Do Not Invest In India ! Is It The Right Decision For NRIs ? Every NRI Must Watch
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As a NRI, i invested in a property in India. You are fine until you get hit with an issue. Govt authorities installed a electric pole right inside my property which was supposed to be installed on main road. I was surprised when i saw it on my india visit. I visited officials with a letter indicating they made a mistake and hence it needs to be removed. As you all can imagine, the official asked 50,000 rupees as a bribe to correct the mistake he made on my property. I refused. Result? I had to wait for 7 years, with no change. After that i was told the officer is transferred to another office and hence i need to write a new application. Long story short, i got it removed finally by paying a fee fir the removing vendor company. This is India. If you dont have anybody to check frequently, STAY AWAY!! India government officials are corrupt and will not change.They are used to bribe and nobody can change that!! Disgusting!!
Good point covered indirectly, do not ignore your people once you left India ... Keep good relationships with people in India irrespective of yiur status change
@@INDYEAH I have many relatives as I belong to a large family in India. But my property is a empty land so nobody felt a need to check the property. After all, what can happen to a empty flat land? I used to check the empty land once a year when I found this poll installed.
i am an nri like you and i have the same problem
@@INDYEAH Whatever you are saying is after the fact. The problem still persists in obtaining basic rights in India. Shouldn’t someone buy a piece of land if they have no close relative in India? That itself indicates the problem. Do you really say the same thing for other countries? Our mindset itself is the problem.
Sounds really good and encouraging but truth is it’s really very very difficult to operate anything in India!
100 % true . Indian laws favour tenants and the judiciary is very SICĶ ... Advocates are out to grab as much money from NRI as possible. Every stage of transaction is corrupted. Finding trustworthy people is difficult. Keep away ...there are better places to invest .This is my experience...I don't want anyone else to suffer .
Lol 😂 you cannot buy acer in another 10 years
BS
Judiciary is very SICK - Very appropriate
If you don't go through Proper people or proper Homework then you are likely to get disappointed
@@pranavgoud5709 what has acer to do with property investment in india .???
Please make a episode on repatriation issues faced by NRIs. Especially if one invests in Real estate where you have issues of Black and White money.
I am sending dollars just to finish homeloan taken as resident indian. But after that, I am not investing in India, unless I am coming back permanently. Invest where you are living and will need to enjoy the fruit of investment. Even If I have a portfolio of 10-20 Crores, and it is giving 15% returns and I am not able to repatriate hard earned money, that is useless. Video is all honky dory but not practical.
Be careful.. reality is different., don’t carried away. Just talk to your friends and relatives those doing business, they tell true stories.
As much as I love India, I disagree with the author. Dollar is still the strongest currency, and PetroDollar is only one third of the total dollars. Keep in mind, US spends more on military than it's next 10 countries combined. That is where the real power of a currency comes from, along with a stable democracy and a trusted currency.
Key message is : don’t have all eggs in 1 basket. India is good for diversification. Invest in stock market over 15 years. I plan to invest 12L per year over next 15 years.
Are you interested to invest to earn crore daily
From share market ❤
Biggest problem is to bring your own legal money from Indian bank account to Foreign bank. Reform is needed on this area. It is not as easy as we transfer from Foreign bank to Indian bank.. Plus fast depreciation of Rupee against dollar in last 5 years is another deterring factor..
True.
wait till 2025 dollar will lose it's value 😂
@@AdityaJapeNo it won't, the dollar will be at 90 by 2025
@@jazzyjazzy903 yes and crash post may 2025.
Lol... if you made real estate or stock invesvestments your money would have at least doubled in the last 5 years (even offsets all the dollar rates, etc.)
If an NRI does not see their or kids future living in India, then don't invest in India.
I just came back from India. Some points like the economic growth target looks possible. But Governments corruption, and bureaucracy in the government offices are still intact. Black money circulation are at peak i.e. in real estate transaction only 20-30% money will be official and remaining will come in a bag which you will have hard time to count and will have problem to store. I had a hard time to open a DMAT account from USA even though I have PAN CARD, NRE and NRO accounts in the SBI since 2008. This year I was forced to travel to India just to complete the DMAT account process to complete the inherited stokes transaction. Indian Banks are like a vegetable market. Unless you are a rich person and have agents in India, stay away from the Indian Babus' government. If you are interested to invest in Indian stock market then use India Funds offered by the major US brokerage houses.
you could have opened your demat account in zeerodha within a minute. I did that from USA.
Taxes, fees, brokerage and you never get full market value of promised amounts. You land up with max 59% of the market value and then you lose in exchange rate over time.
Hi, need some info for a similar situation with inheritance. Not started the process. What documents you submitted to get the shares transferred to your name? Did you deal with Mutual funds transfer? Do they change name of the ownership or liquidate and deposit the funds directly to your NRO account? Your response will be appreciated.
Sir, I came to Bahrain 1996 for work and during those days 1BD was Rs.90 and one cup of tea then was Rs.2.5 in Kerala. Now one cup of tea is Rs.14 and 1 BD is only Rs. 216. Price of a cup of tea has increased more than 6 times showing the value of rupee has gone down. Price hike is increasing badly in India and investment return is not increasing accordingly.
Moreover your money in NRO account is Blocked cant use in foreign countries. From Gulf so easy to remit to indian banks but to get own money from India is so hard which i have remited 15 years.
In 1996 price of Tea was 1rs and not 2.5
@@preetmohanty3587 in kerala it was 2 to 2.5
@@preetmohanty3587 It depends on the place where you are taking. You might have taken on road side stall , where now it is 10. Then it is 10 times.
@Venkateswarlu Chaluvadi agree but u can't compare to tea taken from a road side stall in 1996 to 4 star hotel tea in todays times
Instead of sending money to India for investment one ( if really keen) can invest in India centric ETFs listed on US Stock Exchanges.. This will avoid lot of unnecessary hassles...
That’s a very good thought , can you pls share such ETFs
@@aesculepious iShares MSCI India ETF (INDA) - Listed on NYSE Arca WisdomTree India Earnings Fund (EPI) - Listed on NYSE Arca Franklin FTSE India ETF (FLIN) - Listed on NYSE Arca Columbia India Consumer ETF (INCO) - Listed on NYSE Arca Invesco India ETF (PIN) - Listed on NYSE Arca BMO India Equity Index ETF (ZID) - Listed on Toronto Stock Exchange iShares India Index ETF (XID) - Listed on Toronto Stock Exchange
@@aesculepious INDA, INDY, SMIN, EPI
Absolutely.... pata chalnese pehle kafi cheeze hat se nilal jati hai 😂
India's GDP is 6%, and currency depreciation is 6% plus inflation in India is very high. Most important repatriation of money is very complex.
Inflation is not measured properly could be 12
Currency depreciation is 3% and not 6%.
Exactly why he said de dollarizing will neutralize currency depreciation
@@MrChandanc9 GDP is not measured properly. It could be 12. Common mate - Do you think economists of our country are fools?
@@moneywisewithyella6425 our economists are not fools they knew what is happening but they don’t have the power to make it right , we the people are made fools by politicians.
We need to thank our forefathers, scientists, diplomats...who didn't give up after we gained independence, were not well off, and sometime under sanctions to what we see today. People born after 1990's are really fortunate to witness the rise of Bharat.
The confidence people have to invest in US is the systems are working in US irrespective of which party rules.
Are you interested to invest to earn crore daily
Excellent discussion! Now Indian gov should revamp infrastructure and tackle corruption and make it more attractive for Indian youth to stay and contribute to development.
It’s not happening, it’s still 40% circar, it is a multipolar world
Well said 👍
When is this likely to happen?
WAKE UP. Even if government take single move they will critize saying it only affects common man and rich people not affecting. When we make heavy change, expectation is we have to loss something for betterment . I mean WE is middle class/Poor. The change will slowly affects the rich as it move years . But, our people does not have patient and blabber what western media enforce us.
entitled desh drohi NRI 😂
Thank you for this timely video. I agree with your analysis. Just transferred some dollars to be invested in portfolio for long term. Looks like there are lots of red tape with banks and government still persist. It took me almost three months to open an account with HDFC interacting with multiple staff and personally visited the branch several times. Looks like things are happening on surface but it is still too much red tape to navigate in India.
It took me one visit & was quicker than US bank visit
I had done same but after few years they locked my account for some tech reasons such as adhere card or latest pan. It's just pain. Better dont send money to any indian account.
I agree with @Bharat Desai. I recently had a super bad experience trying to open an NRO account. It took me over a month to open an account for my better half. This is despite of having an NRE account already with the same bank. We were at our wits end.
its depends on bank. ICICI is very quick but HDFC and SBI are super slow and painful.
Had a very bad experience with ICICI and closed the account. Now, I am going through the same with Kotak.. Its just not easy to get something done as an NRI. Too much documentation and waiting time, even after your KRA is up to date..I think a lot still needs to be done.. We talk a lot about becoming an next economic power but in reality, I think we are losing out to other smaller countries..
Lots of speculation without data to back it up , unfortunately trend is dollar is getting stronger against most other currency. American economy is growing where as India is not
1) with AI and other autonomous technologies over next 10-20 years, huge population is burden, AI experts already talking about UBI 2) China will still be manufacturing giant indirectly through its influence in ASEAN region for low value manufacturing and where human capital is needed and through industrial robotics it can dominate high end manufacturing 3) Dedollarization is not that simple when the whole exchange rate is based on USD for any currency or commodity 4) India will grow but less than the hype He is correct to some extent but he is using the hype to push his business while is making wealthy NRIs who are clueless to use his firm to invest in India
Do not invest in India 😂 .. click bait 😂 .. but good information in the video ❤
Thank you NRI clinic, explained It well very well. You have missed India have the biggest advantage of young working population who can learn the AI or any technologies.
fantastic sir. very detailed; I was gathering information for the past few months. What you said exactly matched perfectly into all the areas that I studies. thank so much for ur detailed review
Thank you Mr. Bhat for posting this well researched topic. I have seen numerous videos put out by global KZheadrs on the changing world order and de-dollarization. But you are among the first few that have related it to the investment back home for the huge Indian diaspora and NRI community. Though we are always bias to the motherland as well as have a gut feeling from an inward looking aspect sitting abroad, it still takes seasoned and experienced investment persons like yourself to strengthen that faith and belief. Kudos to you and NRI money Clinic team for putting up videos that are synced and tap into the pulse of all of us, NRIs. Stay blessed always!
Thank you very much for your kind words and feedback. Stay tuned
Don't be carried away from this man's advice. Reality is very different
One NRI invested in Hyderabad Realestate when $= 67, now if he sell it he is getting less no of dollars after meeting all his expenses. He cried literally and said he will not repeat such mistake.
I have been saying this to all my friends and family, but no use. Had they invested in US stock market index funds or real estate, they would have made so much money in the last 10 years. I own 2 rental properties, and I only paid 20% down with interest rate of 2.75%- 3%. Borrowing money is cheaper in USA than anywhere in the world.
Just wait for dollar to crash in the next three years.. this video is talking about now, not when dollar was 67, also, people have different reasons why they invest in India
Rule of the law depends how low $ would go against INR and what time frame... time is money.. and it's tricky.
Yes, 100% correct. After currency conversion you will be in loss. I live in US and always tell this to people in my circle. People laugh at me give me stares as if I am crazy 😀
And good luck trying to repatriating the balance after paying tax. It is so difficult even though you do it all through cheque and ach.
Very well put and excellent analysis sir! Keep it up 👍🏼
Really insightful and I can attest having personally spent so much time and effort to move my own hard earned money from India. Taxes everywhere and grease money triple tax to invest in India!
Very informative video. 👍 What about OCI Cards holders. Can you please explain? Thanks
Opening a DMAT account itself I find very unwelcoming procedure !! So gonna close my PIS account soon !!
I understand that you have a positive outlook on the growth prospects of the Indian economy. You believe that with the support of Indian non-resident individuals, it's possible to boost the overall output of the Indian industry and acquire knowledge of international standards.
Invest in India - only if the investment is ready ! Invest in equity ETF where you are control of buying/selling with a click of a button. Don’t invest in real estate - under construction or “almost ready” don’t invest in commercial properties. Courts do not come to your rescue. Succession of assets is a stressful process. Banks are inefficient and customer service is horrible Take it from a NRI who is in India and invested large sums! There is a major issue of currency risk Also, once funds become NRO or income in resident accounts it’s expensive to remit it back to your country of residence
The ETF ticker symbols ( In USA) are INDL, EPI & SMIN worth looking at..
Dr Bhat, thank you for your guidance, actually I feel Investment Banking is Nobel profession..since you are helping people secure their future...
Information is very good, biggest issue in investing in India is no proper regulations in place and court of law is not in place for common man and NRI.
RK@: Very well said, to say the least. OCI & NRI experience is shockingly unbelievable, you not only burn your fingers, but your hands too, by investing in India. Why? Where are the local Indians gone? Gone for good overseas.
too good, very well researched ,to the point and facts.
Thanks , very informative , fully agree with you that Indian economy will grow in next couple of years and it is right time to invest in India.
Never invest a single dollar, especially in property. You will get bullied by law, the police and the builders.
Totally agree. Any sane NRI should stop investing in India. I live in USA and I never have to worry about someone encroaching my property. I know we Indians love our country deeply, but this video is misleading. I don't see how India will be a super power with out Innovation. Even today we're are a net importer. All software jobs in India are US companies. We are so narcissistic and self centered.
@@kal8109if you have egoistic leaders in charge this is what happens. Laws keep changing frequently. NRIs if they invest in India their money gets stuck and taxed both in India and US. With India keeping on promising to do refund which will never come.
Not true. Depends on where you invest in property. I have invested in and around Mumbai. Never ever faced any challenges.
Major cities and Tech startups Fin Tech investment are attractive in India. And The speaker says investment in West likely to be downward curve
@@kal8109 LOL. Without innovation??? When was the last time you even visited India? That's all I ask.
Dr., you are super intelligent. What ever you are saying makes a LOT OF sense. Happy to subscribe your channel.
This is a very informative video to the NRI'S. Thank you for sharing your knowledge.
Are you interested to invest to earn crore daily
Wealthy NRIs investing in Indian real estate makes life difficult for Resident Indians here., because of this decent 2BHK flat costing upwards of 1 Cr. Don't go by De-dollarisation efforts , even after much hyped Rouble INR trade, guess the % of trade in ROUBLE INR, *ITS JUST 1%* So rupee appreciation is a mirage , in a developing country like India, RBI willl not allow this.
Energy drivers were focussed well. Cash flow is most important for any tea stall
This for many people who thinks negative on India. Fine articulation and look forward great knowledged person like you understand what is economy and to make people to understand in a simple language. Large population still don't know what is Vostro.
You talked about the future potential and opportunities of India that has not been realized. Selling dreams does not help. However the question still remains if it is worth the dollar investment?
so the USA has a bright future? 😂
Many of the ground realities are far from what u have projected .. execution is what matters and governance is at the core of any change .. our main index might not have fallen cause of heavy weight stocks but the mid and small caps had been beaten badly ...
These were d same arguments pitted against central govt once GSt T was introduced. Media was busy peddling lies and all that can go against GST and now for more than 10 consecutive months gst worth more than Rs. 1.4 Lakh Crore is being collected. Also a video by Abhijit Chavda shows stark connection btw demonetization and downward trend of Pakistan rupees. So bro, I think d current rulingvdispensation has that political will power to actually contribute something to this country. Once an anti bjp state, Kerala(my home state) rendered a hearty welcome to d PM yesterday and it was totally unprecedented. And I was in shock😮
Indians always live in la la land and keep selling dreams.
Good breakdown of prospects for Rupee based investments. The caveat is to stay in for long term, ie. 10+ yrs for the maximum benefit. Going in and out with every market fluctuation will defeat the purpose.
I have invested in apartment in india with a relative. My relative is happy that the price increased by 15-20%. To me the investment is a loss because When I bought $ was Rs40. Now it's Rs. 81. During Covid time lots of NRIs were sending money to India to help friends and families. That's why sudden influx of $. De-dollarization will make Yuan stronger. The companies moving to India because they do not want to depend on only China. Although India does have incredible new opportunities because of the new world order and distrust created by U.S. $ by using it as a weapon on the top of $31 trillion debt.
Very true ..Value of INR was rs 38 in 2008..even if property prices would double, in Dollar terms it is loss today as inr is 83 rs
no one trusts china also they don't population for working left.
yes.. same experience for most of my friends.. They sent money at 38-49Rs per $ in 2008-2010. Even though, stocks/Real estate 2x-5x but selling and bring back money to US is hard (also at Rs 81).. Dont know about future!!!
Excellent information and thanks
The country was always hot, and it is getting hotter every year. I am worried about the impact that the heat might have on productivity.
Very well comented, excellent advice really appreciated.
Share market investment is horrible.. Until & unless our regulatory system change... Recent adani scam an example..
I have promoted 15 start ups but unfortunately not been able to raise FDI to be invested in India 🇮🇳
After seeing whats happening with Adani and how they are manipulating the stock market I dont think FIIs will dare to come to India. Most concerning factor is PPF & LIC's money is forced to invest in all his scam and banks are forced to loan to this scammer and our so call regulator SEBI failed miserably to see all this manipulation. If he wins then all the profit goes to him and if he fails then the taxpayer will have to take all his loss.
Thanks for your analysis. Please do a video for non-NRIs. I am finding purchasing stocks and ETFs difficult because I am neither an Indian resident nor someone whose family background is from India. ETFs in Canada and USA that invest in Indian equities have high costs for us. Also, an economic and even political analysis of the pros and cons (and for *whom*) of the nation of India's nationalist and protectionist investment policies, compared to say Singapore and Dubai. Why do we not have policies of reciprocity regarding real property and stock market access, as with immigration? Or indeed, do we?
Thank You Nice to watch video clip . 🌹🙏🏾🙏🏾
Sir you are giving best Economical development analysis on investing in India thank you sir for your advice
Very informative
It is not true that we can use Indian Rupees for imports, it is not yet finalized. China is pushing for Yuan currency, and Russia is asking for payments in UAE Dirhams not in Rupees.
We have been hearing about rupee value appraising for a long time. Not going to happen in near future. Also dollar is and will be used worldwide for trade for a long time. India has to deliver on earlier promises like make in India. Renewable energy hype seem to for Adanis same will be the fate of Hydrogen fuel cell.
😂 wait and see what happens in Q3 2025.
Looking to meet you 🎉🎉We have same thoughts as you presented.
Thanks for the information.
Great post! This is also why we help NRIs and OCIs get invested in India much faster and with easy tax compliance and repatriation
Foremost, Investment decisions have to do with time horizons. You need to remember that there are many many NRIs who are 65 years and older, whose time horizon for investment is under 10 years !! The video is leading them to a slippery slope.
There are record number of Indians leaving for foreign countries, mostly young Indians. Most do not return. As of Feb. ‘23, this year only the number is up more then 60% increase then previous years. I’m an NRI who was born overseas, but who’s being visiting India every year since 2013 due to business reasons. I believe this will hurt India when foreign countries will manage to keep stealing all the ‘brain trust.’
No. of people leaving India is like a drop from a bucket. It won't affect India success story. In contrast, I think people moving out of India is good for India in both tangible & non-tangible ways. These are our Brand Ambassadors. They will directly influence India's growth.
HNIs are leaving which will only hurt
No Sir, No country stole Indian brain. They left India because their was not used there or even valued. That is because the country is run by uneducated people like actors, actresses, land lords, rapist and murderers etc.
Brain drain helps a country tremendously. Plus, India is at an inflection point where the curve of brain drain is slowly tilting downwards.
How many of them are top notch in their fields? I have spent years in europe and most of them are average or slightly above average. Only 1% of the Indian population lives in foreign countries.
I don't know what is digital infrastructure. Only payment wise it is prospered. But in the financial institution only photocopies are used, no emails no digital copies are accepted. You have to wait hours and hours for one work to be done.😮 Please give clear picture of India don't sell the dreams.
Compare it to what we had 20-30 years back. Imagine how much it will change in next 10 years considering that the rapid change in digitization has picked up in last few years.
Never underestimate Indian way of doing things. They make sure no one can hi javk your money, hence checks, double checks, and any slight irregularities, your account gets frozen and can only be unfrozen by the rightful person. In the process, we have to put up with some inconvenience ( as compared with the western system) But.. western systems too are not fool proof! Just look at 2007/8 financial robbery!😬😊👍🙏🏼
Ok don't invest aunty no one can force you. Others will come anyways. If Apple CEO Tim Cook can see potential then who are u ? Just livd where ever you are
@@ambition4195 Apple CEO and all other foreign CEOs see lots of very cheap labor when they see India. They are there to take advantage of the opportunity.
This is one of the best presentation I have viewed. Salute. Such a wonderful and very realistic views must have come from Finance minister or RBI governor but unfortunately a common Indian and most of the NRIs and overseas citizen of Indian origin are unaware about the prsent reality and true potential and future prospects of India and it's strengths. Once again huge thanks for a wonderful analysis.
Indian government has Doha should accept the currency RBI has accepted still nothing has happened I think you are talking like BJP agent Mr bhat
Complete blabber
Hello Sir. I have a question. What is the difference between investing in India directly via Indian fund houses and by investing in a US exchange listed ETF that invests in India
Try to put some light on burning issues like"roti, kapada aur makan"and the deadly virus of corruption at every level.
Excellent video with clear explanation and analysis.
Thank you
you headline is exactly opposite to your words absolutely right thought it will be negative but every thing is positive but the headline
I understand everything you are saying and may be some of it will come true but you have to understand USA has been dominant force in the world for many decades and they have continued to grow their economy over long period of time. That is not suddenly going to change. India still has to prove that they can be world leader for long duration. Also India is located in a region which is considered as politically unstable. What you are saying is positive outlook but there is a long road ahead.
What is your best estimate for rupee appreciation in terms of years & percentage over what it is today which is 1$ to 81Rs. Thanks Bhat
Certainly there is a change in world order. But you are assuming that Modi will live forever and government will be like it is current. What happens if hypothetically Rahul Gandhi or Sharad Powar or Amit Shah is the PM ? Will it be the same ? You are assuming that India as a democracy will provide the same controls as autocracy in China. Indian initial businesses do a good job of attracting business to India but then once the trust is established the scammers get in and the government has no control. Impossible to take these scammers to court after your investment is stuck.
Very nice presentation. Thank u
recently my wife was travelling in auto and she was approached by person seeking alms.. when my wife said no cash.. the person immediately pulls out qr code and ask for money..
Talking about macro economics. Good for big fish not equal distribution of wealth, resources,opportunity at bottom of pyramid. I have many NRI friends who invested in india. Lost majority money and returned back to USA. Big fish will only make money.
First time visiting to this channel; A circular logic theme with few quantitative numbers or reference numbers. Excessive use of superlative adjectives with few comparables. It’s probably meant for the novice but lopsided to a even keeled investor with an understanding of economies besides India.
Totally .. he seems to distorted from the reality and putting up this kind of videos based on absolute false information.
Are you interested to invest to earn crore daily
Thank very much for your honest opinion, I am NRI living in USA. Before Covid-19, I had sold out my two bed room apartment in India. While transaction was taking place and ready to transfer money from India to USA, two intelligent idiots approached me in the bank to invest money in India for better return. Thank God I did not liston them. Have a bank account in India is the pain in the neck. I had NRE and NRO accounts, in Bank of Baroda. If you are doing any transaction, you have to submit KYC to active your accounts. I never understand why Banking Roles and Regulations are so complicated in India compare to USA. In fact, the buyer had asked me to accept 75,000 rupees in cash to save taxes and stamps, but I refused to do so. Once again, thank very much for honest opinion. Have a nice day
Digital is fine, but speculation has to be backed by market trends. Based on rupee devaluation history it is unwise to say that the trend will reverse in the coming few years. Betting against the market is not smart.
I would love to invest in India, though I ignore rupee depreciation for a long term view. The other only reason I'm not investing in India is hefty fees for NRI. Either India don't like NRI's money or they are forcing NRI's to park money in $$$.
❤ Good message.🎉🎉🎉🎉🎉🎉❤❤❤
Very informative and crisp! Thanks! I think of investing in India/rupees vs US/dollars as two different beasts and not as a trade-off. That is, risks, returns, time horizon should be considered differently. What do you recommend as the proportion of dollars vs rupees in a portfolio?
dollar will lose value rupee won't 😂
Excellent presentation.
Presently Russia is accepting crude payment in UAE dirhams,, is this correct????
I’d like everyone to look at Nifty 50 index chart and decide for themselves if India is doing well or not. You will be amazed to see how India is performing during these turbulent times.
Good speech. very positive one. But one thing I am unable to understand. it is stated that the economy would be 10 trillion$ in the next ten years. That means the economy has to grow by about 10% per annum. But the future projections of Indian GDP growth is less than 7% p.a. Will somebody comment on it?
If you understand the difference between real GDP and nominal GDP , then you will understand this difference. 7% GDP you are talking is real GDP adjusted to net of inflation ( nominal GDP minus Inflation ) . 10 trillion economy size is nominal size . In this case if you consider real GDP as 7% and inflation as 4% , then nominal GDP growth will be around 11% . Size of economy is measured as nominal GDP , growth of an economy is measured as real GDP. Hope I am clear
1 us dollar = rs 45 in 2009.... Now 1 dollar = rs 81. In 2030 it will be rs 125. So dont waste investing in India.
In 2009 . .. Indian stock market was at 9000, now at 60 ,000 . Rupee depreciated less than half , stock market grew 7 times .. hope equation is understood well
@@NRIMoneyClinic Same with USA stock market. VTI INDEX FUND is 42 in 2009 and it went to 253 in 2022. I would rather invest in USA total stock market index and avoid headache of dollar increase and conversions. You are misleading people.
Sir how Middle East UAE economy is linked or will be affected based on whatever you explained?
Waht abt tax implications when u sell assets eg real estate , stocks and move funds to abroad
Between 2005-08 I moved $350k to invest in Hyderabad real estate. With current exchange rate, the investment fell to $170k. Due to encroaching and what not the properties are worth 1.6 cr or less than $80k. So instead of empirical data , can you guarantee the rs will not devalue more than 5%?
Amazing summary that not many Indian know about the development done by Modi. If people don’t vote for freebies, whatever you said will happen and the development can continue.
Excellent information sir... Could you please discuss with DIGITAL RUPEE
It’s impractical to create EV infrastructure even for developed countries like US, India can never be able to create it. I doubt if the EV to Fossil fuel vehicles % will go beyond 10%. This is also optimistic figure. Hence we will always have net imports due to crude oil.
Bash I don’t think so. Plus lithium found in India will get a huge push.
here in Indore, there are electric buses, ebikes and electric cars. my neighbors have brought one last month. also, long distance buses are also converting to ev. if you include ericlshaws, India is already having most evs in the world. about 60 lakh erickshaws are on road all India. they serve the transport need for atleast 6cr Indians. less crude demand , better earnings and air quality. also, India has largest solar plant in the world and largest 2w ev factory too - ola electric near bangalore. the running cost of ev car is 10x cheaper per km than petrol ones. its pure economics, not subsidies the base tiago ev starts from 9 lakh rs or 11k usd. it comes with liquid cooled lithium battery, perfect for city use.
Very good analysis why don’t you analyse on top 10 nse stocks for next 5 years
On the dollar / rupee exchange loss for NRIs , if Indian exports go up don’t you think it will be in India’s interest to make sure that rupee doesn’t appreciate much ?
I don't agree it. Investing in India is a wealth destroyer. Please compare last year's USD-INR conversion. Any one invested in India 10 year back will be in water in dollar
my simple suggestion - dont invest anything more than 1 crore in INDIA - if you are a working NRI...try to Buy more than 1 properties in slight outskirts for better returns.
Also more tax in India for stock trading compare to US
➡️ After hearing you it looks like everyone have to pack their suitcase and come back to India soon. ➡️ People will have to line up on airport to come back India. ➡️ This should happen as quickly as possible for larger well being.
I invested in India... 1: Lost because of the depreciating rupee 2: The flat I booked in 2010 .... still waiting...gone 20 lacs Bought 2-3 plots plot ...... captured by Goons..now paying to lawyers for courts.. Today I am crying...20 years of my work outside .... proved to be zero..
Rupee loosing value is very apparent.. these influencers are after views only