"Real Life On Social Security". I CAN'T DO THIS ANYMORE!

Younger people need to watch videos like this. Preparing for your senior years while young is so important. I am grateful my late husband and I did.

I think your daughter should pay for your brakes. You drive to her house and take care of her kids. It would cost her 200 a week for a daycare. I would most certainly do that for my mom if she was driving to care for my kids. You just need to ask her. I think she will help you.

Couldn't you start taking public transportation-assuming it's available-and park the car until you can save the $ for repairs?

Way do you feel the need to show your bills?it is like you are begging. I have the same problems. I live in Texas and our light bills are terrible due to the temperature being 106 today.

KIA has a program that they offer with low monthly payments to repair cars. They do fix other type of cars. We got our breaks done for 400 dollars put a 50 dollar payment on it and we pay 27 dollars for 12 months. You can pay it off sooner than that which will lower the interest you pay on it.

Totally understand Glenda. My transmission is going out. Was quoted over $700.00. Living on Social Security, as an 66 year old, single woman isn't easy.

Well you wouldn't want to be in my shoes then. Almost 4,000 to fix my car and thats for stuff i had fixed b4. My car is sitting on the street. I can't walk..I'm screwed .

I hear ya. Soc. Sec never has been enough and now to add to the problem is an even worse economy and we have to sell our souls just to put gas in the car so we can go wait in line at the grocery store & wonder how much of it we will have to put back, when it is totalled up🥵😔 SO many seniors skip buying and taking many meds, because it is just impossible to do it! And to boot, the doctors want us to have things done and take questionably necessary meds that are so out of range to even purchase at all. It seems ya can't get any kind of assistance if there is not a child in the home, so seniors are left with impossible decisions to make!! It backs us up into a very depressing, frustrating, difficult to go on, corner. I really don't think a whole lot of people that are not in the predicament really understand how horribly impossible it truly is.🙄

Glenda, I have to ask, would Zeuss ever consider loaning you money?

Glenda I just thought of something. I really don't know much about it ,but you have mentioned a few times about when you reach 30,000 subs you are giving away 300 a hundred to three people. Well use that money as your brakes are far more important than subs at this point and time for the safety of you and others on the road.I hope this helps out.

Sorry to hear and hope it works out quickly. It's just temporary but cut the cable or anything you can. Being on social security can be a struggle. My in laws (disabled vet.) refrigerator and garbage disposal went out. I am trying to help them atm.

Maybe it’s time to give up your car and use public transit !

Car issues are so depressing. I can sure understand. This month I have car registration plus smog. And getting air put in my tire today they told me even though I have good tread, they are 6 years old (I don’t drive much) so they are not safe to drive. Well no choice for another month. So I sure understand how your car upkeep can really hurt financially. When I win the lottery I will help all the seniors I know. 🤞

you have to be careful when you start to hear that noise because you can do major damage that will make it cost closer to $1500. You really DO need to park it and not drive it. Also, this just shows how so very important it is that you start putting a way a few bucks monthly for an emergency fund. You are going to have to forgo the eating out so much and the blizzards lol, unfortunately, and make sure to save at least $50/mo for an emergency fund. At least that way, you have a little something to fall back on when you need an oil change or a car repair or a new phone etc.

If you have to park your car, Jill will have 3 choices either give you a ride back and forth, hire daycare, or quit her job. I think it would make most economic sense for her to just fix your brakes. So I'm sure this will happen for you.

I drive an old car and have been hit with car expenses, too. I keep a fund especially for that. I'm sure Jill would lend you the money and you could arrange a payback schedule. There are ways to cut back, though. NO eating out. I've limited myself to $35-40 per week for groceries and I stick to it. You need to have a safe vehicle so get it fixed when you can. Good luck.

Just a little confused about you’re rent just because you’re income was higher one year that doesn’t mean it stays the same it’s based on you’re income and new tax return You need to look into that. If you’re income went down so does you’re rent. Check into that

I am retired as well, can be tight, worrisome at times, prayers. Go to tire rack and look your brakes up on there, they will sent to a local installer, saves money by far. Hopefully Jill can trade cash for child care.

I am 77 years old, live on a fixed income which I have to supplement with some savings, but I am not complaining, all my needs are covered, I have no debts whatsoever and own my apartment, it is fully paid for, I do not own a car, I use Uber or get rides, , and it works for me. I have physical mobility problems, but I manage. My concern right now is the very high cost of food and utilities however, I was very lucky to get a very good price on my cell phone, cable tv, and wifi, which is billed all together and is the same company and it works excellent. Good luck to you Glenda, but take things positively, with pride and hold your head up high, no tragedy, it is only a car, you have two children, you can save and in a couple of months you may have the money to fixe it, remember you have a beautiful roof over your head and most important , you have good health. May Our Lord bless you and keep you safe.🥰🥰

Nothing stocked in the freezer or pantry to eat? Can you get food from more then one food pantry? Have you applied for food stamps? Not being rude or mean just some ideas to help you. I know friends send you a lot of food so not sure where it is going with just you living there. Can your daughter help with the car and you slowly pay her back? Things are pretty tight for most of us these days.

Vehicle repairs are high. I had a number of repairs done last year on two vehicles. After a nightmare of numerous repairs sticking $6500 into one winter vehicle. The mechanic place told me frame was cracked. I had to junk it. The vehicle I'm driving now is 26 years old. I bought used 20 years ago for $5000 with 86000 miles. It now has 120,000 something miles. I put brakes, tires, and other parts last year to get it ready for winter. Which cost around $2000.00. It's in good shape with no rust. My car insurance runs $40/month. My electric last month was $160 and this month $162.00. I'm not using air conditioning. Fans only. No dryer hanging clothes up. Don't use oven, So why is my electric so high??? I'm still paying on last winter's heat bill. I'm on budget plan. I'll hopefully get caught up before heating season starts again this fall. Or come January will be electric clean up month. Whatever balance I still owe will have to be paid. My taxes for my paid for house are around $200/month. I mow my own lawn. I'm very blessed that my neighbor comes and plows me of winter's snow. and doesn't charge me. But he is 81 years old. So that might not be very much longer. I couldn't afford your apartment. Even though I think you deserve it. And I'm glad you have it. I don't have answers. Everything has gone up so. It's very depressing. Thank you for the video. Blessings to you.

Oh Glenda, I knew by the sound it was making. My PtCruiser is a 2004& yes it made that horrible noise like your Car. It was pads&rotors& vehicle maintenance is astronomical here in Canada 🇨🇦!!! Love ya, I hate to see you upset.

Everyone is having a hard time things are so expensive you do what you can do Maybe if you give up KZhead you would have less income but you would get more help

I am so very sorry Glenda..It’s really hard on all of us who are older…Hopefully you can go to a food bank to compensate…Praying that all works out for you…God’s Speed 😥😘

Babysitters cost about $1000 a month or more. Jill should maintain your car at the very least..not a loan

Have you applied for Section 8 housing assistance? Are you Disabled? Do you draw any SSA from your husband - living or deceased? Can you qualify for SSI help? Could you move in with relatives, (daughter)? Can you find a less expensive place to live? Can you get groceries from Church or neighborhood pantries that cater to needy people? There are usually a good number of resources that help others in their area. A COMMUNITY RESOURCE AGENCY can be of great help in alerting you to groups that provide you with groceries, bill assistance and other help. Have you asked at your church or place of worship? You will not be looked down on when you go to these agencies or churches - most DO NOT REQUEST MEMBERSHIP WITH THEM.

I have been putting off a very expensive engine repair for over a year now, just trying to save up for it. I hope things work out for you.

Prayers for you that you get the help you need. My husband and I just recently retired. Totally relate. Thankfully my kids live nearby and they are always stepping in to help. Sadly we are actually considering moving to a country where cost is much lower. It's hard on retirement on social security

Glenda, I agree with some of the comments. Your daughter should take care of your car. She should make sure you car is in great maintenance. Her children ride in your car. Another thing you shouldn’t be showing us the cost of your bills. We understand you live on social security and Medicare. Take care. God Bless.😘❤️

I actually works with people that had to cut their hours back because social security was taking away some of their income.

I am 65 and have to work until 70 because financially in this season of my life there is no other option. My car is 15 years old. I have a Firestone card for emergency repairs which now happen more often than not but I am relieved to have it. Though just when it’s close to being paid off, another emergency repair happens. I will need tires in the next year. Glenda do you have Firestone where you live? If so could you apply for a Firestone store card?

I have been watching your channel for a long time now. I don't comment very often but I feel compelled to after watching this Video. The fact is that everyone is having it hard right now and no one has $400 or $500 for fork over to you for your brakes to be fixed. Frist of all, you're living in a state that you really can't afford to live in at all. Secondly, there are a ton of job openings right now so you should get out there and get a job. Yes, I know you do KZhead but KZhead could be gone at any time so that is not a reliable job and the pay is not enough to live on. My mother worked full time until the age of 70. She lives almost solely on social security except for a small 401K she had at work that she takes $200 monthly from. She lives within her means and has about $260 left for food and essentials after paying her rent, bills, and medications. She never eats fast food, no Dairy Queen or McDonalds, and cooks all of her meals at home herself at age 81. She gets upset when I buy her a few groceries now and again or if I buy her some take out as a treat. She wants to support herself. I know you have a few health issues, but there is always something you can do to earn money. You can be a crossing guard at the school, collect lunch tickets, or supervise the kids at recess or lunch. I feel for you but you have to get out and get a job. I'm sure there are a ton of desk jobs you could do and the socialization will be great for you. Lastly, you are not a victim. Don't fall into the trap of feeling sorry for yourself. Nothing could be worse than feeling sorry for yourself and feeling helpless. Pray to God to guide you to the right job and he will.

I love Glenda and I really think she’s taken advantage of by Jill whom I also like very much so this is just an observation. It would be more than fair for Jill to pay her mom at least $450 a month for watching her kids. With all the back pay I think that would take care of the brakes and all the $ she’s lent her mom over time. ❤️

You need to apply for a credit card & use it only for car repairs. I have a FORD credit card just for that reason. Haven't used it but I know I have it just in case.

Yes, am retired too and live on Social Security also. It’s not easy. It’s constant math and figuring on rent, bills, medicine and etc. You are not alone. Will pray for you. Hugs… 🤗

You definitely need to get that taken care of as soon as possible. It sounds like it's scraping on your rotors if you damage your rotors that's going to be much more costly. Yes living on Social Security is hard my husband is disabled and we live on his Social Security and a small annuity that he gets. People are amazed when they find out what our monthly income is and always wonder how we do it. We do it by the grace of God and we are very blessed in many ways.

Glenda Life on SS is not all it is cracked up to be. I am very close to having my car repossessed and I only have 2yrs left to pay it off, if that isn't a kick in the head. I suffer from severe depression and being on SS just adds to it. I hope you can somehow figure things out, but i feel your pain.

90,00-150.00 ONLY IS COST FOR RE-SURFACE ROTORS AND NEW PADS IF YOU NEED NEW ROTORS THEN IT IT WILL BE 400.00 AND UP

In my area, daycare would be at least a hundred dollars a day for one child. My daughter was just offered forty five dollars an hour to sit for three kids. She turned it down because she has a really good full time job now. Does your daughter not pay you for all the daycare you provide?

Glenda, sometimes ppl have little efficiency Apts a lot cheaper, maybe you could you find one, or your daughter pay for babysitting. 💘

Glenda we all go thru this.Im praying for you. Pray and the good Lord will work it out for you.But you all ready know this.Some info I want to give you and your channel.Im sure some already know this.AT@T will give you Internet service for $10 per month if ...you meet 2 requirements.1) Call to see if you have there service in your neighborhood (AT@T ) .2) You get disability SS ,or Snap benefits or Medicare.They will send you a application thru the mail.But if you can do this online it's quicker.So for TV I bought ROKU and you can add apps as you find them.Hope this helps .Love you guys.

Aloha Glenda 🌺 I'm sorry! Wishing I could be there to help. Fighting cancer right now. Have a surgery coming up. My husband is 72 is still working. Our medical insurance $700. My sister is a great support! Hopefully those that love you can help! Aloha 🌺

Your brakes are now metal on rotors. Now you will need pads and rotors. The $400.00 is cheap for labor and all.

Sad that when people get older they have to scrape to pay bill, and buy food. Please keep looking up, God will provide our needs.

You also can get a part D insurance for free and this will pay for dental visionand most meds will be 3.95

So sorry your having challenging financial times. Does your state or county offer a percentage off of the electric and gas bill for lower income people? I know there are programs here on the West Coast that are easy to qualify with a lower income at it helps a lot. Check that out for yourself.

God always provides.

Sorry things are so difficult for you now with your car. It can be so expensive getting any repairs done on it. Best wishes, Rosemary from Ireland ☘️💚

Glenda, are there any pantry near you, where you can get some food? I know I’ve seen you do pastries before I just don’t know how close far away they are from your house and with bad car breaks that is a big issue. We have pantries and food distributions pop ups where I live. And they certainly don’t skimp! They’re large hauls! My church actually hosts one of the food distribution pop ups that are from the actual northern Illinois food bank and people from our church will bring the hall to people who are unable to get out. Call around and see if there’s anybody that could do that for you.. You never know unless you ask.

Do you have public transportation? CN you take this while you pay off your car in loan sections it payment plan with the car company ? Maybe if they ask for small downs payment first and ask your daughter to help with that and pay it off monthly . Can’t even image your struggles ! I don’t drive myself but with inflation right now I’m so thankful I can take the bus and fares costs not gone up at all . Car is so expensive now to run - it’s just crazy. I hope you get answers soon !

I am so sorry to hear about your car. Rent is very high every where now and that is a real issue for most people. My husband and I have had to really budget our grocery bill this year. You can find coupons and deals online all the time. I was able to find 15 dollars off when you spend 75 dollars on groceries. This month has been our toughest because the AC bill was the highest.

Senior apartments are usually based on your income, not the average. I’m so sorry. This is very scary

I'm on disability & live in an apartment. I haven't owned my own car for 10 years. I get Medicaid rides to stores & Dr. appointments. Sometimes a friend will bring me for a day shopping/restaurant outing. Vehicles are money grabbers!! I do keep my license updated though. Far cheaper not to waste money on them.

Hi Glenda God bless you sweetheart before type in this I prayed for you to the father that he will provide away for you this month I understand your pain but be strong and God will get you through I hope God send you angels with financial blessings for you and your situation I love you Big Safe blessing 👍😊🌎❤️👏🏻✝️🇺🇸🙌

My electric company sent me a letter saying they have raised my electric bill by 52.00 a month.It has went up more than that by 130.00 dollars.What are people going to do?

First of all I don’t understand why a subsidized housing would allow you to use almost all your income for rent it seems like it should be a lower percentage, That doesn’t make any sense at all . the senior Apartments around us only take a small portion of your income for rent. And that is a reasonable price to do brakes I really feel that your daughter would help you out since you help her out a lot babysitting , I know it’s hard to ask our children for help but sometimes we have to take care😊

Oh Glenda my heart went out to you I can feel your stress, can your daughter help you? If you were my mom I’d definitely help I know it’s not up your daughter but if you help her etc with childcare then she should xx

Paying off your car was smart,love you I'm so sorry, your in my thoughts and prayers 🙏💐♥️🤗

I just had to have 2 new tires on my truck. About 300.00 dollars. Pay as you go. I truly feel your pain. I only have social security to live on.❤❤🙏🙏🙏

A mobile mecanic may be cheaper as they have no building and employees to have to pay for. Also Craigslist. Some auto supply store people hand around looking to fix cars. The store maybe able to give you names and phone numbers of someone.

Glenda, sorry about your money woes. I thought maybe you were lucky to get a section 8 apartment. The apartment is so beautiful. I wish I had one like that. Maybe you can work in the neighborhood say 2 days a week for some extra money? A fast food place maybe? It might bring in a couple extra hundred dollars a month. I know, I know. At our stage who wants to work or who can work? Give it a try. How can it hurt?

I dropped cable long time ago. It cost for internet now 50.00. I went through my cellphone company.

I’m praying for you. We’re tight on funds too because Bruce was in a semi reck. He’s leased which means he owned his truck. Or making payments fixing to pay the semi off this year but, when un loading his end dump tipped over. Broke his neck. 3 vertebrae. It’s hard and I’m praying.

May you be blessed with your situation. It’s upsetting that unexpected bills happen. I wish you only the best.

We all are struggling. Can't you ask your daughter for a loan?

Sorry to hear about your dilemma with the car, before you cut off your cable, make sure that you have fulfilled your contract. After that, I would suggest investing in a (Roku) or Firestick that is if you watch T.V. For food, they sell twelve cans of vegetables in flats meaning the case, for about $6.00 per case(flat) at any Walmart store or center. I watch prepping channels on KZhead, which has shown me how to save on my monthly food bill. I don’t know how your credit is, but I would look into a credit card for emergencies such as your car. Hope everything works out for you.

Hi. I'm on Social Security, & it's not enough to help me out of my homeless situation, so I understand what you're going through.

Hi Ms Glenda, I'm so sorry this is happening to you however if you speak with Jill I'm sure she would be willing to help you. You know, that's what families are for is to help each other and you have a very loving family so pray about it and speak with your daughter. So many people are having such a hard time right now. God bless you.

Inflation is killing me. I run out of money a week before my check comes. Between gas and insurance I am not sure a car is worth it. I have been looking into programs that give seniors rides at a discount. I sit and cry because I haven't figured a way out. I feel your pain!

I think you could use the two $200 gift cards you want to give away. I’m sure everyone would rather see you safe. Our Electric bill is $528.00 and so is almost everyone else’s here in South Louisiana. Entergy’s charges for restoration after the hurricanes and fuel surcharge is crazy. People on Social Security here have to choose between food and electricity in over 90° heat with humidity. I’m sure we’ll be losing a number of Senior Citizens. 😢

Awwe, I don't like seeing you upset darling, prayers for everything to go well for you dear ❤️ 😘 praying 🙏

It is very hard Glenda. I wish I could help but the price of everything in the Il is so expensive. Sending prayers xx

Glenda love you.sorry you are going thru so much.it will get better. And I know we try to work things out without bugging our kids.wishing you the best and prayers.

One thing I have learned over my many years, is old cars are always breaking down. If you fix the brakes, chances are it will be something else next month. Is there any way you can do without a car? I know it’s hard. A lot of us have been there..done that. Pray God shows you the path you should take. ❤️.

I hope you can get something figured out! Sending love and prayers! 💜💜

You're doing more damage by driving on those damaged brakes, damaging the rotors, which cost even more to replace. Call around for estimates instead of driving.

It is impossible to live on just Social Security, I do without so much. I didn't see a phone bill, do you have a phone also? All we can do is just keep trying, I need my oil changed as it's way overdue but they want $50 or more and I don't have it. Especially now it's so difficult to be poor.........

Please don’t drive til you get that fixed! Stay safe! 🙏🏻

Praying for you sweet lady, God will make a way

How frustrating for you ! Definitely time to hit the food pantry . I am sorry about you car , and that is some high rent ! All of our cars have well over 100,000 miles too . Life just seems overwhelming at times . I hope some good luck comes your way soon Glenda .

I had to have mine done.Think mine was over $400.Hope Jill can help you

Yes, find cheaper housing and maybe closer to your daughter so your commute will be closer. Less gas !!!! I find it hard to believe your daughter will not fix your car due to all the money you are saving her on childcare. You seem to be in good health,maybe a part time job to supplement your income. Good luck 🙌

When I was working part time, plus Social Security @ 62, I was able to qualify for a NAPA auto parts repair credit card, through my trusted mechanic. NAPA offers 6 months free interest, for repairs over $200. So I have my car checked about 2x/ year, winter & summer. By the time, I replace hoses, tires, brakes, etc on a rotating basis, it qualifies... But this will be my last car, so I am trying to stretch its use out as long as possible, since I drive for myself & another to dr appts & groceries, etc.

I am sorry to hear about your car. I hope you get it fixed soon. That is very dangerous. If you can't afford it atm then just don't drive at all until you can. Walk, take a bus, get a ride but don't take your life in your hands. Praying for you! 😇🙏

New York rents are insane. Are you still on a list for a discount rated apartment? I know that you love your apartment but you would make any apartment cute and workable. I have seen what you did with your apartments in the past. Your readers need to remember that you do have a job. Your You Tube channel requires time, planning making and additional tech work. I t absorbs a lot of your time. I am sure that Jill will help with some of this expense as she knows that you need a working car and benefits from you driving to help her. It is a difficult time for all of us and families have to cheerfully help one another out. I will be praying and cheering you on.

My aunt's boyfriend in Philadelphia charges people 200 for brakes if they buy everything. People don't care anymore. Such a shame

She ain't got no problems. The first thing you need to do is get. Apartments are for the rich, especially nowadays. Get yourself a toyota corolla and live in that,It will be your new home. If I didn't have a job that demands a physical address I would have gotten rid of my apartment 23 years ago.

Does your son-in-law know how to replace the brakes? If he does, you can buy the parts and have him do the labor, will save you so much!

I’m a widow at 66, brakes cost a lot..I feel your pain..I have a newer car..but own it fully..no payments….but someday it will get old like me and I can’t afford a new one.. I just found your channel..so happy 🤣

I get by without a car but use public transport but I find I'm used to it I'm a single parent to 2 teenagers and can't work so I have to make money stretch its hard but I get by God bless and take care

Why can't you get a part time job 2 days a week or so. I'm your age with severe arthritis and work 40 hrs a week.

Ask Jill if she can help you. I’ve been in spots where I had to ask for help. My rent went up a lot this year. I’m charging food and gas in between pay days. Really sucks Best of luck.

Have you thought getting on a list for senior hud housing? They aren't all bad. Some of them around my area are really decent. Kept up well etc. And the residents are paying about 200 a month and it includes all utilities. There is typically a two year waiting list but that time will go by anyway, so might as well get on the list now and then in two years when they call you will not have to struggle anymore. Just an idea. :)

I don't mean this to sound harsh.But Social Security it meant to be a supplement not your whole income.I do understand if you don't earn it you can't save it. I do sympathize and I feel for you

Miss Glenda I am so sorry. I know how much you love your grand babies. Please ask Jill to pay you for childcare. Call around to daycare in her area and get an idea what it would cost her for 2 kids. Then give her a reduced price. I was a Nanny for 20 years. In my area in Texas daycare is 400 a week per kid. I imagine where you are Jill is saving money. She should pay you.

Glenda that is a terrible situation, so sorry that's the state of affairs on ss, hope you can find a cheaper apt. That rent is to high , it's terrible the way the cost of living has gone up! You may have to move in with Jill in the basement. I 🙏🏾 things get better for you. I'm a oldster too a bit older 🌲🌲🌲🧚🕊️

I just found this video, a little late to be helpfull but I will add this. Those two brake shops were ripping you off. The scraping noise is caused by a metal tang attached to one of the brake pads on each front wheel or all four wheels if your car has disc brakes on the rear also. The tang will scrape against the brake disc to alert you that it is time to replace the brake pads. Brake pads are not expensive and it is a relatively easy job to change them, just loosen the wheel nuts, jack up that wheel and pull it off. There should be two pins (3/8" +or- thick) that slide out and you can replace the pads. Specific procedure depends on what car it is but almost anybody that can tinker with their car could change them, it would probably take less than 30 minutes per wheel doing it in the driveway. I did my Sister's car two years ago when I was only 73 years old and I am not a mechanic, it is an easy job. I hope you got it fixed, look around for a 'handy man' who does mechanical repairs and who can provide some assurance that he knows what he (or she, remember easy job) is doing.

Glenda, so sorry to hear about the breaks on your car. Hopefully you will be able to get them fixed soon. I enjoy your content on your channel and you seem like a very nice person but I do not believe that anyone should be telling their financial situation to anyone. There is a lot of people that are in the situation that you are in or worst but they are not giving out their monthly expenses to the world. We all have bills and sometimes we have to cut back somewhere. Park your car and use Uber until you save enough money to get your car fixed. Right now this world is in a bad place with the economy the way it is.

Do you have cash app or venmo for people to just donate to you whenever they can?

Get the ones that sound the worst done .Either front or back.And next month do the rest.All go Auto Zone or something similar.And see if one of the guys do work on the side.