"PEOPLE DON’T KNOW WHAT'S COMING..." | Ray Dalio's Last WARNING
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Raymond T. Dalio is an American billionaire investor. He founded the world's largest hedge fund, Bridgewater Associates, in 1975. The firm serves institutional clients including pension funds, endowments, foundations, foreign governments, and central banks with $140 billion under management. Ray has also written the book "Principles: Life & Work" about investment philosophy and corporate management, and other great ones worth reading.
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► Special thanks to:
Ray Dalio
/ @principlesbyraydalio
Bridgewater Associates
/ @bridgewater
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This ain't a democracy Einstein! This is a democratically elected Republic! Get your facts straight! Learn the Pledge of Allegiance! You're a cranial dwarf, you don't know jack Squatt about anything!
The stock Market was Hot from raping all Australia's once immense natural resources ...
The problem we have is because Most people always taught that " you only need a good job to become rich". These billionaires are operating on a whole other playbook that many don't even know exists.
Money invested is far better than money saved, when you invest it gives you the opportunity to increase your financial worth.
"It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent."
The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.
I also keep seeing lot's of people testifying about how they make money investing in Stock, Forex and Crypto Trade(Bitcoin) and I wonder why I keep loosing. Can anyone help me out or at least advice me on what to do.
Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.
The American Dream never played out for me. I am 54 and I still live paycheck to paycheck.
You're not alone. Im 57
The American dream offered the opportunity for success. Not success just cause your an American
I have never in my life lived paycheck to paycheck. Even when I was starting my first job with such a low salary that I needed to do overtime to be able to afford all bills and food - and I was still saving a little every month to have a financial cushion... I don't really understand living paycheck to paycheck, I wouldn't feel safe living above my means.
@@franekspeak953 I have coworkers that live pay check to pay check , after listening to where their money goes , most have a spending problem.
@@franekspeak953living paycheck to paycheck doesn't mean living above your means. it just means your life is segmented by paychecks instead of yearly salaries. longterm goals take longer, medical bills have a higher likelihood of keeping you in place, car troubles are harder to deal with, etc. it doesn't mean we aren't fiscally responsible. i live paycheck to paycheck and can and do save $600-$1000 a month on 44k/year.
I wish nothing but the best for everyone for the times we are heading towards 😢
J'écris de la France, c'est grave en ce moment 😢
@@marionchloe.f❤
Amen ..🙏
🥰👍
🙌🙏🌹 likewise
The bank called me for the 1st time in 25 years to ask if I needed a home equity loan. I politely said, "I don't use my home as an atm." They never called me before & I've always paid on time. I figure with the economy going south, (for them, they're going to hit us somehow & put on the squeeze. I got 5 years left to be totally debt free but the slave master doesn't want me to go free. I'll be on alert !!!!
Home equity loans are a greater risk than the banks will tell you. Read the small print for what happens if you've taken a certain amount specified in the contract and when the bank can put the squeeze on you. Throughout all history of investment banking the investment banks have never lost because they win both on the buy and the sell. Buyer beware.
@@carolclark-pu9ht Thanks.... but I'll never do it.
If you are not an entrepreneur you made the right decision. If you are capable of using the debt to invest wisely, you missed a lot of value and you gave this to people around you which is also nice from you. So it's ok, it's a win-win what you did.
@@vsanden Most who invested in anything over the last 20 years, have lost it. It's a really unstable time for business big & small.
@@jonrod8731 I wonder why you think that. The pareto distribution creates the result that 20% of a group owns 80% of the assets. If you keep climbing the ladder you are usually in the bottom 20% of any group you are in and most of your peers are. Is this what you are referring to? Because if you have the capacity to zoom out, and include the past in your equation you see a lot of richness. We have more beautiful mobiles, higher resolution pictures, amazing food, great hotels, websites, self driving cars. Just look at pictures of 1980, 1990, 2000, 2010 and 2020 and re consider what you just said please.
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.
impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now
Yvette Ruta Musto' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
I'm considering a review of my $600K portfolio allocations, particularly in light of the pause in interest rate hikes. I'm diversifying into tech stocks and renewable energy. They seem promising but i'm not so sure
It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.
Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfolio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1M in returns on investments.
*Natalie Marie Gentry* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip
They are gonna wipe this market out 2008 x 3 1.5 trillion in outstanding CDO’s 2008 had 400 billion. It will be a blood Bath. Protect your assets
Fascinating to listen to but the constant piano music is just irritating. I would rather just hear someone talk. I mean what is the music supposed to add?
What is scary is all the billionaires has sold more stock that ever They are sitting in cash waiting for down turn
Berkshire Hathaway has about $160 billion in cash. Warren is just waiting for everything to go on sale.
Meanwhile Warren is losing 10% a year because he believes the fake numbers saying we have 3% inflation. The government is incrementally sucking wealth out of people like Warren. They do this, do that, try this, try that and as long as there is no big reaction they just keep sucking the wealth from dollar holders, little by little, lot by lot until ...
The background music is a pain in the dupa, totally unnecessary
It's fatiguing.
well said.. drove me mad
I agree. I don't listen to these types of podcasts
It did not bother me until you mentioned it. Haha
It was well paced to Dalio's speech rhythm, but very very repetitive, and I think that is what makes it so fatiguing.
I believe that the USA is so divided that we can't ever come together.
Nor should we. Our differences are very deep and real and cannot be overlooked any longer. It's time for a divorce. Keep your rainbow flag away from my children.
@privatecitizen4001 I don't have a damn Rainbow Flag. I am a combat veteran from. Vietnam War 1966-67
The ignorance of the left is the cause of most of the problems.
Sadly, I agree with both of you. 😔
We can if we have a big enemy. That WILL bring us together.
It has happened to EVERY civilization. The Greeks. The Romans. Now us
many people are still now aware and are not prepared for what's coming. I hope it's not going to turn into a "Mad Max situation".
@@garyzies3486I’m afraid so. It is so hard to comprehend. Our own government SOLD IS OUT. They will all be in their bunkers and live out their miserable lives. We are better. We always have been, these lowly people have all of the money, but no soul. I am so very grateful to have NOT been born like them. We are the lucky ones! God be with you all! ❤️❤️❤️
I see a lot of similarities to the collapse of Russia too. Hope it's a peaceful as that was...though many died from poverty.
@@lnsk if they pull the dollar as reserve currency then this country will see poverty like we have never seen before
@@lnsk Russia never truly collapsed. Russia re-organized and is ambitious to regain it's former glory.
Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last month 2024
Wow that's huge, how do you make that much monthly?
Sincerely speaking. I will continue to trade and stick to expert Alice daily signals and guides as long as it works well for me.
Woah for real? I'm so excited. Alice luckas strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started
I'm new at this, please how can I reach her?"
she's mostly on Telegrams, using the user name.
It seems that we are caught in a system of musical chairs to see who gets stuck with paying the bills!
I believe that Benjamin Franklin said, "a penny saved, is a penny earned ".
In 2025 it’s more like a penny saved .9 penny earned
Not with this intentional inflation! Turn those dollars into something tangible now!!
The penny thing was a play on words to symbolize for us to save hard-core wealth. I am 77 and a penny back then could buy you alot of candy. I myself buy only barterable or useful assets. I buy precious metals, real-estate and farmland and timberland.
@@johnbethea4505 amen 🙏 God bless. I'm 42 and NEVER thought I'd see something like this in America. You must be blown away witnessing it at 77.
@@Rob-sx8ek I and others around my age never dreamed that our government would become so vial.
No kingdom lasts forever. We living in times where the west is forced to step down. You had your time of "peace & prosperity". God is back to collect.😤💯🔥
You got that right! But America can't see this or they don't believe.
Great information! I only wish that we could learn from our mistakes.
Well I work in construction in sf Bay Area we got about a years worth of work left and then nothing . 7 years ago there was nothing but cranes now you don’t see any anywhere. The money has stopped .
You are not alone my friend. Carpenter for 40+ years between Monterey and SF. Finally got priced out and currently moving to VA in search of affordable housing and a sustainable life. Best wishes !
in SF Bay as well, and totally agree. The wealthy are not investing in end times. Biden is a vegetable and Trump is a narcissistic blowhard. Neither can unite this country. You can not have $600B deficits for the last 15 years and allow all foreigners to send money 'home', and no investment in US. I used to think, why would the wealthiest want to sabotage the US. And then it dawned on me...they don't want competition. They KNOW that former 'wealthiest' lost their or did not have the corner on the 'wealth game', and THEY don't want to lose it. SO, WEF and these Silicon Valley elites and their politicians (Pelosi) have orchestrated their version of the Hunger Games. NOBODY else will have a chance to be a Gates again. He's making sure of it. Get right with God. HE see's the Gates of the world. HE will deal with them.
@@transequitur I’m sorry you are having to leave . This is such a beautiful area but yes it is to expensive around here .
And yet..ur still there..why not move? Florida is building like crazy
@@jeannettebrewer3007Florida is going down. It feels very much like 2007. Been here since 1967 so I've seen the cycles. Building like crazy yes, at the same time many for sale signs going up. Wait to about middle of 2025 and see how bad it will be. History is repeating itself.
We never have or will go to the moon!
Thank You Ray Appreciate For Updating
That kind of childish thinking leads to these conflicts. Countries should not pick sides, but US and EU leaders should change with much more mature ones.
They are evil , called greed.
I'm stacked prepped and ready
make sure you're able to defend it
Ready for what???
@@garyzies3486 oh I am 😁
@@thomasjensen6243 anything and everything
@@thomasjensen6243 anything and everything
I love the back ground music, it go with the situations at hand, it's peaceful in hard times.
Technically every new Ray Dalio video would be his “last one”.
Mr R Dalio had done this in books and video for few years, and now he is mid-70 in age. He does not mind repeating, as he mentioned better do more now rather than later with inevitable memory loss down the road.
You have to ask yourself what is his game? If you think he is not trying to manipulate markets you are naive.
They’ve all got a game and the peons are the victims.
I believe it is far more than the markets.
I mean breaking down history and what is happening now isn’t manipulation. He didn’t make up any of that, those are all facts
Mr. Dalio is trying to educate you people.
Great video! Reminds me of the book, The Fourth Turning. Great book!
The Fourth Turning written by William Strauss and Neil Howe.1997 Minus his opinion
Did he say all those things 2 years ago?
If you can’t see all this happening before your eyes then i guess he can’t help you.
@@outlaw565 I was referring that it is not a current interview.
Where to find the original audio for this video?
"I want to be with more the people that I want to be with that have similar values and will deal with me economically the way I want " .....I HEAR YOU LOUD AND CLEAR LITTLE BUDDY. WISH YOU AND YOURS ALL THE BEST
thanks for the masterclass
Wow I really appreciate this video.
I have Not seen or heard one single creature other than predatory coyotes for months now . They are everywhere .
This is brilliant with factual clarity!
Funny how caddying on the golf course gave him insider knowledge to begin with. In London 1688. There was a coffee shop and market popular with traders called Lloyds of London. They called it a Penny University, because for the price of a drink, the regular Joe could earwig, glean knowledge about deals, trades, world news.
From last year we talking about the crash😂🤣🤣🤣😭but it's only going up and up
It’s being falsely inflated by the Fed printing money. When that stops it will crash.
Thank you for such a detailed education on world civilizations. Fascinating.
Great vid
Hi Lucy, how's your day going with you?
Thank you
Jan 6th wasn't an insurrection
Can someone give me the cliff notes of what he is saying?
People are so addicted to the dollar they will accept it all the way to zero. They will be using $100,000 bills to buy an iced latte at Starbucks and live with 5 roommates.
My intellect goes back to 250 B C. It encompasses 2,274 years of human history. I can tell you that human nature is a constant in the universe. All other things change. Societies and civilization come and go. It is people that are immortal. Surviving each disaster to go on and repeat the same mistakes. When exactly in history did climate not change? Anybody? The world is littered with the ruins of past civilizations that had to move because of climate change. Hint they were all agrarian, pre industrial.
Spoken like a true "immortal"
Civilisations fell because of moral depravity (which drove all other factors) Western societies are (and have been) at that point for the best part of five decades now...
That radio @ 2:20 is a Selena, most iconic German/soviet radio out there.
$34T in debt and at least $1T added every year. The odds are very good that currency will continue to be going down in value
I believe its a trillion added about every 2.5 months now i think.
Honestly, this concerns me and has left me uneasy. Especially this potential depression, no more a recession. I'm unsure about my $130K account strategy, considering the uncertainty of this whole recession mostly.
f you lack knowledge about market investing tactics, get advice from a financial counselor.
Only the chosen ones will make it. You can be physically prepared, but it will take a strong prepared mindset to make it. Dump it all now and mindset now. We are all God's in our own right.
Our biggest problem is people like bill gates, claus schwab and other members of the wef. These are super villains creating most of the issues
Thanks Ray, once one studies cycles then you quickly realise everything is a cycle. Expand and contract will always continue whether we want it too or not.
he needed to be specific as to what is the right "diversified portfolio". How many percent in stocks and how many percent in bonds, gold, etc etc with specific ticker symbols and what not
I heard it all before I don't believe this will happen any time soon, what I've learnt is even if all the experts all agree they can all be wrong
Since we're approaching April, one of the best months to buy stocks. I am currently holding north of $300k in a savings account waiting to invest in another huge opportunity.. Where would you invest this as of now?
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with strategies to hedge losses
Having an investment advisor is the best way to go about the stock market right now. I was going solo, but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.>
Your CFP must be really good, I hope it's okay to inquire if you're still collaborating with the same CFP and how I can get in touch with them?
Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon.
Get money out of U.S. banks before you go and tey to withdraw and they say we have no money I have 300k!! Sorry we have no money to give everyone Here's 297 dollars today
Trump 2024 all the way! Great video :)
All day son!!
So in other words it sounds like the human race isn't going to make it because we are too obsessed with numbers..
So can this dude solve the problems
Looks like the end will be here by June this year, 2024. Spend time with your loved ones for the next 3 months and be kind to others. God bless. ty for everything.
So how to store wealth???
Don’t wait for a crash. Invest judiciously, keep a stop loss figure. Shuffle between debt and equity wherever the ratio goes too off your target. As for the target, I recommend a Ratio like this Debt % should be equal to your age in years. If you are 20, debt is 20%, reset in equity. If the market falls or rises drastically, your debt % will change, which you should rebalance to 20% and bring back equity to 80%. Thus you would have bought low or booked profit depending on if it was a crash or a bull run.
Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skill-set is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Natalie Noel Burns covers things like investing, insurance, making sure retirement is well funded, going over tax benefits, ways to have a volatility buffer for investment risk. many things like that. Just take a look at her full name on the internet. She is well known so it shouldn't be hard to find her.
Natalie has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
No one went to the moon
And there is a psychological war... don't miss this
The world will be forced to do what Schwab wants this time.
yeah,he said the next world problem will be a cyber attack
People don't know what's coming. True. Nor does Ray, which is why he recommends diversification, so you can make your through different scenarios, good and bad.
So, what would happen if the Federal Reserve was eliminated and we returned to some form of a gold standard?
Anthony Valenti, cousin, there's not enough gold to put in everyone's pocket. The population is too strong. I referred to you as cousin bc I'm a Valenti also 😁 from N.O. Louisiana 🤜🏻 Pretty sure they created digital currency as a backup in case the dollar crashes 🤷🏻♂️
The music behind this is so annoying
How can someone safely invest when the market is rigged & corrupt
I suggest you ask your computer what are safe investments. Then you read it and educate yourself. If your to lazy to do that then nobody can help you.
You're right, too much inside trading going on. Makes it like a pyramid scheme. 😒
The world has been existing on funny money. The us dollar has no gold to back it. We can declare toilet paper as 2024 legal tender 🤣
😂
so he change the dates again for dunno how many times umm
When one says to borrow money, he mean to print it.
A fair society need to equalize to a certain level because to be successful depend on mostly by chance and not to be dynamic ,a good organized society should grant an income at every person at the age of eighteen as that every human being can live his own wishes without fear of being homeless or spend his time too so-called social denigration institution which are more expensive
If we print me how is there a crisis!
Yes we can get beyond 2025 and we will
Stop inflation .
Great for crypto and shorting.
The Prime Rate has to be 2% higher than the inflation rate. Otherwise your dollar will be devalued. This is a great time to borrow, if you buy appreciable assets. Lowering the Prime Rate during inflation is pure politics.
this is happening in Turkey last years, devaluation per day through high inflation
From my observation and historical market pattern, there might be a bit of turbulence in the market coming up, but here's the deal: Trying to guess what's going to happen next is less important than spreading your bets when trading and thinking long term. It's not about guessing the market's next move; it's about playing it smart and steady...managed to grow a nest egg of around 100k to a decent 432k in the space of a few months... I'm especially grateful to Francine Duguay, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
She often interacts on Telegrams, using the user-name...
@FrancineDuguay .
🛑 Scam 🛑
🤮🤮 Scam
Σάς έφαγε τό μίσος και η απληστία
America is not a Dumbocracy!!!!!
Ακόμα και στην τελευταία στιγμή δεν πατάτε φρένο ...!!!
Everything in America is Going down the toilet. I would Never invest in America.
About the background music...I quit!!
Please ditch the background piano music. Dahlios words are enough
In 1971 U.S. individuals could not convert Federal Reserve Notes into gold at the central bank. They were not even allowed to own gold. C’mon, Ray. Foreign central banks could redeem FDR notes for gold and started doing so.
But Hate still survives with these events sneaky Hate!
Its easy to criticze the past.
RAY DALIO for President!
WHOS WE PALEFACE
The music behind the video is disturbing
Simple fix. FED print more
I would support Ray Dalio for president
If you want to get rid of the extremists in each party than you have to get regular people to show up in the primary elections where the candidates are chosen. Democracy is a participants sport and is not for those who are only spectators ! When most of Americans participate in the primaries partisanship will be enormously reduced ! Partisanship is a symptom of the concentration of control by smaller and smaller numbers of people in the political process.
Liquidity dreams turn 2 Nightmare,s just a fact of Reality🗽🗽🍔🙂
YEa, im sure it was so innocent ray
no one is coming out of ww3 if it goes beyond what already has so far. Dalio will be the richest man in the mass graveyard.
You can't take it with you, but you need some in your hands until you go.
Gee let’s have a government that doesn’t have largest power over the country ,and then maybe give te power of regulation to the people ,gee I think it just may work ,as long as we can have a system of let call them checks and balances. I wonder could it work?
I am trying to listen to what Dalio is saying, and I am constantly distracted by idiotic stock clips that have nothing to do with anything. This does not work.
All by absolute design…
Yeah I don't worry folks, people have been claiming it's the end of the world for thousands of years. You are incredibly self righteous if you believe the end will come while you are walking this earth. You are not that important, as far as the end goes.
Ότι προκαλείται εσείς, αλλά θα τα λούζεται....!!!
How will it be washed away???
.The world cannot be controlled; those who try to control it will lose.
It is a basic human competition to role over the world and be in the top until you decay and someone else will role over again and so on. This will repeat until end of time. What is interesting is that the Rome did not learn from the Persians and the Arabs did not learn from the Greeks and so on. They all repeat the same mistake or maybe not a mistake but rather a cycle that must repeat. You start low then you reach high then you decline. ❤
Yes, and it's a rare individual that can grasp the simplicity of that cycle. Blessings
The evil ones running the world are doing this on purpose. And humans who watch television programming, play video games, and spend time on social media are far too easily manipulated. None of this is necessary.