Finance Q&A | How we invest, splitting expenses, debt, credit cards +$500 GIVEAWAY
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“Lucky has made more money then Kevin in some months” 🤣😭 I feel bad for Kevin to be paid so little for so much work but it’s going to pay off in a few years! Miki you’re amazing, love it when a women is the main bread winner 💪
Even if kevin doesn’t make as much, his work is rewarding and he is a real life hero. His work means something to even just one life. He is a saint.
Usually doctors find it weird to be sales saints and heroes cause it’s their literal job. Because if they make a mistake like a human than they’re attacked
Miki seems to be so proud that she owns the house 😁
You both compliment each other & you do well to maintain that kind of relationship 👏🏼👍🏻 you are both doing well as individuals as well 💯 stay happy, stay healthy, do whatever you feel is right for you & as long as it’s good, other things will flow like water ❤️
Wow you guys are awesome and the way you and Kevin are smart about your money 💰 is amazing. Especially love the way you don’t hold the “money maker” over Kevin’s head and make him feel bad, you go girl 🥳
Love how you guys split your expenses together so that it’s equal and fair at the same time ❤️👍🏾👏🏾🤗
One of my financial goals for 2022 is most definitely having a bigger emergency fund! I've got my credit looking better and I'm doing better with saving, but I have to get that emergency fun looking good!
Hello Miki! I love watching your videos, especially ones like this. I appreciate all the financial/life advice you give and the medical advice Kevin gives. I'm currently taking a couple gap years between undergrad and medical school so my financial goal this year is to learn how to budget. I would like to travel during my time off as well as invest/save so I (hopefully) don't have to take out too many loans!
I really appreciate this video. I think money talks are so important esp for couples to be open and honest with financial goals. But many people in general are uncomfortable to talk about money m. I hope we can normalize talking about money, share education and awareness and help each other out! Thanks for doing this
Consistently invest and let compound interest do its thing. Just ride the waves. The only ones to get hurt on a roller coaster are those that jump off early. Great Video!
Thank you so much for this video I wish people in couples will be more vocal and free to talk about their finances like you guys
My paycheck is also the stronger one out of my boyfriend and I, but just like you all we take turns paying for things and dont ever say things like "oh you owe me this much for this and that" bc we both know we plan to get married very soon so we go about money as OUR money if that makes sense! It does feel a little weird hearing you Miki repeatedly mention that you pay for everything because Kevin cannot afford it and that even the house is yours and that Kevin doesnt help pay for much. I think its bc Im just more sensitive but I would definitely be hurt if my partner kept mentioning it lol! However, its not anything that isnt true and Im sure Kevin is emotionally stronger than me 😂
I think she’s insecure because she’s constantly getting comments about how she’s a gold digger and Kevin makes more money than her or is going to have so much more money than her some people basically say she’s a whore that’s only after his money so I get why she’s constantly explaining but it’s her relationship and Kevin and her know each other so there’s no reason for her to keep explaining
This is awesome! My financial goal for this year is to get over my fear of investing/ my aversion to any form of financial risk!
Omgggg!!! I love these two! I want to hear how you both maintain your good level of finances.
Given that Kevin helps out with the videos and films with you, Wouldn’t that count as income for him too?
My biggest financial goal of 2022 is to pay off credit card debt. Being on a fixed income with this crazy inflation of fuel and food prices has really knocked me down.
Im thankful that I found your channel this would help me and my wife when it comes to budgeting, and ur other videos as well are very helpful in building a very good relationship..keep it up
Miki has her shit together. Really impressive!
1st I have to say THANK YOU to Credit Sesame for sending me to your channel!!! Y’all are so fun and your video is really informative! I really don’t know much about investing 😩! So my financial goal of 2022 at this point is to start saving for Christmas. I realize that might not be a “goal” for some but for me it is! I struggle every year to provide a good Christmas and this year I’m changing all that!! Thank you guys! Now to catch up on all your other vids! 🥰🥰🥰
Love this video! Thank you for working in healthcare. I’m sorry you’re getting paid so little for the work you do, but it’ll pay off in the end. I bet it’s so rewarding. I have 3 dogs 🐶 they better start making some money 😂! I love my furbabies so much & yes they’re spoiled 💕. My financial goal for 2022 is build up my savings account again. I’m a single mom & help take care of my dad. The last few years were hard. I want to have a nest egg to fall back on.
My financial goal - is to pay off my debt and then begin saving for a home (currently renting an apartment) I’d love to win the giveaway to help pay off my debt! Great informative video! Very inspiring!
Thank you so much for both of your transparency and willingness to talk about personal finance. I video. Way to go Lucky on your brand deals.
Hello I like your videos and thanks for the information. It will help me save more. And spend what I need on things that I need and not want. Saving is huge
I have been working hard to pay off ALL of my credit card debt. The plan is to have it all paid off so then I can focus on paying off my student loans.
One of my financial goal is to learn how to invest and organized my budget plans and pay off some of my debts!!
You two are great! Thanks for sharing! Lucky is precious! 🐶🐶
BEEN WAITING FOR THIS!!! TY TY TY!
and yes please do the merch of "the fruit is coming!" and "your best is enough"
One of my personal financial goals for this year is saving more money everytime I get paid
This is such an amazing topic to be covering for couples. A breath of fresh air to freely discuss finances like this.
Yay! Time to catch up on your videos!
aaaa so excited for this video!!
One of my financial goals for 2022 is to try to build my credit. And to also save more money.
To have a savings again! We drained it moving twice during covid and trying to find a life again. Nows time to save save save again!
Thanks so sharing! Always so interesting to learn how finances are split! I grew up watching Suze Orman and she always preached to split things based on income and not 50/50 to be fair. I’m glad you have health relationship regarding finances! Love you both! ❤️❤️❤️
Please do the merch! That is so motivating, I would love to buy that! :)
American is really lagging behind other developed countries in terms of retirement fund. I live in Australia now, my employer is compulsorily to pay 10% of the salary towards my 403B(called superannuation here), but lots of them pays more (like mine pays 17%). And employee can also choose pay up to 5% to mitigate tax obligations and for that, employer needs to pay another 3% towards superannuation contribution. That really makes a difference when you retire. Last but not least, these retirement funds are perpetually tax free, which means when you cash out, you don’t pay a dime to the government, it’s all legit cash.
One of my financial goals of 2022 is to save up and have a reasonably full savings account for emergency, as well to afford a new car and a new place.
You guys are the best explaining this the of things that we don’t commonly hear from anyone about it! ❤️❤️❤️❤️really learn something from your perspective
already have account for years and goal for this year and many years is to keep working down a large debt to finally get it paid in full!
Just love you guys! what a lovely couple! :)
They are so cute. My financial goal for '22 is to save for our dream honeymoon! And invest in upcoming small biz! And of course pay off my past debt (that I'm not adding to) I'm doing good in recent yrs but still have an average amount left.
I’m going to show this video to my dogs and show them what other dogs are doing and how they’re able to pay for their own necessities 😤
Hey guys! Great vid I learned a lot. I'm currently working on increasing my credit score. I made a lot of mistakes w loans for school now I can't go back until some are paid off. I would love 500 bucks to put towards dental hygiene school!
One of my financial goals of 2022 is to save up and have a reasonably full savings account for emergency
Financial goal! To increase my income by having a full time job and side hustle. Thank you guys for sharing this stuff, I think it’s really helpful (:
Such a cute couple!! Have been following your channel for years. Love you both!!!
One of my personal goals for 2022 is that I want to completely pay off my debt so I can raise my credit score
Early investing and getting financially independent
Love this video! Have same experience with my fiance and I. We got engaged first then moved in together. From then on, as our relationship grew (for context, I had student loans and he doesn't), we werent necessarily splitting the costs 50-50 but rather more on who is able to pay more. Granted our incomes are almost the same but most of my income goes to student loans. For this year, I am almost done with my student loans and that is definitely one of my goals for this year. Hopefully debt free in 3 months. :) Maybe I will go back to this comment in 3 months and let you know if I am debt free :p
Are you?😄
@@annacherneykinabrazilianzo7158 are you asking if I’m debt free? Yes I am! 😊 I do have a video for that in my channel 🤭☺️
One of my personal financial goals this year is to start a Roth IRA and to pay a bit of my student debt off
love both of you ❤️❤️❤️
6 Principles To Become Financially Independent Stop saving money. invest money Have a business Invest in the S&P 500, and make money work for yourself The best market is the stock/crypto market Don't wait to buy Real Estate. Buy Real Estate and wait There is safety in Gold
True words. Stock/crypto investment is very crucial. You might not be able to invest as much as 50% but by investing you can be financially free way before your retirement age
If you have the patience and discipline to buy and hold any asset or stock, you will be rewarded.
As a value investor, I am certainty using this time to double down on high quality, long-term value investments
@@PhilipMurray251I think long term, personally i ventured into the market so i won’t be stranded after i retire. A colleague of mine introduced me to a financial market advisor "Stephanie Priscilla Bonillo" who drew out retirement plans and they all aligned with what i wanted and had to pick one plan and with her exit and entry strategies my portfolio has really been diversified and bringing very good returns.
@@Alejandracamacho357how can I reach this person because I am in need of a better investment approach
My personal financial goals are to buy a house, replace my vehicle, and invest into some annuities.
As 26yo. This kind of video really helps 👍👍👍
Hi Miki and Kevin! I started watching your videos more recently when you started talking about finances. I also bought a house last year with my boyfriend and one of my 2022 financial goals is to hopefully buy another one in the next 2 years! But for this year I just want to consistently put my money into my roth and invest while the market is low right now! Hoping I win the giveaway so I can put into my roth:)
Congrats Andrea! You are the winner of our sweepstakes. Please email sweepstakes@creditsesame.com so we can verify your entry.
Wow that's awesome. Lucky is so lucky.
I wish it included people outside the US. Regardless, my goal for 2022 is to stop living from paycheck to paycheck
Financial goal! To save up for a home!
My financial goal is to save at least $50 a month for this year . It’s not a big goal but it’s a manageable goal I think I can do
One of my financial goals for 2022 is to get my debt paid off so I can finally get my credit score good again. I need a loan and with having bad credit I can't get one which is understandable but on the other hand how are we supposed to show that we are independent and show that we are now reliable if they won't give us a second chance?
HAHA OMG So proud of Lucky!! 😂
My finance goal would be save up enough money as a couple and as business owner that I have set for this year
I want to have more Savings in case of an emergency and continue to build my credit
Hey Miki - VTIAX and VFIAX both have higher expense ratios and perform marginally worse than their ETF counterparts. You should consider those instead - VOO and VXUS
I love you bothhhh!!!
I am a registered nurse in South Africa. I graduated last year in 2021. My goal this year as I am doing one year community service is to save up to 100 000 rands. This is about 6500 USD.☺️
He seems pretty humble and you seem pretty high maintanence and into material things. Funny because he will eventually make a ton of money. Let's see if that changes him.
always confused with women like you that love to putting down other women. especially those who clearly killing it in life.
What we do with my wife is. We combine our money and divide it on our expenses and investment after that only then we divide it to our self
I never knew being an adult would be so tiring. pretty tired with mental health, especially with the trauma I had when I was a teen after getting school bullied. ever since I was 17, graduated, I didn't continue my studies, and been keeping myself at home. and the only thing that kept me going was tv drama. my local drama, k drama, movies and many more. it was only till this year, my mom found out that the current house that my parents been paying for, it cant be given to us, both me and my sister, the house in the future. it felt like I got awaken from the years of dreaming, ive literally been doing nothing for the past years, and what my mom said kinda hit me with reality. it literally meant, in the future I won't be having or afford a house for me to live in. and my mom were kinda sure that my sister wouldn't help me out in the future especially if I don't have a place to stay, she's sure I would lose a pillar of support once she's no longer around, as she knows the only person I could rely on, especially currently, was only her, my mom. as not only my mom, even I know I couldn't rely on my sis as she someone who's intelligent and headstrong, and friends comes in first before family. I never know being adult would be this tiring, even my childhood was pretty stressed
My situation is similar. Life is hard, unfair and we all got hardships. Keep your chin up and find a way to survive on your own. Don't give up and keep on walking forward. Ask for temporary financial help from trusted friends if you need to. I hope things work out for you.
My goal this year is to start a savings account to replace the roof on my house. Hopefully this will lower my homeowners insurance!
I swear I saw fiance q&a but........ I was disappointed to see finance Lol I love yall
Next time, pls make the video for how you bought the money and how to keep the money to bought the house.
Lucky is literally lucky
I love you guys. Literally feels like a podcast lol Im listening as I’m getting ready for work. My financial goal is to save enough for a down payment on my first home! I want to buy a house next year 😊 i enjoy watching your journey with your new home! Congratulations 🎉
I would love to just be able to save more this year 😂 but things are so pricey now
As a first year nursing student, there are a lot of extra expenses involved in getting my license. Therefore, my financial goal this year is to learn how to invest finally!
Great goal!!
Damn miki got her investments down 👏🏻👏🏻 Pls share more .. miki the registered nurse and money coach?!
Y'all my favorite Cuties
You guys are so cute!!
You are so pretty!
My goal is to try and bring my credit score back to what it was before financial disaster struck.
Hi Miki!
2022, hope I can pay my tuition on time😂 Hope I can be an Rn like Miki in the future.
One goal is paying off all of our smaller debt
Ideas on side gigs or multiple streams of income?
So totally off topic but curiosity is killing me... What specialty is Kev doing? It's obvious is surgery but which one? And what med school did he attended? I promise is pure curiosity no hate or second intentions.
My financial goal is to spend the money on traveling and entertainment.
Oo I already have a cs account. My goal is to build an emergency account
My biggest goal is to have enough money to buy a vehicle. When this day finally gets here if no doubt start crying. Because it’d mean I get my independence back. And I won’t need to rely on others for rides.
Like my wife says, "her money is her money, and my money is her money"
Saving up for a house!
My financial goal is to pay the last of my debts.
My financial 2022 goal is to invest in an RV and the road.
My Financial goal is also FIRE. Invest in bonds, and hoping to stop losing in stocks.....lol also invest in myself into education
Great goal!!
Is your business being a content creator and you can get a business card for that?
Financial Goal: I want to be able to get a job to pay off rent and tuition without loans before I go to pharmacy school while living comfortably.
My goal is to save three months of living expenses in case of emergency.
It was so nice
Despite the economic downturn,I'm so happy☺️. I have been earning $ 60,000 returns from my $7,000 investment every 13days.
That's amazing, I have been hearing about mrs Georgette Wong. and her genius mind in the crypto market, please how did you earn such good amount?..
Trade with her and remember to share testimonies with others ☝️😊..🇺🇸🇺🇸
I just looked her up on google and she's a licensed broker, I am contacting her right away, thanks
😛