MONTHLY PAYMENT ON A 2024 BMW M4 Competition...
2023 ж. 10 Қар.
112 811 Рет қаралды
Let’s discuss the monthly payment on my brand new 2024 BMW M4 Competition xDrive. How much it costs and how much I pay per month and my plan for paying it off. BMW financing and smart ways to make money and invest money.
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Within the year it will get repoooo😂😂😂😂😂
I’d rather be the person you laugh at than to be a person who laughs at and hopes for the downfall of others. I hope you subscribe so you can see what happens a year from now.
I guess someone is jealous😂
Wow! You don't know this man's finances or what he can afford! The nerve of you to comment some mess like this!
Lame comment weirdo shit boo this man @ Sazonman
@@WillMotivationstruck a nerve bro 😂
Dave Ramsey would have a heart attack hearing this
>$100k for a brand new car or you can buy a 22' with
2 things Will. Financing the PPF and tint is over paying for those products. Those purchases should always be done out of pocket. For wheel package setup please reach out to us. Who ever set you up gave you the wrong size. Upgrades for m4 are 20 inch in frt and 21in rear. We've done 9 in and 11in widths.
100 percent.
I’ve never even heard of financing PPF and tint. That’s wild.
@@macuser1232 In the last few years dealers have added " addendum" stickers with " packages" .People financed them all day long
I financed it because it did not matter. And was just convenient
This dope man, I appreciate the transparency. It really gets my expectations in line for what’s needed to own something like this. It’ll happen soon enough. Congratulations on the sick cars!
Appreciate that
That rs3 sitting pretty on that driveway🤤😍 The m4 has 19'' rims on the front and a staggered set up from factory for better handling purposes as stated in many reviews by lots of youtube car journalists.
I am glad to come across this video. it helped me learn a lot about my next dream car and the payments i will be making. however this BMW M4 is a dream car and i was curious to see videos of it and come across your video. i used this as a sources of advice for a young adult that love luxury things... i hope everyone else learns from this or get some takeaways.
If he has the job to support his spending habits, more power to him. If he can't, it is none of my/our business.
Facts.. did they miss the rest of his garage?? 😅😅
He makes it other people's business when he makes a video for the world to see.
@@PAIDFOR50 And it is still his business. Jealous?
@@fredeb67 No sir! Never jealous of anyone who owes money to a bank. I own my home and cars 0 debt. Not sure why this nonsense even came up on my KZhead page. Clicked off as soon as he mentioned payments.
@@PAIDFOR50 Lmao tough talk for a keyboard warrior
Love you guys and appreciate you for watching!
Why monthly payment can you tell me
Yo will im 19 and i wanna be a millionaire by 21 do you think this is possible if so how, im currently working at nissan selling cars to learn sales skill but i wanna start my own business and work for myself
F8 spider right?
Yep
Hehe why do you want to be a millionaire by 21 ? I mean sure it’s possible but not easy. It took me probably ten years to get to millionaire status in net worth. You’d have to start a business for sure and it would have to do serious numbers. What to skulls do you have that can make money? If you don’t have million dollar skills or a million dollar product that’s where you have to start
I like your car content. I really enjoy your videos. I want to see more. Educating me alot my brother. Thank you so much.
More to come!
I would so consider one of these. ❤ awesome choice and welll made machine. Only bmw I ever owned was a 95 530i V8 it was fun.
I have that exact same spec on my M3. You also have the executive package with includes remote start and the upgraded audio.
Need to get a stop down polarizer for that camera. Great vid though. Sick car.
Real motivation for me my boy 🔥🔥🔥
My Wrangler 2016 w a supercharger, all sorts of upgrades on 35's spent about the same.. it's paid off.. and that is a dang sexy BMW.
I love this car but if im buying any car for 109k I would probably be getting a C8 with Z51 package fully loaded. That's just what i would do but this is still a SWEET car. Love the m4 Thanks for sharing.
Love you man I appreciate the effort in every single video dude😩❤❤❤god bless stay safe
I appreciate that
love this bro bro!!
Much Success ✊🏾
My eye caught the difference in wheel size right away, I’m happy you explained it, that’ll bother me too.
Looks wayyyy better now with 20s all around
The interior is 🔥! Definitely a Sick BMW!
The 2-tone stock competition wheels look so good already. Even better than the aftermarket ones her imo...I always make the dealer ceramic tint my windows for free to close the deal also. They robbed you on that PPF. For me doing all the individual upgrades is part of the fun. Sounds like you you just want it done at once, and don't mind paying a premium for that luxury. Enjoy the ride all the same brutha.
I was showing thanks to the dealer for getting me the car so fast
This car looks amazing. I would not do anything to it. No changes. It’s perfect the way it looks. Expensive car. In general, car nowadays are super expensive. My advice to anyone is own a home before you spend a ton of money on a car.
Everyone has different situations. If you're renting a place and can afford it then go for it. You DONT need to buy. Everyone thinks you have to do it where it's just not always the case
@@IcarusFallz that mentality will keep you poor and working till you die. Put your paycheck into something that will appreciate, not a high car payment.
u can just get into high payout races with these whips atp , my 17 yo friend got a m3 and paid it off with race money
Thanks for that. This should not be a hot take, but nowadays it unfortunately is. While it may not be as fun to do in your low 20's, it will definitely pay off big if you just have some patience.
Makes sense, however here in cali we have homes from 50-60ties in not very desirable areas going for 300+. That thing is money pit and in another 30 yrs probably will be due for demolition. In today prices and interest rates it makes sense to rent and see later what’s up.
Beautiful BMW bro! Check the brightness on ur camera tho lol needs adjustments
Ok will do
That's hella crazy but I guess if you're paying it off early the loan doesn't matter quite as much. Super nice car though.
Can’t believe these things have gotten that expensive. Last BMWs I bought were F83 M4 Competition and F85 X5M (2019), paid $160k combined for both.
Ha, I did something similar F87 M2C and F86 X6M for about $115k (both were 2019). I love having those two very different driving experiences. M2 is manual :)
Hey, Will when you show your cars show everything especially the engine compartment, I would love to see that
Will do!
Perfectly built. Them wheels are sick two 👍🏾
Appreciate it!!
The exposure on your camera is too high bro. Need to mess around with your settings to make the quality better 👍
Love to see this bro
LOVE THE BMW CONTENT!!! LOVE THE CARS!!!
This man has some nice cars!!! Congratulations on the new BMW.
Thanks!
Good for you! Beautiful BMW
Seen this in black and it looks scary! 🔥
You doing amazing things brodie
Thanks bro
Beautiful car, I think the only option you forgot was the M carbon bucket seats, it’s a 4500 option.
Eh the seats aren’t for everyone fitment wise. With that being said, they look amazing. Wish my back wasn’t so wide.
sounds uncomfortable
@@DylanPompait’s very comfortable and keeps u in place on sharp corners
This is like looking at a mirror lol.. I picked up my '24 M4c xDrive last week, total price was $105K and I financed 100% of it through BMW FS with a 60mo loan @ 6.29% interest. Credit score was 826. My payment is $2052! I invested $125K cash into $JPST to completely offset the interest. I work a commission only job and would like to keep my capital high instead of sinking a lot of cash into a car right now.
Smart man 👍🏽
What’s JPST? JP Morgan? I have a ‘23 M3C Xdrive and my payment is $1048 a month. Car was $101k.
Great video. Beautiful car, and color.
Thanks!
Super awesome line up!
Thanks bro
Anyone else looking at his landscaping, property, home and potential build of his garage set up over the cars? I see nothing in the comments about that. Guess some of us are on different levels. 🤔 Gorgeous Garage bro. Looks like the east end of Long Island. You gotta be on the island.
Thanks. I’m down in ohio.
Love ur channel bruh
Thank you!!
Hi, nice vid! Couple questions for you sir. I’m debating between getting the M4 or the RS3. Which is the better car overall in your opinion? Also, I noticed you didn’t put much down payment. Is there a reason for that? I’m also debating whether or not putting a bigger down payment is the way to go or keep it low as possible.
I am also on the fence between m4 and rs5. As to money, he said he would pay it off in six months. Thus bank gets only small interest on this loan.
M4 is better overall but the rs3 is a sexy little car that I loved but honestly the m4 does almost everything better
Congratulations on your new purchase ! I'm planning to get one a these but I would put down a 60-70% loan on it so my monthly payments won't be so high , tryna still save for other investments you kno !
Will, new to the page and love the content as well as the car. Considering either this or the M3. must ask you though: what's insurance on the M4?
Man it wasn’t cheap. Like $180 a month
180 a month? What is your deductible set at for that price please? I was expecting more? $180/month is a 6 month premium of $1080!
I own a 2022 G80 M3, xDrive everything on it minutes the bucket seats…. I pay 900/m….. 😐. I’m so Deang glad I got mine on 2021 😮💨
All of the interest on auto loans are is front loaded, so you will pay most of the interest during the first 2-3 years of ownership.
I've got this new mountain bike I'm gonna make content with. Got it for $97 at Walmart. Crazy mods on it. Got a reflector under the seat so I don't get run off the road from behind. Thinking about trading it in for an M4 BMW like you got. Wondering what my trade-in value is for it. If they give me at least $80 for it, my payment might be around $3,900k/month with a 18% interest rate. I'm getting there, bro! Baby steps.
Go to a credit union and apply for a car loan urself guys. The dealership adds on extra interest and pockets the rest
Dark interesting colors really make this car. Love it
Nice collection...I was never a fan of the front end of the BMW M4....grill seems way oversized, but that seems to be the trend on many high end luxury cars.
Dont forget the 500-1200 car insurance 😅
beautiful car, love the options. What do you think of their top dog the m8 comp? Im a big fan of coupes.
Love it. Check out this video: kzhead.info/sun/pcifisynjWONhZs/bejne.htmlsi=9lzjM7ohpE7lwILm
@@WillMotivation Just checked it out appreciate it, his interior looks similar to you. Both dream cars
Thanks for sharing this information! I’m saving for the m3 and honestly the interest rate is the most demoralizing portion. Have you heard or seen anyone get less than 5% with tier 1 credit?
Oh yea before the rates went up. They’re just high right now.
Not unless bmw has special interest rates listed on their site if you finance through bmw. If they dont then 6-7% on a 60-72 month loan is pretty standard nowadays
Id wait a few months cuz the Fed is considering rate cuts later this year
829 fico here. 6.49 was the lowest rate through a credit union. Best advice is buy within your budget and pay it off as soon as possible.
@@drcasper hey! Thanks so much for your experience. Yah I decided im going to be smart and just save until I can pay in full. But thank u so much it’s nice to get some feedback p
Great video verifying informative. Your wheels on your M what color are they?
Brushed bronze
3:30 with your white hat and the sky being so bright it look like the top of your head was invisible 😂
🤣🤣🤣🤣
I was looking at the front wheel like what’s going on Beautiful spec bro
Appreciate it
Bro we appreciate you bringing us with you on your journey
Awesome looking car bro!!
Appreciate it!!
BMW has hit a home run with the M4..
Them things are ugly. M3 is much better
Nice video with open transparency. Seems like most are leasing for 1200-1700. I feel like if anyone can’t figure out how to calculate payments on this car they should be looking for something
Hehehe true
Is the front tires thicker then the rears? I never seen that looks before. Just edited this post, should have watched the whole video first before I posted a comment lol. I saw you addressed the wheel situation lol.
Just ordered new front wheels
Listen. Avoid the haters. You do you. You picked well. Your life and finances are yours. I choose very nice cars - sometimes beyond what I should and I am 53 and make a good income. I get the pursuit and the love. I like your channel.
Thanks bro
Never finance a auto loan through a car dealership. Credit Union rates are about 1.75% points lower. Your rate is actually higher than 6.2 percent. The true cost of the loan is determined by the Annual Percentage Rate. (APR). So you are effectively paying more than the 6.2 percentage points. It's a simple interest auto loan and a smart idea to pay it off early. Very nice car, Will. But why Finance the add-ons like PPF, effectively rolling it into the the principal as opposed to having it done after the purchase?
Never finance a car ever. Pay cash for the car or learn to live without it.
next time a credit union for better interest rate
hold onto the front wheels, I may get them if the price is good😁
Email me bruh. I got them ready. Get@willmotivation.com
$700 for window tint?....wow What does the value( depreciation) of these look like after 4-5 years? By the way...I used to patronize this BMW dealership when I lived in Columbus Ohio. I used a have a BMW 7 series that I bought CPO. It was about 4 years old when I bought it
6.2% is what I got on my 2024 Camry Se with my credit union and I have good credit. The dealership wanted the opportunity to match the rate. When I showed them they couldn't come close.
hmm my 2023 comp drive is only 1200 a month 0 down. def wouldn't pay 1k more for screens I don't even like
When i own a m4 g82 I would pay the car fully without any car payment. just insurance like how I got no car payment on my infiniti 2020 luxe 3.0t I only pay 450 for insurance
Congratulation or your new car. Was the dealership open to negotiating the price of the M4.
Nahhhh it was special ordered
Gd lookin ride enjoy it!
Thanks, will do!
That's a sick car brother! Drive hard and drive safe! By the way, may i please know what you do for a living?
Software engineer and real estate investor.
@willmotivation Hey love your content, I just got an M4 Comp xdrive myself. I was wanting to get some more carbon on mine, did you install that yourself, or where did you go to get it done?.. thanks!
Definitely check out the BimmerPlug link in the description of the video for my discount code. But yea some of it I did myself and some by the dealer. Mostly the dealership
Congratulations. Nice car
Thanks!
Dayum bro haha my 2024 m4 competition xdrive is 1700 per month 🥶. We gotta pay to play bro lol! my payoff amount right now is 103k i just got it in October. The rates now are ridiculous bro i was in the low 6% as well. A few years ago like you said we woulda been in the 2s smh.
I’m gonna pay mine down to like $50k balance for now but car is sick!
It is man I'm so in love with her. Mines is black with interior just like yours but orange. A true beauty. Yeah I plan on paying it down before giving them that interest as well but maybe in a year or so I want to put that money in more real estate first haha 😅🤝👊.
I have the same car. 2023 M4 Competition xDrive. But I put a lot down on it. Mine is $1,290 a month. I also had a lot of equity in the 2020 M340i I traded in on it.
What color did you go with?
Skyscraper grey. Red and black marino leather interior. I wanted highland green. But they told me it was going to take 12 months.@@WillMotivation
How did you like the M340i? Looking into getting an xdrive one so i would like your opinion.
@@trappin8838 I loved it. Plenty fast. Good looking car. It went up to 155mph pretty quick.
@@rickyhipsher2896 Awesome thank you, I’m looking forward to getting one, I’ve been searching for the perfect balance of fun and a daily driver and I believe I’ve found it.🙂
I dont understand the fascination with monthly payment videos. If you’ve bought a car you’ll know your monthly payment is based on your down payment and credit history. It’s that simple you can have a $200 payment on 100k car. However you’ll be making a mistake buying a new bmw,Audi or merc with a large down payment. These car loose over 50% value over 5-6yrs. You’ll be better off leasing. A 2016-17 m4 right now Will cost 35-45k. Brand new that was 70-90k. You’ll be upside down now if u bought one brand new.
Agree 100 these are lease cars.
This is the car I am striving to get. But when he said the monthly payment I think I'm fine with my 435i hard top convertible
gotta pay to play it seems, especially for new cars. I'd wait a couple of years and you should see some decent used prices (that's what I'm doing :D )
Yea my 435i coupe is 457 a month, bought in 2019 and paid off this may 2024. I cant imagine 2000 a month lmao
you need an nd filter for your camera asap the highlights are way too blown out
Wow I remember watching that lambo video 7 years ago 😂. And stumbled across this . If someone is a millionaire do it . 6 figs na
Wait, is that an RS3 in the driveway? I tried getting one of those around 4 months ago and they wanted $20K over sticker. I walked across the street and got a CLA 35 instead, but I still think about those- mean car. Great looking M4 by the way, nice move.
should've opted for a cla45 lol
hi will, can you please share which tints these are and the percentage? thank you.
Ceramic 30%
That is a disrespectfully high payment AND interest rate sheesh. I knew it would be about $105-109k because I build mine with fully loaded every time and it always comes out to around $105k lol
Loses half the value in 2-3 years. Assuming you keep the miles low.
There's no way I'm paying 2k a month for anything waste of time and money especially on a car the speed limit is 60 mph drive a camry
The color on the M4 is so cool. Did you sell the challenger ?
Yep!!
Exciting ! Can't wait till you take delivery of the Revuelto
Navy fed 4.5-5% right now
hey Will . planning on buying a used caddy ATS coupe for about $16-19k . gonna put $8,888 down nd finance it over 3 years . but then ima try to pay it off early nd turn around nd trade it in + put another $8,888 down on a $30k ct5 . does this sound smart ? or if i can financially afford it ill have both .. i pay my bills with legal money but i make a lot with the dirty money .. im still young so still in the process of building real assets
My best advice would be to learn how to make it all legally no dirty stuff. Getting locked up ain’t where it’s at my bro. But other than that sounds like a good plan as long as you’re covering all of your other bills and saving some money and investing in yourself and your skills
@@WillMotivation appreciate it bro . goal is to defintely retire from the dirty stuff . trying to figure out what business im actually capable of starting successfully . the trucking industry seems manageable but im worried about saturation . i know i can use my ad skills to run a good pressure washing business , but im not sure how well i can scale that and i will consntantly need new customers . then theres renting jet skis which could be lucrative but i may just be shooting myself in the foot with that .. plenty of great businesses out there but its not easy figuring out which one youd actually be most successful with .
Well... I own a high end rental fleet and 2k is insane. I had a GLE 53 AMG for 110 and i was playing 1700. My lease are up and ill probably pull out about 10 more cars. Im definitely adding the new X7 a macan GTS, and a x4m comp. Since theyll make me money they are free for me! Really doesn't make sense paying for these because of the depressiation.
I was thinking the same. Here in LA everyone Leases these only. Never purchasevyou lose $20k first year Easy
@bikefax8177 he is a real estate investor so there "might" be a possibility he can write off depreciation the first 3 years of owning the car if his company bought the car.
I was thinking about getting one but I can't afford that much, thx!
Depends on your down payment but I didn’t put any money down
Brother I hate to say it but they got you with the dealer mark up. This was on the showroom floor correct?
Nah. I ordered it. No mark ip
Why’d you pay for the dealer paint protection? They overcharge for inferior products. Also assuming price for tint you didn’t go ceramic? Why?
I did ceramic yes. And I did the dealer options just to say thanks for getting me the car amazingly fast
Amazing Car. Man I wish I had one. Just curios what does BMW stand for?
Bavaria motor werks…it’s a simple google search
Hi Will, you are awesome, love you..with that said 😮...you could have gone another $25k in options..you skipped the CF buckets ($4700), the Carbon Ceramic BBK ($10k) and the god awful M Performance exhaust for ($8k)..so pretty easy to go $130k on these. I have a 23 M3C and a 24 M3CX Individual in the pipeline now. And no, i skipped all that shit too..😅 the CF Buckets do look amazing..but at 57 years old..nope😊
Buckets are not comfortable not a lot of people that buy these cars track them lol 😂 but buckets help with resale value
🤣🤣🤣 I’m with you and excellent point !!! I forgot those options
I never paid that for my house and two cars per month. Insane
Didn't want that m5 while u was at it? 4.4v8
I got you on The 49 cents bro no problem 😮😅😂
🤣🤣🤣
Damn that's crazy!! Car note is like a mortgage, gotta sell bricks to afford it 😂😂😂
Only if those bricks are a part of a home you rehabbed and sold for a profit.
@@WillMotivationhe talking about drugs hello!
If you are not making at least 500K a yr, you cannot afford this vehicle. the insurance alone would be crazy .
23yrs old all I wanna do is grind and make enough money to afford a M4 Comp goal is before 30 but idk how people do it 🤦🏾♂️
Look up high paying skills bro.
out in the streets they call it murdaaa
How do you get around the credit hit for paying off a 60 month loan in a couple months?
Usually no hit for paying them off
Credit hits like that are usually short term.
That Ferrarir is frickin sick