How Much Should I Spend on Groceries?
2024 ж. 16 Мам.
102 220 Рет қаралды
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Don’t skimp so much that you sacrifice your health. No point in being the richest person in an early grave.
Amen to that. There are some very wealthy folks we are good friends with who did just that. They ate the cheapest food possible their entire lives and had health problem after surgery after health problem - and serious issues at that! It is so said to see the poor quality of their lives and they are not able to enjoy all the wealth built over a lifetime :(
So much of my debt is in the name of safety and health…and it’s killing me.
You can die from heart attack being in debt. It's ok to starve yourself couple weeks
True many eat instant noodles and things with too many calories and salt. Then you are sick…
@@laurentinquinn1668yuuup
I have been eating clean keto since May. I’ve lost 30 lbs. I’m 67 yrs old single. I want to focus on getting healthier so now I shop only good meat and grass fed eggs. Good produce at farmers markets. Fresh veggies. And frozen veggies. When you cut out sugar and highly processed foods you don’t buy high priced junk food. Yes you need to shop more often but you cut out most of the grocery store aisles if you don’t buy sodas cookies candy highly processed junk A doctor told me your health is worth it. Eat junk now pay later with diabetes meds or heart attack meds. I don’t miss the sodas or any of the sugar filled junk.
clean keto is the best!
I find I spend even more on keto buying high end steak and whatnot, but feel much better and it’s worth it
Weekly budget is x amount, plan food required for meals, never spend more than x amount. When you have coupons don't count them as recovered money in your grocery budget, this means you wont spend that recovered money and it can be put away towards savings.
Just so people know… eating fast food IS NOT cheaper than eating healthy food at home. It may be more convenient, but IS NOT cheaper. Especially when you consider all of the costs of eating unhealthy in the long term.
Switching to a cheap dog food which is almost always synonymous with lower quality, can result in exponentially higher vet bills. Monthly ear infections, need for allergy injections, digestive issues. I spend a lot on dog food, but it has saved me hundreds of dollars.
Also higher quality dog food keeps our dogs fuller longer because less filler, and also makes yard cleanup a breeze. Not to mention we have probably saves tons in vet bills over the years with our animals by feeding better
agreed. over the years dave has shown his attitude towards pets, so i am not surprised to hear rachel say, ''buy cheap''. as a florida boy, i am not surprised by the ,'' sothern attitude'' when it comes to pets.
My dog eats almost healthier than I do. Her health matters
Thank you so much for this! Groceries have always been my weak point but this gave me very practical tips! Feeling more confident already 😃
I remember starting my first Investment with 100k which I'd saved in the bank . It was a risk I took but there is "no gain without pain". After 3 years I made a $1m ROI. I am planning my retirement which will happen by February next year, totally debt free and I'm glad to have secured a good life for my kids. The two things I've learnt when it comes to investing: 1.Don't let anyone stop you from trying. 2. Try it no matter the outcome
Your comment is so inspiring, this is really what I wanted to hear . I want to start investing, but, I don't know how and what to invest. Can you share some tips as I am willing to listen to whatever you suggest.
@@basiawojcik8732 Thanks for the compliment. When it comes to Investing, You should have these three basics in mind . 1. Set aside a good capital ( the bigger the amount the more profits you make) 2. Never procrastinate 3. Seek advise from an investment Adviser(they have more experience).
@@basiawojcik8732 Honestly, if you have these three things in mind before Investing, you are heading for a successful Investment.
You are correct about the third one . Many people neglect the importance and role of an investment Adviser. Last year my colleague lost 600k buying a stock from a wrong company. These kinds of mistakes happens a lot and many are still making these mistakes over and over again. In order to make a good investment, IA comes in handy due to their experience's in the field.
@@alessiaclark8120 I appreciate these information. I would like a recommendation?
Very informative! Thanks for the content.
Thank you Rachel!!! I appreciate you so much!
Planning meals helps save a ton. I shop at Aldi's and other discount stores. Also I found local growers and pay them in cash. Find local beef and pig farmers who will sell to you in bulk. Worth the cost of the freezer. One framer we found sells organic beef WAY cheaper than a store cost.
Great video,very helpful.
I love your energy in making these videos.
Love the categories, thx!
Using cash was a total game changer for us when we started trying to budget. Not only are you restricting your spending to what cash you have, it also forces you to plan ahead and you get the physical sensation of handing over actual cash rather than swiping a card. We used several envelopes for different expenses (groceries, eating out & entertainment, etc.), so we could plan ahead and stay within budget. Once we got used to it, we had the discipline to take off the training wheels and this mindset has just become the default.
I recently started watching your channel and am enjoying all the tips and tricks you share. I know this will sound very counter-productive to the purpose of your channel, but I would love to know where you shop for your tops, they are always so nice! Ya, you probably won't put a link to what you wear, but I thought I'd give it a try! For what it is worth, all your tops look so beautiful on you!
My advice which has worked for me is bring a calculator with to the grocery store and try and make it where you only go once a week. For example: if your goal for a family of 4 is to not go over $800 a month bring your calculator with and once you go over $200 start putting things back. Use those scales in the store as many things are sold per pound. When I bring a calculator I am always within $5 dollars of what the register rings it up as.
I like this!
Hello love the concept. Except we are a family of 12 have several that are gluten free, a few that are dairy free, one that can not eat legumes. Several that have to be non gmo, suggestions. My menus are based on what’s on sale, what’s in season and so on
The cost of groceries has gone up exponentially in the past year. At least where I live. Inflation is real.
Yep but still cheaper to cook at home
@@taylorsmith9629 I dont eat out. Ever. Can't afford it.
LUV the top Rachel is wearing!!!!!
I want to be on the list for her clothing sale 😀
Please do an updated grocery video with 2023 prices!
2024 biden time!!
Hi Will you be having a new wallet coming out this fall?
Challenging when you don't eat shelf stable foods. We eat more naturally and there are not a lot of coupons for that. A garden isn't feasible at this time and I've never found a farmers market cheaper as they've become trendy. Eta: where I live, discount grocery places don't exist, like Aldi or winco
We're a family of five with three teenagers. 10% of our paycheck for groceries is definitely insufficient. 😌
spend what you need. this is a line item i will never listen to ''experts'' on.
Wish you did a budgeting app that could work internationally instead of just dollars I live in the uk .
It's funny, no matter how much you & the Ramsey team go over the "Baby steps" I get excited. Groceries is a killer to any budget. Love your suggestions 💛
Big variable spend during inflationary periods.
For me, right now the government doesn't care about us, rather focus on my side hustle of investing than think about the country issues and jobs which i over work,under appreciated,overwhelmed and then underpaid.
This country is such a menance!!!! investments are stepping stones especially when guided by a professional.
@@donaldalex8345 I make huge profits on my investment since I started trading with Mrs Patricia Wood, her trading strategies are top notch coupled with the little commission she charges on her trade.
@@adamsmurray6323 Wow, amazing to see others who trade with Mrs Patricia Wood, I'm currently on my 5th trade with her and my portfolio has grown tremendously.
@@adamsmurray6323 Please how can I contact her ?
@@eloiseleo7987 She can be contacted through her telegram.
Rachel is the best choice to replace Dave when he retires.
Thanks for sharing 😍🙌🌼🌻🌺🌹🏵
Ugg. IBS equals not being able to meal plan. Its so frustrating. I usually put restaurant or takeout in entertainment category because it is a treat for me. Sometimes grocery if I know I'll be busy.
Do grocery budgets include all the other items from the grocery store like paper & cleaning products?
We definitely found that we need a bulk category because it was hard to wrap my mind around saving for bulk items out of the general grocery money. Also, I would tell my husband we need bacon, thinking he would get $4 worth at Walmart and he would come home with $20 of bacon from Sam's Club and it would really throw a wrench in the grocery budget sometimes.
Rachel, "This needs to fit your life.", "Your budget needs to be realistic to your situation.", "Your percentages might look different than what I gave you depending on your situation." People in the comments, "Well MY family can't do 10% because ...", "10% is SO unrealistic for my family becaaaaause..." 🙄🙄🙄. Man, listening and comprehension skills are zero for some.
Do you include cleaning and paper products in your grocery budget?
Spicy chicken sandwich & a large sweet tea?!? Yeah, we are one of the same 😂 exactly what I would order if I had a few dollars left in eating out budget! & I felt that in my soul about the joy when you get to not have to worry about the dishes and clean up at restaurants! ❤️😂
As a family of 3 (two adults and an infant and 3 cats), we spend 1200/month
What really works for me is shopping online. I'm terrible impulse shopper when it comes to supermarkets, because what if he wants this bread on Monday but lets have variety and give him this on Tuesday (while the Monday's bread goes stale, grrrr) and let's get three types of oil and there is this soy sauce and that soy sauce. Argh! No, none of that anymore. We have Tesco here, so I created account on Tesco website, I make weekly shopping there and ask them to prepare it for me to pick it up. It's 00 cents for this service which is so much less than I used to waste in grocery stores! I go with my husband, we collect the shopping on Saturday morning, save good hour and half by not walking through the store and we go home and know we saved around 50 euro per week by doing this. So so much better.
What would be a good food budget for a single person over 60 living in Florida
What things would you recommend getting from Aldi? What things are worth it to go there to save?
Ea week I set a budget of approximately $100 (per week). I grab the most essential stuff and whatever I have left over I get the 2nd tier stuff on my list and make sure I walk out with no more than $100 worth of groceries. I have control over my finances
Oh the Costco street corn❤
Create a budget and stick to it!
Rachel/ Dave please help me. I’m retired as is my husband. I have retirement funds of about $350K. We use our Credit card and pay it each month. Have mortgage $88K and loan on RV which we use in FL about 4 months in winter ($88K bal). No car loan. My mortgage is HELOC and the interest rate is variable right now. I don’t know how to pay these off. I have a loan with care credit (interest free ) for 24 months for medical expenses. I don’t know how to proceed. Can you help me
We raised 4 children, and never spent even close to $600 in month on groceries. This wasn't in the 50's or anything either. My oldest was born in 94, and my youngest in 04. If memory serves me, the most we ever spent in a month, for all six of us, was about $425.. $1300.?!!?! for a family of four? What are they eating? Gold bars? We agree to a well-balanced, three meals a day plus snacks, menu, for a week, incorporating what's in the house already. With the menu, an exhaustive grocery list is written (even th items we don't have to buy this tine), and then we double it for shopping for two weeks. Accumulating these menus over the months, we just open the notebook, find a menu that looks good, and head to the store. It's AWESOME! disclaimer: We buy next to zero name brand products.
We buy our household items along with our groceries. Do you separate the expenses or combine them?
Use vinegar and water to clean sinks, toilets and it really saves on buying cleaning supplies.
If you want a disinfectant, 70% or greater rubbing alcohol.
@@rev.robynyoung7680 I have been separating household items and food. Doesn't take much time to add up each item and taxes.
@@rev.robynyoung7680 That's a good idea. I have a separate category for household items.
We love the every dollar app! ❤️
Do you know If It works outside the USA?
Does that 10-15% include restaurants and stores like Costco?
Probably not, cause those two alone would take the entire 10-15%.
Short code isn’t working
Weirdly enough, the generic brands now days are better quality than name brand. Sad but true
I actually don't pay for groceries in cash because I use Walmart pickup. I end up spending less and staying on budget.
I always tell my wife when she asks if some we bought was worth it, I always respond that a subjective question, the real question is was it worth it to you
I’d love to be able to budget in a restaurant visit 😢
How do you stay so skinny!?! 💗 Fries and sweet tea 😂 jealous lol!
My husband and I have 5 boys and are moving into baby step 4. I cook from scratch to make high quality whole food based meals every day. I highly recommend going to a grocery store with high quality meat and produce and plan our meals based on what is on sale. I stock up on those items and keep extras in the freezer.
3 boys here! All this and also making snacks.. Homemade granola bars and cookies vs buying it from store. Also making bread homemade via bread machine or loaf pans its cheaper and healthier no preservatives!
Hi Annie, how much would you say you spend on groceries per month?
@@bornagain5199 we spend between $650 and $750 per month on groceries. We plan to invest in a standing deep freezer and purchase our meat from local farmers to get even better quality meat in bulk at better prices, plus help the hard-working farmers in our area.
@@AnnieDash thanks! I have 4 kiddos and we are spending about twice that! It’s time for us to get it together!
@@bornagain5199 you can do it!! It definitely takes some discipline at first but it's well worth it!!🙌
I like add 5 every week to my pantry love have a fully pantry for 3 to 6 months. Shop sale at work
You add $5 dollars or 5 items:) thank
Yes and amen Costco AND the street corn!
We have two younger kids, and spend 800 a month. That includes toiletries such.
guys, guys, guys i think it was 15 times....aw man! these videos are so dynamic, effective, helpful, fun, but i wince wheneve I hear it over and over ....
$500 feeds me and my husband for 6 weeks give or take AND keeps my working pantry fully stocked. I also include household items in that amount too so cleaning supplies, toothpaste, etc
Great idea for the Costco category. I admit Costco is my fave place. And not just for groceries. And I love how you can set up funds in Everydollar. I love it
Homemade always better than store bought except rotisserie chickens which are far better than what you can roast in an oven.
I go to Walmart and spend more then what I need because they sell everything!! I am in the process to buy at a grocery store that only sells grocery...food!
I spend way too money at Walmart. Trader Joe’s is better for groceries.
Me and my husband spend $400/mo (we eat gluten free due to allergies ugh it makes everything so much more expensive) and about $100/mo eating out.
How do you keep it so cheap on gluten free. GF stuff is so much more expensive unless you're leaving out bread stuff.
@@cindycrawford657 well, my husband and I eat the same thing for breakfast and lunch every day and then switch up dinners. Usually for dinner we'll have chicken and rice with veggies or chicken and GF pasta with black beans and veggies that lasts for a couple days or taco bowls which are super easy to make and last awhile. For breakfast we do sweet potatoes, eggs, and oatmeal. For lunch he does banana pancakes which is: 1 banana, 1/2 cup oatmeal, and 2 eggs and then a topping of peanut butter and I always do GF sandwiches. So we cut down on the bill by eating simple, repetitive meals and then eating out once a week for something new and exciting. Wow that was a lot sorry hah!
@@alyssabird720 thanks! We do eat a lot of leftovers but I’m sure we could make more simpler cost effective meals than we are. Thanks for the info!
Smiths case lot sale😍😍😍
10% seems too high because I share my house expense with my wife and my grocery budget is $150 and my monthly take home is $6500 which is 2.3%
Sorry but it sounds like you two are STARVING. 😨
Family of 4 here. I do all of those things and I still spend $1200 a month 😔 maybe I’ll try buying the generic. Sometimes sprouts calls my name and I want all the healthy, good quality foods. There’s something different about grass fed vs generic brand beef.
Check out "Under the Median " with Larry and Hope Ware. They know how to be extremely frugal about everything, especially budgeting when grocery shopping.
Generic is the best! I too buy higher quality foods and Kroger's Simple Truth brand has saved us a bunch of money. I am also a sucker for the reduced price items. It has really helped us afford our organic lifestyle
Grass fed and healthy foods are a good choice. Timing for me is key so when when these items are on sale, I buy in bulk and save. I have also found great sales in weekly managers specials.
i'd like a "spicy chicken sandwich with american cheese large fries and large sweet tea"...please
I order online mostly and they don't take cash. Cash is not an option.
Excatly crypto's great with an expert like mine.. thinking of buying a Tesla this year .
Treat it the same way as you would if you were there in person. Even when online don't shop when hungry haha
You can use debit. That’s what I do
We are a family of 4 living in the Bay Area and spend 600$ buying in COSTCO
$600-$1,300 on groceries for family of four??!!!! I'm a family of 4, eat mostly organic and grass fed food and the most we ever spend is $450, this is with soaps, tissues etc included. Lol
I am impressed. What store do you shop at? I don't think I can get below $600 per month
@@jakeandsarahhealthnuts3299 Really? Could it be state taxes? So for meat products I usually get them from either Fresh farms, or (whole foods, but ONLY when on sale plus 5% off with prime) but usually fresh farms. Or Patel Brothers, and some local farmers too 😉. I believe Sam's club and Costco are great too! Before grocery shopping i also clip as many coupons as I can.
Yes, we are a family of 8. We eat gluten free, whole foods, mostly from scratch, and often pastured meats. We average $450-550/month.
@@briananderson247 Awesome!! Us too. I prefer homemade foods 98.5% of the time. Healthy fats, GF, pasture raised, etc. $450-550 for 8 people is AHhmaizing ! Happy Healthy eating to you and your family 🤗🤗
@@Martina..1 You should definitely make KZhead video about your grocery shopping and meal prep! I think I could learn from you. I always thought organic + grassfed = expensive. $600+ for only 2 people 😅
6:58 I do NOT agree about the generic pet food. Pet food ingredients can be VASTLY different by brand and pet food is one of those areas where the store brand stuff isn’t great. I’m not saying you need to go grain free or whatever but some pet foods are objectively worse than others. Just do homework first. What may be the healthier food just might not be the cheapest or most expensive.
Aldi’s my grogery store
Help!! My wife is crazy. My income is $8,000 a month and she spend $3,000 a month on grocery. She buys foods to throw it away.
Since everything when up. I spend $1000 a month on groseries just for me and my husband. This is for a total of 3 meal a day. We are spending basically @$15 dollars a day on meals each and this includes lots of organic items. No eggs because we have some chickens and is been over two years we haven't buy eggs; eventually, I am planning to eliminate most veggies, since he made me a vegetable garden. Right now, I have Spinach, lettuces, beets, onions, broccoli, Celery and pumpkins, planted for Fall season. I just learned with KZhead tutorials how to make my own shampoo, body wash, tooth paste, body lotion and deodorant all organic and without chemicals. At least for me crisis is the best moment to learn new things and implement what I knew already. 🙃
That's impressive. I'd love to learn to make all those products. I'd look into that. Any videos or youtubers you can recommend?
Live in Hawaii can’t get it under $500 for 2 😓
Could you start a vegetable garden?
I've gone dumpster diving. Aldi is a treasure trove.
Isn’t that illegal?
Couple, $1500- $2000 a month (Australia)
Couple, $70 per week, USA. I'm surrounded by multiple grocery stores and farm stands/stores, so am able to bargain shop and cherry pick, which keeps my costs low. Also have small chest freezer and small garden, to further reduce costs.
Hahaha 10%…..I’m living off of 6% for groceries of my income going through baby step 2……😬
No way. A set percentage is not the right way to decide how much to spend, and saying a percentage will make people spend too much. Instead, meal plan and cook from scratch (buy real ingredients, prep them yourself, stop with the convenience foods). We had a family of four (now we are newly empty nesters) and we never spent more than about $75-$100 a week at the grocery store, even with me being gluten free. And I cook real, balanced, healthy meals. We spend less now with just two of us. We do eat out some. But even with that there is no way we've ever spent what you're suggesting is normal or average. I shop almost exclusively at Aldi. I've stopped going to club stores. I don't use coupons because it's all stuff we shouldn't eat anyway. And we plan for and eat leftovers to avoid food waste.
“A budget is permission to spend” love it 🙌
Seventeen. The answer is 17.
Pro tip: Rotisserie Chicken at Sam’s Club
how much should i spend on groceries? 'as much as i want.' what a controlling question. we are not children out here, you tell us not to compare , but here u r.
Family of 4 here. $400 a month. No more.
How do you do it?
@@rebeccaexplorer5969 Hi Rebecca! $100 a week. I live in Texas which might be helpful with the lower cost of living. I also have a teen child living with me that works at HEB Food Store, so we do have a 10% discount on HEB products. This morning I went very early to the grocery store and bought chicken and meat that was 25% off. It sells pretty quickly, so I go early...like 0630. I have a garage freezer for stocking up on those kinda sales. Thankfully, my kids will eat oatmeal, rice, beans, eggs, potatoes....all cheaper bulk foods. Make my own pancake mix instead of buying the box...just little things that save. I try to grow onions, spices, some vegetables. Last night we had a seasoned brown rice topped with stir-fried 3/4 lb thinly sliced round steak/onion/bell peppers and a balsamic cucumber salad. We were all full and the meal was not expensive at all...had enough leftovers for one for lunch today. I will say that the inflation that we are all experiencing now is making it more challenging, but so far I can still squeak by.
@@wk.t2161 Thanks! That's a helpful layout. I've been trying to figure out how to save money. Keep rockin' it!
Shop on the outside walls of the grocery store, and learn to cook. You'll spend less and your diet will be more nutritious.
I’m a single woman who is vegan and eats only organic vegetables and fruit. I rarely eat out as it’s so unhealthy. I easily spend $700 or more a month on food. It’s the most challenging part of my budget! But I’m not willing to sacrifice my health. I want to enjoy a long and healthy retirement and rather work an extra year to save money to ensure I have healthy eating habits. Some sacrifices are not worth it if you are looking long term.
You could start a vegetable garden. Grow a salad or veggies that you would normally buy and eat. Whatever you can't eat before it goes bad you can give it away or compost it for your soil. That would cut your costs down a lot. If space is an issue you can always grow inside grow sacks or containers.
Saving on groceries is easy.
Any pointers?
In California $2500 at least or you eat trash
I live in SoCal and it's pretty expensive here but $2500 sounds a bit too much unless you're a ver large family ( 10+ people) OR you shop at Whole foods ( expensive as heck) or any other "posh" high end obscenely overpriced market on Santa Monica Blvd. And still a family of 4 wouldn't spend that much. Are you eating caviar or truffles every night? Mmm...
Aldi, dairy, fruit, meat, chips all great quality and like 1/2 cost even cookies and dessert great pricing, not name brand items not good pricing there-Aldi ice cream also yummy, chips 1/2 price and good, canned veg. 1/2 price, peanut butter is the best even better than jif
Just got 2 regular hamburgers at wendys for 6$ hard to beat
If you go plant-based, you will spend even less.
But also have a miserable life. STEAK AND EGGS
@@DavidRamseyIII start saving for that bypass.
I'd rather save for a by pass than go meat free. It's nothing to do with flavour it's just the moment you become meat free you can't talk about anything else to anyone
@@davidchester429 totally your choice, enjoy that bypass.
@@Miss_Dale_Westwood haha there's loads of cholesterol causing vegetarian foods. Chips crisps sugar etc
Get a career and invest so that inflation is a inconvenience. Don't wait for a better wind build a better sail.
Love the categories, thx!