top.
Boy, that Asian pragmatism taken to the limit! No need for emotion or sentimentality.
There are a lot of emotion. He just controls his emotions and he is self confident. Thus, no need for materiality. People buy useless stuff because they crave external approval of ppl.
This is the first video I have watched on this channel. I laughed and I subbed. I can't wait to watch more. I have also stopped buying decorations, expensive clothing, makeup, even expensive coffee. You do give excellent advice, even though it might not all apply to each individual. Lots of food for thought to ensure we all keep more of what we make.
Peace of mind is an undervalued asset.
I stopped buying lies and yeah totally recommend it
Brilliant! lol
So refreshing to listen to you, so down-to-earth, thank you.
Someone just tagged me on one of your other videos (why I wont make your app) which I felt summed up my thoughts on many interactions with folk I had online too, so watched some more videos and found this one. Thanks for sharing your experiences. This guy has taken the time to put into a video the things I have been practicing / thinking about for a while now and it is somewhat reassuring to see someone else coming to similar conclusions such has having less physical objects in life etc - certainly makes you feel more free. Kudos to you from a current Googler! :-)
TechLead you should write a book! I would actually buy and read it.
Vote
Yes u should tech lead
Audio book! Voice would top it 👌
After book is published, “How I wrote a book (as a millionaire)”
@@alexshendel1984 😂
strongly agree that "teaching how to fish" is more valuable. thats why I'm subscribed, thanks man appreciated, keep it coming
I really love your channel bc you’re frank, practical and logical, while being informative.
Talk to me when you’re a multi billionaire .... (in GTA)
Go outside
@@Willifordwav Ok Dave
5 scary motel stories (as a millionaire)
Good guy to listen to when you have to restructure.... was worried about him not having magic in his life- then I saw his dog !
I made billions on the stocks on GTA 5, no cheats, just saving and loading, which is a huge advantage obviously over real life but I didn't use cheat codes.
How I became financially free (as a kid in my parents house)
You are sober and you are amazing! Great video! Stay sober, stay limitless!
This has to be my favorite video so far , I relate a lot to your wold view and values .
man I've been really misestimated you just by the titles of your videos, it's actually really inspiring, sub
"Living with your parents is a very cool thing to do these days"
This man was saying this one year before covid, now people are realizing how he was right Hahahahaha
True trendsetter. 👌
Unless they are abusive
@@FIyingDumpling Like mine. I HAVE my wife and kids. AND I'm worth over a million. AND I keep people safe from the most dangerous psychiatric patients in my State of Work. If I didn't have wife or kids,I would live in a condo or 3 bedroom house. As it is, I live on a 2 acre property with citrus farms all around, next to a resaca cut off the Rio Grande, with a 40 foot saltwater swimming pool, 4 bedrooms, 3 bathrooms. But my mortgage is only $260k, and it cost me $368k. I don't eat sushi, though the ocean is only 30 minutes away (Laguna Madre). Tradeoffs.
Speak for yourself 😂
2:04 #Kraków Wow, I didn't expect to see my lovely city in this video. 😍Thanks @TechLead. 👍
You are a breath of fresh air. So glad I found your channel. You are a life coach indeed! New subscriber here!
The advice about things that can't be packed on a suitcase is actually pretty good! As usual, serving what people can use and we like your valuable content!
I can call my self a millionaire too by combining all of my assets together but the richer I get, I stop buying designers bag. I'd go with cheap clothing as well. I focus on my fitness to stay slim, fit and sexy. When you are slim and fit, any types of dress will automatically look good on you. Including used dress from a thrift store.
Exactly. I have the body of brad pitt in fightclub. I worked hard for it, but now any clothes look good on me, and my confidence means clothing doesnt even matter anyway. The women are throwing themselves at me and i love it 😊
The Techlead has spoken. I have listened to this (as a KZhead subscriber)
Dude you're amazing, keep doing these videos, they're highly motivating and enlightening
You can talk about wasting money, but no matter how much you earn, how much you save, how much you have, you'll never get to take it with you at the end of it all. I rather spend it on life experiences.
You won't be able to take life experiences with you at the end of it all either. I'd spend it on indulgences.
He said in another video thats what money should be spent on as well, and why he is saying you should not waste it on these things
In other words, "invest" it in a good time?
@@depression_isnt_real I buy generic things and save like that so I can go out more. Save money in areas like that so you can spend it on fun things.
@@FunkyJeff22 I liked your reply bro. U killed it 😂
One thing I save on is eating out too frequently. After this covid thing happened, I realised how disgusting expensive is dining out. My grocery bill is $200 per month and this includes breakfast lunch & dinner. I eat very healthy and eating healthy is not cheap. Sometimes my bf dines at my house too. I think dining out is not worth it.
Just found your channel and love it. Subscribed.
The "giving experience" part is such a golden advice. You are so wise
Guys... when is he going to announce that his KZhead channel is a huge skit I love this man what a G
*Being* a millionaire doesn’t sound that great. _Becoming_ a millionaire does though. Studies have shown that most people adapt to a big jackpot lottery win within three months. So the very thing that we perceive as life-changing may not have the long-lasting impact we expect. There’s no point in just looking at the financial element, you have to look at things from a psychological perspective, too.
The most important difference is the financial independence. If you are FI, you have a lot more freedom to choose how you live your life and use your time. Instead of going to a job you may not be passionate about, you can pursue something more meaningful. This is by far the most important aspect. I discuss these in more detail in my video on FIRE.
The "becoming" part takes time and changes a person inside out. Same with studying for and getting a higher degree or getting into peak shape. It's the journey that is WAY more important than the final destination. Just my observation but the people who embark on the FIRE journey are some of the most level headed and calm people around. Once you have enough money for your functional lifestyle and your retirement covered, the additional money really makes very little sense.
@@WW-to5rc I tend to lean towards trying to build the lifestyle you want sooner than later, but might stick it out for 5-10 years to get the independence. It's a very difficult trade off! I'm lucky I don't have to make it (I enjoy software engineering).
Cope
@@main_stream_media_is_a_joke Totally agree with that. The process is much more important than the outcome. The outcome is usually a byproduct of the process. However, with a jackpot lottery win, there isn’t much of a process. You buy a ticket, you choose your numbers, and you sit there and hope they come up. If they do, you are in dreamland. The ecstasy and euphoria of a big win has you jumping with joy. You have a honeymoon period afterwards as well where you are on cloud nine. But over time, you acclimatise, you become desensitised to your situation, and things gradually revert back to normal on a psychological level - and maybe even on a financial level if you’ve decided to be incredibly lavish. This is why you have happy poor people and depressed rich people. Relativity is everything.
Absolutely love your videos! Keep up the great work
Can we appreciate the fact that TechLead spends his time doing these videos to let us watch them? I LOVE YOUR VIDEOS!!!
Stuff and designer clothes are just for ppl who try to hide their lack of personality ;o
quote
This is so me😪😂
your sooo cool & like ..different n stuff
No, designer clothes are good as long you wear them and it's not the other way around ( aka you become a walking billboard with ZERO taste)
I stopped buying shampoo, soap (I make these two myself as a hobby that takes some stress off instead of watching marathons of series), almost any makeup at all. I don't buy expensive clothes, only what I really need. I never ever bought and never will buy a video game because I don't see how I could ever derive pleasure from it
Yeah, for me, I started buying soap with a hole in the middle, like a doughnut.... so there will be no small "leftovers."
You're the only one who can share pure experiences on point to point without any wasted meaningless boring explanation. Thanks tech lead... Keep up yourself
⬆️⬆️⬆️ Thank you your comment. Contact the what'sapp line above for more information and advise on profitable investments.,
Firstly i'm not sure of the impression most get but I just found this channel and I really appreciate the wealth of knowledge you're sharing. To be honest a lot of the information is things i'm already aware of although it isn't what you say it's how you say it. When you speak it's not the same emotional spill that most provide it's simply cold facts which makes for a concise and easily digestible message. The fact of the matter is that i'm certain you could be spending your time doing other things so thank you for even taking the time to share such poignant information. Over this last year a lot of things became much less important & therefore disappeared from my budget. A quick few being alcohol, smoking weed, phone bill, transit (biking more often) among a list of other things. Instead I make a budgett every time I get paid & prioritize what's necessary vs what is only a want. But I digress, these videos are a wonderful reminder & i'm gaining some knowledge as well. Thank you again!
Junk, trinkets that serve no real purpose... I burst out laughing so hard.. cos it’s so savage but it’s so true. I get a lot of anxiety when people give me “gifts”.. I have to deal with the boxes and a gift that I don’t really want
You only keep the memories
Oh my god. Love every single one of them. So much wisdom
The most mature & Reasonable KZheadr on KZhead. Infact the best the best one in my opinion. And I just loveee how's there 0 music. Good luck cheers mate 🍺
You’ve mentioned in a few videos about a simple and good life with your dog. That’s awesome. Your dog has a good human. 👍
I can:t give up Chocolate, will strive to conquer this in 2021! Thank you.
Awesome habit! I strive to live the same as the idea you state in this video. I’m happier as a person living this way! So great to hear you speak! Awesome videos super thanks
Good video,glad I found this channel, Here in Canada things are super expensive. I'm finding selling all my possession s is very soothing to my soul, and with age comes wisdom but would of been nice to know this stuff earlier in life.
I'm so in sync with this guy. He popped into my feed when searching for a tech gadget review and now I'm really interested in his life experiences videos. Awesome TL.
Greetings from Warsaw! Nice to see some Polish landscapes 🤗
7 things I stopped buying (as a poor person).
So basically rich people are poor people who stopped buying what poor people buy 🤭. It's funny how we chase after things that are out of our reach and when they finally become available we realize we never wanted them anyway
1. Food 2. Education 3. Water 4. Shelter 5. Clothing 6. Relationships 7. Health
damn, i'm glad youtube promoted you to me. i like you sharing your thoughts and experiences. they help a lot.
I really like this financial advice about gifts. Giving time and experience is a great gift.
I agree with TechLead on not consuming alcohol. I drink only water, coffee, and tea. This is healthier and much cheaper. Plus drinking alcohol is like borrowing happiness from the next day. I made a video on compound interest, which details how not purchasing these types of items will add up to significant amounts of money if you invest instead.
2 bucks of a glass of wine a day is going to amount to xxx ;P
@@kp2718 Over 40 years, $60 per month adds up to ~300k assuming the same return as the S&P 500 for the past 40 years. This is more than most people have saved for their retirement. For a 20-25 year old, it only takes coming up with a couple hundred per month to likely be a millionaire by retirement. Every little bit counts.
So we are same now. Just one difference : You can afford everything as a millionaire and I can't buy as a broke.
You could try using your current situation to your advantage. Start with something simple, like "7 things I stopped buying (as a broke)". KZhead saw stranger careers than that. There's always a way out, man.
Yes! Pictures are the best souvenir and your time is the most precious gift!
All great advice. Thanks for sharing 👍🏽
"The bang for your buck; quite literally" That's a great line.
He reminds me the story of the millionaire giving tips to the fisherman what he could do to also become a millionaire.At the end the fisherman asks the millionaire what would be the average of doing all these effords to become rich,the millionaire says"then you could go fishing"
Thank you for your money saving tips. I will give it a try. You really make sense and you opened up my eyes.
that thing u said about fixer uppers are so true. i bought an old underrated apartment at the heart of jakarta for a cheap price. but i knew the apartment has much potential because of its super concenient location, amenities and not to mention the spectacular city view. so i renovated it and voila! i felt like i hit the real estate jackpot!
2:05 Cracow ❤️
"With Jewelry, the Bang for the Buck isn't worth it - literally".
Thanks for sharing all of this. I'm not a millionaire but I agree with you and for me it's hard to tell others about this way of doing things.
Thanks for standing up n reminding people of the negative aspects of social media was obvious to me yrs ago and now look at the facts that have come out re Fb ect. SM can be fun but let’s not forget what the nature and purpose of the platform is !!!
You’re so chill. You’re living your true life. 🧘🏻♀️🧘🏽🧘🏻♂️
Daily Yoga sessons
Well said and I couldn’t agree more, except the real estate.
😂 Love all your vidoes Techlead! Keep ‘em coming!
"Avoid high maintenance things" - so avoid women
I changed suppliers from women to sex workers years ago. Best decision ever. 1000x more efficient. I crave diversity so it really works for me. And its a lot cheaper.
@@sapitron lol
Well, he is an ex-husband.
@@sapitron not really you put your health at risk. you are at high risk of getting HIV syphilis hep B and.C Clamydia GC Herpes 🤔 BTW I work in sexual health clinic.
@@sapitron 100%
When going to Hawaii. Don't bring anything. Don't bring.a bathing suit, don't bring sunscreen, don't bring a towel, don't bring flip flops. You can buy all that in Hawaii for relatively cheap and you will look like a local and blend in.
Living with your parents is a really good thing these days ...the more serious he gets the higher the humor he reaches
Nice post. With a a young family the clothes and being mobile in terms of my own personal tech purchases are the easiest to adopt (I buy too many keyboards!). Some others I have no control over (I need a big car to move the kids around). I also stopped drinking in the main and it’s a big benefit / saver!
Number 1: Stopped buying into all that HYPE (as a millionaire)
yeah yeah, but you really need to remove the - Six Figure Dream Job in your name. I don't care.
@@aniclips275 yeah replace it with millionaire
You're the kind of "guru" he hates
Mostly I agree with you but my own property which give me very secure feeling and this makes life happier personally:)
That's false security, unless your property has been fully paid up.
@@melvinch And unless you don't mind paying property tax.
Thank you for your advices!
Tip #7 was an AHA moment. Simple yet deeply profound. Thank you...🙏🏼💕
I think with age you learn you really don’t need much material stuff to be happy
2:15 it's city Krakow in Poland, lived there for 8 years
I live here now :D Where did you move?
And there you need just 300 Dollars per month to live
@@rafald5097 i moved to Tęgoborze, its near nowy Sącz. I have a lake there in front of my house. Amazing views 🤩😉😉
@@rafald5097 you work in Krakow ?
@@pawebogatu9449 Yea, full stack dev
Great information! I really enjoyed your video
Your so full of wisdom :). Thank you for caring about others. You have really helped me.
Thanks for your feedback. For more guidance “” W....T....H....A....S.....A....P-P +1 ..2...0..3...9...3...‑6...7...5..7..6
I agree, once people start realizing how much money they spend and make it becomes a lot easier to finally see what is really between need and wants in life.