12 Indian Home Budget Planning (Monthly) & Investment Planning Tips!
In this 12 Indian Budget (Monthly) & Investment Planning Tips video I have shared 12 tips and ideas which might be helpful to know how to make home budget or how to manage monthly home budget. Also I have explained a THUMB RULE of 50:30:20 to for Indian home budget planner. This video concentrated on monthly budget for Indian middle class family to help budget planning and do your investment plan. GET YOUR FREE PRINTABLE MONTHLY BUDGET PLANNER down below. Hope this household budget management will be helpful for you.
12 Tips/Steps are-
1. Sit together and plan your budget.
2. Have An Organized Monthly Budget Space.
3. Think about realistic budget and categories money thoughtfully.
4. Have a finance book for your family's reference.
5. Designate a wallet or bag to keep your monthly expenses.
6. Have a carry forward or leftover money folder.
7. Have a designated bill jar or bill folder.
8. Manage your plastic money carefully and thoughtfully.
9. Explore specific investment plan.
10. Make SIP PPF as a part of your home budget.
11. Separate Insurances and savings in your budget plan.
12. Understand your finances.
-------------------------------------------------------------------------------------------------------
Free printable of monthly budget planner-
docs.google.com/document/d/1C...
-------------------------------------------------------------------------------------------------------
Product links-
Budget Planner- amzn.to/2mzhZif
5 Subject Single Ruled Notebook - amzn.to/2mCpdBV
Money pouch Wallet- amzn.to/2DfHWOK
Electronic Calculator- amzn.to/2DaI8uN
A4 Document Organizer- amzn.to/2DdB8kO
---------------------------------------------------------------------------------------------------------
About Home Hashtag Life- Hello I am Jaya. I am Home organization fanatic, Home decor addict, Passionate KZheadr, Gobbler, Music lover, Fiction movie buff, Laugh-Out-Loud.
On my channel I will share with you diversified tips and ideas on budgeted home organization, lifestyle, recipes, , cleaning tips, routines and many more!!! I hope you will find it helpful and exciting.
Much love 💕💕
------------------------------------------------------------------------------------------------------
Organize Your Life- • 8 Habits on How To Org...
More Organization Videos From Our Channel-
Women Closet organization- • Women Closet Organizat...
Kids Closet Organization- • Kids Wardrobe/ Closet ...
Kids Learning Toy Organization- • Kids Learning Toys Org...
Kitchen Pantry Organization- • Indian Kitchen Organis...
Kitchen Small Food Cabinet Organization- • [Small Space] Kitchen ...
Fridge Organization- • Fridge Organization Id...
Spice Organization- • Spice Organization or ...
Shoe / Entryway Organization- • Indian Shoe Cabinet & ...
Budget Friendly Home Office Organization- • DIY Home Office Organi...
Cleaning Cabinet Organization- • DIY Cleaners & Kitchen...
Medicine Cabinet Organization- • Medicine Cabinet Organ...
Home organization playlist- • Home Organization Solu...
Home Cleaning playlist- • Cleaning Tips & Tricks
--------------------------------------------------------------------------------------------------------
Contact us- homehashtaglife@gmail.com
----------------------------------------------------------------------------------------------------------
Follow Us on -
Facebook- / homehashtaglifebyjaya
Instagram- / home_hashtag_life_by_jaya
Twitter- / homehashtaglife
Pinterest- / home-hashtag-life
-------------------------------------------------------------------------------------------------------
Music credit-
Island by MBB / mbbofficial
Creative Commons - Attribution-ShareAlike 3.0 Unported- CC BY-SA 3.0
creativecommons.org/licenses/b...
Music promoted by Audio Library • Island - MBB (No Copyr...
--------------------------------------------------------------------------------------------------------
Thanks for watching. Do not forget to subscribe Home HashTag Life by Jaya for more such videos. Links contain affiliates.
Really appreciable video 👏👏👏 and thank you very much for sharing your views with us... keeping bills in a jar is a wonderful idea actually.. and having a separate space for budget seems great.. that 50:20:30 idea is really a striking one.. I always try to put a home budget, but it will be a damn good failure everytime.. and do you know about any saving plans for boy child?
I hope this time it will work. It's always better to take expert advice on finances. :-)
Hi you have post office scheme for boy child too... enquire near by post office da.
LIC POLICY. it also helps a lot
get in touch with a financial planner near you...
Thank you so much, I randomly bumped on this video, and have already noted 6 pts . extremely easy to understand, knowledgeable video. Thanks again!
hi jaya.....you are just awesome ......n ur ideas are wonderful. actually i dont know nothing about organization bt after started watching ur videos i learn to organise my house everything ...thank u so much ...allah bless u
Very helpful video. Thank you Jaya . I writing down everyday expenses. I got many tips from your video.😍😄
This video was so needed by me...coz i always end up overspending inspite of planning extensively. I will try n imbibe ur points to make it better. Thanks a ton!
Your handwriting is very beautiful
Very useful and important tips👌 we too failed in writing our daily expenditures on the paper so as in your video we started to keep a folder for monthly paymens 👍
Wonderful as usual ☺! Much needed for ladies like me who failed to track monthly budget despite of resolution for the next time 😆
Very helpful tips..i m just starting to learn budgeting and your tips are so very precious
Hi Jaya, recently I started to my monthly budget. Your videos r really very useful for me. Thank you so much. Love you. Keep it up.
Very helpful. Moreover it added bonus tips to manage finance. Thanks
Tq so much Jaya for the wonderful tips on savings & budjetting
Thanx a lot dear for dis I always get confused how to manage monthly budget Dis video is life saver for me
I loved this video. I already have a budget plan. But this is really helpful. Specially the word doc this will help me to use it for my personal budget. Thanks
I watch this video again n again...highly useful. Kindly make a video on * How to save for Retirement * In case of Divorce/Unmarried/Bachelors * Buying a New House * Creating Different streams of Income
I loved the idea of the bill jar.. will definitely give a shot. Thank you so much.
Good to know that you have accepted and shared your failures. Your tips are useful and I also failed many times in Bifergatt money. Thank you for sharing your experience.
I just loved this video very much helpful n got to know about budgeting system...thanx a lot for ur valuable information...👍🏻☺️
Very nice video. I love the way you are so organized and neat. My monthly budget always fails , will try to incorporate your way. Thanks dear!
you are awesome di....m your new subscriber..m a newly married and have no idea what to do with my household things and i didn't even think that i should follow a monthly budget.... thank you so much for helping me out...love you diii..god bless you
Hello! I have watched so very many budget videos and yours is the most realistic and to the point video I have ever seen. Thank you for your time and putting this complicated topic into a new light for me. You are fantastic. 😁
I have made video on budget template. Please check it out.thanks
Hello thankyou so much for helping the home budget Valuable advise with lovely voice
After watching your video I learn how I manage my monthly budget
Hiii new to your channel. Binge watching your videos. 😊. Love the calmness in your voice and love the simplicity of the content in your videos. Liked that you also do free printables it really helps. The effort and thought you put in shows. 👌
What a useful video. To be honest, I am not an active participant. My husband does everything. But on seeing your video, I feel it's high time to pitch in that area as well. I generally save the bills, keep a diary to write down the expenses made each day.
That's great :-)
👍👍👍👍👍👍👍👍THANKS a ton for such a great advice on budgeting.
HI this is my first comment for a you tube bloggers like you....first of all i am a big fan of your channel. i myself a financial planner spl for women....i liked your video to be more sensible since the point where you told both the partners should be aware of investments, debts; insurance etc. i had an experience with one of my client recently....its very important that you told about this topic since you people can speard the word more fast than a financial planners....thank u for the video....tc
Hi jaya u r too good n talented...all tips are so helpful to arrange home budget wisely..will follow it definitely..thank u so much.
Very useful one Jaya👌👍 I usually also save a small percentage of the income for tour expenses so that it wud not be a burden especially on international holidays...
Finally aapne Ye video bna hi diya... Thx a lot . . . Hamesha ki trh best video...
I know it was long due one :-) Thanks for watching.
Hi jaya ji.. very useful video thank you so much... I do monthly budget but I don't follow😉😉..i will follow from next month Inshaallah.. thank you dear.. 😘😘💖💖
All things are not possible in joint family. Still wonderful budget ideas. Thanks for sharing 😊
Definitely Good one. Thanks for Very important useful matter..Sharing wth us.. most important r insurance plans n control on credit cards I think.. jaya ji u motivate every woman which increases our confidence levels..
Thanks so much Swathi :-)
Excellent...... no more word to say.....fabulous..... u r genius.... thanks once again..to teach one more task....or need of future life......"bhagvan ne apko badihi fursat se banaya hoga....sari intelligency dekar"👌💐☺👍
You are so sweet Amruta, bohot skhukriya aapke pyaare shabdon ke liye.
Hello Jaya ji It is very good and helpful ...... thank you so much
Wonderful video, we do apply many of yours tips n they do help a lot
Beautiful handwriting and very useful video.. thanks for sharing
Hi Jaya, Well as always you have shared a brilliant idea through this video. A good way to make your monthly budget specially for new generation. Thanks dear for your more amazing videos. A really very motivational video,hats off to you Jaya😊
I am so glad to hear that, thank you Masoom ji.
Omg...😮u r so brilliant Jaya 😘😘tariff karne k liye mere pass koi shabd nahi hai,meri aap mahan guru ho ...🙏 thanks...n vy helpful video
Sangitaji bohot bohot shukriya :-)
very helpful video thank you so much... I'm waiting for your another video....
Wow Jaya.. Very gr8 video.... I've also failed many times to keep a record of my daily expenses.... But now I will follow these tips. Thanx a ton for making life easier for homemakers like us. 😊😊😊😊
Best wishes dear :-)
Accept my apologies for the late watching....it was a great video ...u must deserve all credits for such a nice thoughtful organized plans for the budget maintenance.... Its really awesome video jaya.....
Thank you dear,
Superb planning ....you also have a beautiful handwriting. I also have a similar habit of planning and so can relate to this video
Thanks so much Leena :-)
Apke sare videos bohot bohot khubsurat hai...n ur handwriting is too good...🌹👌
Thanks so much for your guidance. It’s quite practical and useful.
Thanks for sharing this video. It's very useful for me. Thanks didi
very good idea for monthly planning tips thnk u jaya dii love u alot😍😍
Best video for budget planning...thank you
hi frd it's really useful video.pls do one on wat mutual fund n sip plans to invest in a useful way and insurance of car bike etc IE vehicle insurance which to hv benefit
hi jaya .. very nice video ... ur videos are simply awesome .... especially this video i liked a lot ... thanku once again
Very help full vedio...mam.new year.. I plan to save more money..I follow ur instructions..
Hi jaya very useful idea .your all organize videos are super and inspired me very much
Very helpful vdo Ma'am god bless you
As usual very nice and helpful video, thank you jayaji
Don't get me wrong, i'm not yet married and every indian boy want a girl like you who is so balanced and planned,well organized and educated, good at cooking (omg!!!! i really really love ur dishes), taking care of kids and family members, organizing different parts(kitchen,hall,bedroom,wardrobe) of house...it never ends and no words to praise U. you got much bigger role than in GIS. i wish i would get a girl like you (at least 50% of you) is more than enough.
Hahhahaha, I will make sure my hubby reads this comment. Thanks for your kind words Siva.
Awesome video...love to have you because you are a mentor for me... My budget mostly messed up during festive n wedding season Please suggest to overcome this problem..❤️❤️❤️
Hi Jaya, great video as always. Please create a video on how and what to pack stuff for a toddler for a travel
I also follow similar ways as yours , after a long time watched this video of its and again felt so good dear... I am really very fond of ur organisational skill
Thank you dear :-)
The most needed video jay.....thank you...love u.😗😗
Thanks a lot.... I was really looking for a fresh start... We do budgeting... But somewhere it was meaningless and disorganised...
I am always eager to watch your videos. U r tips are really useful. I always recommended to watch u r videos to my sister's and friends
Very useful video ..👌..Will surely try ur ideas..thank you for sharing..
Hai jaya me too have a budget planner. I keep two books one for my savings and the other for House hold purpose it include every thing. In saving book i just noted out when i started it and when it expires so that i can reminded for a new plan for eg the lic which we matured last year so we planned to make roofing on terrace. So having a budget 'book' is very important, another thing i have i wish to share with you is write down the price of grocery and other things so that we can plan the amout needed and the price variations. I like your presentation jaya.
Thanks for great inputs Divya :-)
Hi mam... l luved this vedio This is main n super challenging role in family for monthly budgeting..... but u have made it super duper.... evry simple n easy... Lykd d ratio u have described. .. N ur family soo lucky to have such a super talent women... N u have a such beautiful heart dat u ve share wit us thxz lot... God tussi great ho😉 jaya mam aap itne great ho Hatzoff👒
Thanks for such lovely words dear.
Hi ji 😊 this video really made us to realize the importance of budgeting and all the tips are very useful frankly speaking I am finding difficult in writing daily expenses on daily basis some time we forgot to note. Thanks for sharing and motivating us ji 👍👍 😊
You are so welcome priya ji :-)
nice video, hamare ghar me to adha me, adha mere husband sambalte hai.mere isseme to dhood,paper,vegetables aur etc.bhaki Sab mere husband deklete hai.to mereliye easy hai
Thank u very much Jaya for the useful video as always.
One of your best idea's keep it up and thanku jaya
Good morning, Jaya. U made wonderful video. I started planning my budget by implementing your ideas. Please do video for working woman, how to organised meal preparation, organise home as well as manage job also. It's very hectic to organise our self. Please guide. Waiting for your new videos. All d very best 👍😊
I can totally relate, sure I will. Thanks.
Very nice video simple and apt covering all the points. I love watching yr videos Stay Blessed
I am so glad you like it :-)
I really appreciate your work jaya... U r such a beautiful soul
Hi Jaya I am Arpita. Your quality and information of video is amazing and had changed my life a lot. Please upload more videos with less time gap. Plz plz . I am Ur big fan.
Thanks so much for your love Arpita. I will upload soon.
Thank you for the video, it was very helpful
Nice information and you explain this with covered all points... Thank you
Thanks Ashwini :-)
V inspiring..... Thanks for sharing this imp information.. 😘👍
Great ... So beneficial for everyone.thank you .
Exelent video.. specially 50:30:20 idea n also your carry forward pouch.. big thumbs up 👍👍
I almost following budget just like u sis.
Thnk u jaya didi... vry hlpfull video..
This is very helpful. Thank you so much.
Very much informative...... Thanks again Jaya....... Ur pouch idea really works
Thanks Sowmya :-)
very helpful video . Thank u
Hi Jaya, good morning,sry dear ,lil late in comments.... Very informative n productive.Budget planning is a basic thing ,a part of everyone's life.Everyone knows about it.Thing is how many of us follow it!!!!!. Planned Budget, organizer..... makes our finances and life run smoothly.ur video on this concept will truly inspire many of us,(me always)as u r an inspiration for more than 100K .👍👍👍👏👏👏. great job.dear.more love.💕💕
I was thinking about you :-) hahahha, thanks so much Lydia. Do share them if you wish.
Sure dear!!!
Thank you it will very helpful to me
Thank u mam,for me its really helpful .
helllooo jaya Mam u r awesome recently I started seen ur videos and it's so motivational after seen ur videos I feel a change it's helpful...thank you so much ur video encourage me work n home both how can I manage its really helpful for me
Feeling very happy to hear these. Keep it up Pooja🙂
Hii Jaya mam. Very helpful video for me thanks☺☺
I didn't watch this video yet,but im sure it is worth watching. Most awaited video .....
Thanks so much for your kind words!
Hey jaya thank you so much for the meal planning video and i started working on it and i feel relived....it was very helpful for me, though i cant make for family because mine is join family, i just made it for my son and its perfect. Expect you to make meal planning separately for kids... Thanks you once again for your videos
Hi Mam It's Very Useful for middle class family to make their budget clearly....Thanks lot.....And your handwriting very pretty....Thanks again....And I'm new subscriber....💐💐💐💐💐💐💐
Superb Jaya...very helpful . ..thnks a lot
The most helpful video on budgeting.. loved it..
Very Informative Ma'am. More intriguing than the Union Budget'18. Keep inspiring. GOD BLESS!!
Thank you :-)
Ur video was very helpful.thanku so much
very help full idea jaya ji
Again a wonderful vedio Jaya. Keep doing good work
Thanks Charu ;-)
Mam ur very organised person
Super video u gave so many ideas for me. Thanks 😍😍😍😍
As always, loved your video! The 50:30:20 was a great tip! :)
:-)
short n sweet explaination thankyou
Very neatly organised. Point by point explaination making everything clear. It definitely will bring fresh start or added up points to our budgetplanning and maintaining. Worth watching! Love all your videos , accent, pleasent voice which is not found in other channels. Keep doing. Loved your wallet where did you get it?
Thanks so much Hema :-)