🌟MONEY CHALLENGES|| HOW MUCH DID I SAVE? 🤑COUNT WITH ME
Hey friends join me today as I count all my challenges that I have been saving since Jan 2020. This was the first time I ever did these challenges. Hope you all enjoy it and don't forget to LIKE, COMMENT, and SUBSCRIBE. xoxo Mel
PLEASE UNDERSTAND THIS IS ME SHOWING YOU A FUN WAY TO SAVE, NOT MY INTENTIONS TO SAVE 400K IN 1 YEAR WITH THIS SAVING CHALLENGE LOL. OF COURSE I HAVE OTHER SAVINGS GOALS. BUT THIS IS FOR PEOPLE THAT WANT SOMETHING TO DO WITH THEIR EXTRA CHANGE OR DO HAVE A LOW INCOME. THANKS
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5-10-20 challenge: 5-10-20 Weekly Savings Challenge: Save $600
To change it up a bit, yet still keep saving simple, alternate saving $5 one, week, $10 the next, and $20 the third.
52 week challenge:
Using the 52-week money challenge, you should deposit an increasing amount of money each week for one year. Match each week's savings amount with the number of the week in your challenge. In other words, you'll save $1 the first week, $2 the second week, $3 the third week, and so on until you put away $52 in week 52.
Rollover: I use cash envelopes in my wallet,when it’s time to stuff my wallet again on a pay day, any leftover money I had from the previous pay week I take out and put it in my rollover envelope.
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Please understand this is a fun savings challenge. Not my intentions for my actual savings lol. I’m just showing you a fun way to save money for something coming up or even if your younger and don’t have a lot of income coming in. My INTENTIONS IS NOT TO SAVE 400k WITH THIS SAVING CHALLENGE LOL. Thanks again for the support 😘 xoxoxo
I used your video’s to teach me how to save my cash. Ind I’m 16 and today I reached my goal of $2000 for a car!
Nice bro! I'm 25 not a old head so please listen when I say drive careful no showing out speeding off for the ladies, no texting playing with phone while driving N dear God homie please don't drive high/drunk off nun! We losing too many to unnecessary crash deaths. Be safe an enjoy ya whipping days haha
A car is a blessing. Learn how to maintain her, learn how to fix her, and she will make your life infinitely better and easier! Always check your oil and brake fluid, make sure you have power steering fluid and coolant. Get your oil changed every 3000 miles, without fail! It's $20 and way cheaper than a new engine! Check your battery regularly. Only put distilled water in your battery and tighten your battery connections every few months. Enjoy the freedom of your new car and stay safe❤
Awesome 👏🏾
Way to go!
Congrats 🎉
It’s something about brown hands, and counting money that makes me hopeful for my future 😌
Why is that
@@davidfirth9342 u won’t understand lmao
@@jaliyah2025 ohhh try me I'm all ears ? U saying brown people don't make money?
@@davidfirth9342 no brown people make money but it’s usually white people make more money lol
@@davidfirth9342 white people know how to save more and I’m speaking for myself , I can’t save for nothin
Why is watching someone count $ extremely gratifying? You sold me!
Lol thank you 😊
Motivation 💯🤝🏿
Saving is an addiction
fr tho im 11 and already have $400+ saved up
@@dallasheadbussa Nicee
So is investing.
More like spending😂
@@dallasheadbussa nice thats really goood im 14 and im gonna start working and saving
The discipline was real
I need to do that cuz I got a problem 😂😭
@@sidneybaldwin3744 major problem. I’m watching like I could never 😂😂
Fax🤣
@@MJ-zq3dw SAME lmaoo
Been there and done that twice. Every time stolen.
I’m 13 and started saving. I’ve saved 165 dollars so far. This has really helped me :)
I’m 15 so I don’t have to worry about bills and stuff like that (I know how I sound 💀) but I want to save 100$ at least for a “Red dead redemption 2 collectors box” 💀
@@user-vp4ih5wd2dit's a good habit to start young. I'm 17 and I turn 18 in 10 months. I have to figure out the ways of adulting uncomfortably because my mom never cared about it enough. This past 6 months have been awful for me and I'm very glad you get to only think about a game you want. But I should let you know it's beneficial to save money at your age.
im 11 and i have 2719$
For my challenge, I was able to save $5216.75. Loved your video by the way
Don't know you but great job.
@@nadinenc3097 thank you
Wha??? 👏🏻👏🏻👏🏻
@@SimplyBeautiful516 Thank you
Great job!
Started July 2020 I saved over 10k, everyone should save dollars especially if you come from nothing, my mind set is to set up for the next generation and breaking the cycle of always starting over for the next generation. Coming from nothing to making good dollars is probably one of the hardest things to deal with, because you got to mentally fight off the poor mindset and not getting into debt with fancy things.
You should worry more about inflation and the fall of america which has been in play since last year, and all your money being on a microchip inserted into your body. Being generationally broke already happened, alot of things ppl are chasing in vain.
@@humbleservant7797 nah no one is inserting me with nothing, I'll insert led into anyone who tries, and who are you a humble servent of.
@@tnrtnr7706 The Most High. And not your typical christian white jesus, the actual GOD written of in the scriptures.
Not getting into debt with fancy things i agree with tho. People should learn to live more simply, cause when its all taken away you wont even know how to survive.
@@humbleservant7797 so you're a Christian who believes in black Jesus?
I’m happy to be part of these type of people that love to save. I myself just reached close to 50k at age 20 which I’m so grateful for. And will continue to save and invest like crazy. Good luck to everyone and hope you all accomplish your goals and remember to stay healthy and safe and always keep a positive mindset
Aw I like to hear people count money. My Mom RIP used to to that.
Me too, Rip to you mom 💕
*👼🏽🙏🏽R.I.P Yo Dukes*
R.I.P to your mom
I swear this is a sign. I watched several tarot reading videos last month and they all had success in the work/career area and today I was recommended videos like this one after seeing a help wanted last night. Thank you, God. Thank you, Divine Spirit. Thank you, Angels. 🙏🏽🙏🏽🙏🏽🙏🏽🙏🏽💖💖💖💖💖💖💖
Oh my gosh!!! Me too!!! And I didn't even know such channels like this existed, so it was really random that these got recommended to me after watching tarot readings 😂 Gonna be blessed financially, claiming it!!! 💖
“I will be going to the bank this morning!” Girl I know that’s right 😩😩
i been saving 500 a month for 10 yrs. hardest part is not touching the savings lol
fr
Invest it.
Flip it
So you have saved 60k Jesus
Know you gotta make that money work for you if its sitting in the bank its doing nothing
I actually did this with my piggy bank and saved $145✨🙏🏽
👏🏾👏🏾👏🏾
How do you save money on 2020
@@titofulano1629 job
@@titofulano1629 ikr I'm too young to get a job, I dont get paid for chores, I dont get any form of cash unless I find it or ask for something really specific. Like how are y'all saving anything???
@@user-bi5xw6jx5k they broke
I became debt free in 2020. All it took was one pandemic, after 10 years of struggling to not spend. I use it now to direct pay all my bills, get that cash back monies, and pay off the balance every month. Congrats on your saving challenge, you're motivating me to open a separate high yield saving account to start letting my money grow.
I started in December 2019 just saving single dollars and change for no reason and I’m totally disabled and it’s at $300 so no matter your income you can save at least loose change
Idk you..BUT I'M PROUD OF YOU!!!!!
Thank you so much 😊
Hi
This is soooo motivating ❤️❤️❤️ I’m a HUGE spender and I’m tired of feeling guilty about it because I don’t save. I’m heading to the bank ASAP
Save boo u can start with just one dollar put a dollar back after any transaction even change and watch what happens
I love these types of videos. Being a single mom of two on one income with no support from dad, these videos have helped me get on a budget. I am buying a house this year with savings. But next year I a going to do the 52 week challenge and the $1 challenge
This is wonderful, the discovery of savings seems to be a lost art. for those who say do this or do that should be careful, I have never been in debt. paid cash for my home. never had a car payment. this was made possible because my parents taught me to save at an early age.
You know debt is a good thing if you’re smart about it.... for instance i invest in the stock market with margins.... and i make money with money i never had in the first place so its a win win for me....
@@t0neeh213 but that's a huge risk cause if you lose that money you're fricked
@@frankxoxo8653 that's true
@@t0neeh213 People really wont shut up about investing 😒
I've become a saver after years of being a spender. I have been able to pay off almost all my debt and saving up for a new car. My son's father is a spender and we have fought about savings for our child. He doesn't get why its important.
it’s so satisfying seeing how excited you are i can’t imagine how hard you disciplined yourself! congrats boo
Im doing the 5000 52 wk money challenge i already put in 3 wks already so im super excited. Im becoming a notary and signing agent this yr. Already own a sm vending company plus im a cit at work so im excited for this yr great video
Get it !!
Go girl!💅💕
@@I_am_fortunate im doing a in person class but its only to prepare me for the test then on to signing agent
Congrats!! The vending machine business wasn't affected by Covid??
The fact that the money is in perfect condition
It exercises
Wow 😳 I can’t believe how much money 💰 you saved !! I’m also doing the 52 week challenge starting 2021 !! I plan on putting $20 a week for the next 52 weeks !!
You’d save 1,040 after 1 year
You can do it. Hell we can do it
Doing this too
Never heard of the 52 week challenge before. Great way to save money! I saved about $50k in 2020. I am 26. Looking to save $60k in 2021. 🙏🏼 🤞🏼
That's great. You're young. You should look to invest some of the money you save, if you don't already.
@@aaliyahsmommy-tw3go most of it goes into index funds and my employer retirement account. My savings is in a high interest savings account.
@@Mellissaruizpa you icey for that
@Baracka Flaka Flame 😇
@Baracka Flaka Flame I'm 24 as a cloud engineer save that same amount.
Damn get it girl. Saving is possible.
Oh. My. Goodness. You’re an inspiration! I saved up $1000 even and paid for everything from Thanksgiving through Christmas and New Years . All gifts, food, and travel for our family of 9 out of our grocery, gas, and clothing budget because I learned how to save on those.
Family of 9 ?? Now that’s inspiration awesome 👏🏾 keep up the great work.!
You guys are amazing I’m trying to get to all the questions and comments. Thanks for the positive vibes. Any negativity will be deleted nobody got time for that lol Will be doing a video on different types of challenges and the ones I will be starting. ☺️💕
Because of watching your video last year- I saved all my $5 bills got my adult children’s Christmas (they each received $300 cash! ). Plus I saved all my $1 bills for our yearly trip to my sons out west. This money paid for all our eating out!! You are so encouraging!!
Congratulations good job u should do a give away doesn't have 2 be nothing big
@@joshuahampton4714 I am doing one in my most recent video we are giving away $100
How did you do the first challenge ( $1399)...great vid🔥🔥🔥🔥🔥🔥🔥❤️
@@itseclectic24 Using the 52-week money challenge, you should deposit an increasing amount of money each week for one year. Match each week's savings amount with the number of the week in your challenge. In other words, you'll save $1 the first week, $2 the second week, $3 the third week, and so on until you put away $52 in week 52.Dec 8, 2020
Omg!!! You did greatttt, 2021 is going to be my first year I do a challenge. I’m so excited
Yessss your gunna love it. You got this 🤗💪🏾
Liszt Budgets Same!!
Same here 🙏🏽🙏🏽
I've seen videos about these challenges but have NO CLUE to even know where to start I would like to also try in 2021 any tips PLEASE & Ty
How is the challenge going so far?
Damn discipline is real...my wife and I are doing the 52 week envelope challenge.so far it’s been fun. Saved so much already ..
Your right it’s really a fun way to save. Thanks for watching and keep going 💪🏾 with your challenges you got this.
Congratulations on your saving! Being disciplined with money is difficult. Your obedience will pay off greatly! I started with a remixed version of Dave Ramsey baby steps and have since been a Reddit lurker and am on my way to F.I. I’m still on my journey and have learned a simplistic lifestyle is best for me. When I spoil myself I go all out! I’m actually getting ready to dye some of my black clothes black; I hate when they are different color blacks. It helps me cut down on always buying new clothes. Totally random but part of the plan. Keep up the great work, sis!
Yup I had to do a remixed version of his steps also. Whatever works for us is best.
This is really good at showing how far a little discipline will take you. I hope everyone reading this can use these ideas to get debt free. Thats when the game changes.
This makes me want to do a video on my $5 challenge only that i started this yr in july..... good job for saving that $2k + miss
Thanks !! Yes you should 🤗 like an update video it definitely motivates you.
what is the $5 challenge? I am new to all this great stuff!!
Nickie Jones $5 challenge is any $5 u get, u set it aside... if ur doing cash envelopes, u can set aside any $5 u get from a change but dont get any $5 if its from ur sinking fund....
3 weeks have been by are you still going with the $5 dollars thing, and if so what are you at so far
Looking at someone else “raining”! Reign the throne Queen!
I'm really happy to see this. It's important to take the time to celebrate accomplishments :) I wish you the best in your financial journey! Keep learning, keep using your saving tools, and keep your head held high!
Mel handles and organizes her money respectfully, a big component to being financially competent.
When she organized the money I thought she would play monopoly
Had to check out your videos! I love the 5-10-20 challenge! Congrats on your 52 week challenge!
Wow, so proud of you! Yayyyy! You must feel really great! Many blessings.🙏🏼💕
I saved $2,700 this year. 😛
awesome!!
You did an amazing job! I'm going to start some of these challenges this year and watching this video just gave me that extra motivation that I needed! Thank you!
I just stumbled upon your channel and I am so happy I did!! I am so inspired to do my own challenges this year!! Thank you!
i’ve gotta do some of these challenges this year! so inspiring to see how much the small amounts add up
Watching you count is so relaxing! Love this, awesome job.
Thanks, happy you enjoyed it
The money roll over saving is great. So freaking exciting
Awesome and very motivating video. Congrats on your saving. Cheers to 2021 my friend 🥳🎊🎉🌹
This is awesome!! You’ve got me motivated to start one of these challenges! Thanks!!
I love this. First video of yours I watched and I’m proud of you. I’m doing a 52 week challenge to save $5,000 but what makes it stand out that it’s not a “week by week” that gradually increases. There’s 52 boxes with amounts ranging from 25-200. Whatever your budget is that week you’ll find the box suitable at that time for your wallet at that time of the year and cross it off. And I’ll do more than one box at a time when I get my hands on extra money due to tax refund, stimulus, mandated overtime, etc.
Ohhhhh I like that I want to do $5000 challenge this year but I would like to be able to pick what a want to put in since it’s a bigger amount. Is there a template you use? Thank for the info 💕
@@mel_budgets I sent it to you via DM on IG.
Love the video! This makes me so excited to work on my savings challenges for this year!
Congratulations!!! That is an incredible accomplishment! Great job 😊😊
You should be very proud of yourself 😌 I most definitely have to give this challenge a shot!
The DEDICATION was ASTRONOMICAL 😳✨
My goal this year is to pay off my school debt and my car payment. The stimulus check I got went towards my car payment and last year I used my tax return towards my debt. I'm planning on doing this next year 2022 after paying my debt off.
Ms. Jennifer's Life what interest rate?
That’s awesome thinking!
Im proud of you. My goal is to make better payments towards Navient. 😨😨😨😇😇😇
U wanna hit ur goal hit me up I can most definitely help you out with that
lets all do our best, i wish you good luck
Love watching you counting the challenges. Great job.
Congratulations 🎊 2021 will be my first time participating and I look forward to the challenge!
This is absolutely fabulous! Great job
Awesome I was able to save 2600$ in 2020 I hope to double that in 2021
Yesssss that’s what I love to hear.Awesome job. We got this 💪🏾
Totally need to do this just to save for my sons 16th birthday vacation next June. So glad I watched this. Thanks for sharing
Awesome job sis can't wait to start my challenge for 2021🤗🤗🤗
Who would hit the thumbs down button????? Haters who can't save money...., thats who!!!!! Congrats! I love watching people succeed!!!
Thank you 😊
Hola! 🤩 We stay fly, no lie, you know this 11:49 Congrats this is an amazing achievement! ⚽️ 🏀 🏈
Love this I do things in a different manor but still love how your doing it. People need to really follow you. Never watched your vids this is my first. 💪
I want to do this , thank you for the video can’t wait to see the upcoming video 💜
This is what consistency looks like! Well done!!
This was fun to watch n very motivating 👍🏻
New subbie! Great video! I’m setting up for 2021 too so this video was right on time! Love it! ❤️
Thumbs up and Cheers. I have to adjust my savings for 2021 and this is motivation 🤗 Happy New Year
This was acuatlly kinda fun seeing some count there savings
Omg! I admire your discipline. I think I’m going to try a few savings challenges in 2021. Great job!
Yes you won’t regret it. 😊
This was relaxing to watch! I would zone out and find myself counting along! Great work, well done!
Thanks for watching 💕
This is inspiring it would feel good to deposit that much cash and to see how hard you worked to save. This will be the first year I will start and complete the challenge I never finish! I
Congratulations for your savins! Kind regards from Spain! 🤗
this is nice i am broke & motivated to try😂😂😂🤦🏾♀️
I actually was not disappointed watching this video. I love your enthusiasm and I just I love your videos
Omg I'm proud of you girl imah try this!
Gurlll i feel so inspired rn😭,, and same around this time is when i’m the most low financially. I’m FOR SURE gonna try this starting 2021🥵💅🏽Great video !!
Glad to know I’m not the only who struggles in the beginning of the year
Great job! I'm happy ppl actually take the time to post videos on savings or anything bc it definitely help other ppl in the world to get motivated to do the same thing. Hope you continue to share your experience! I work in the medical field so money is flying at me left nd right so for my savings challenge I'm saving a minimum of $2,000/week for 2021 just like 2020! Wish me luck!
omg the graphing calculator hitting me with nostalgic high school feels!! - great video!!
Wow u saved so much.....love to see the progress motivates me even more
Subbing because she about to get me together. I just started my cash envelopes and it's been going well but I mean, why not have someone in my life who has similar savings and goals as me? Its you sis, you're the someone. 🥰
As for now, I saved 1500€ in 2020 and even put 400€ in my savings account. For 2021, I hope to stay on track cause I'm already saving for the moments I want to buy a house in my late 20s and I'm turning 21 next week. I really hope we all reach our goals in the future and for my American people who which for it, to be debt free as soon as possible ! Happy New year guys !
Love your attitude and so excited for your savings. I'm inspired and going to get started. Counting cash seems more motivating.
I’m so glad I saw this. Saving is the one thing I’m horrible at but it needs to be done as I’m an adult now 😂
I have a cute little white piggy baby with cute pink shoes. Every so often, finding change, I'd pop change in there. Only counted up to 36 bucks but it m ade me happy. Goes to savings.. thanks for being so inspiring!.
That is Amazing. CONGRATS!!
Thanks 😊
Just found your page! So excited to follow and hopefully save!
Great Job so proud of you.....don't have to kno a person to be happy for their accomplishments n goals!!!!
Thank you so much for your kind words appreciate it. 💕
“I’m balling” 😭🤣🤣. Yesssssss even if I save a quarter I feel like I’m doing something 😭
That’s awesome! Congrats ! That yellow long sleeve looks so flattering on your skin tone, btw. Hopefully that doesn’t come across as weird, idk, but your nails are awesome too!
Not weird at all thank you I actually don’t wear a lot of yellow but I’ll start thinking about it. Thank you for watching 💕
wow! congratulations! you inspired me,im going to start the money challange too now after watching this video. How easy was to save and how much you end up with. Subscribed! Liked!💛
So motivating! My goal is 10K in 2 years. So taking it 5K at a time ...every 6 months. 🙏🏾
Love this!! I’m trying to figure out which challenges I want to do for the New Year!! Thanks for sharing 🤩
@Prosperously_ Piinkk how do u find a list of these challenges to try please and ty
@@Senior-tot-mom i look on Pinterest just type in Money Challenges and a whole punch come up !
She’s right Pinterest is the way to go!!! Also google. 😊
Girl I’m doing this for next year! You did so well. Congratulations x
Thank you so much. Your gunna love it.
Just found your account but I’m super excited to go back and watch your older videos !!!!!! I’m pretty young (college) and trynna figure out how to save with the part time job I have currently!! And this is super motivating!! Thank you for making this video!!!
Your welcome thank you for watching. You are in the right track, keep it up.
First time here! Great video! Great 2020 savings! Congratulations 👏👏👏 Best regards from Portugal 🇵🇹
Awesome! Thank you!
So happy for everyone in the comments! Hopefully i’ll get a job soon and be able to save ! Congrats all💕!
I used to have that TI 83 calculator in high school 😀 I think I still have it somewhere
This is the first video im.seeing from her. I loved it, and I will be watching more of her videos! MONEYYY I also love her nails and she's so interesting to watch I'm why I already luv her
oh my gosh! all that cash, love to see it! ❤️Congrats! This is very inspiring.
Thank you so much 😊