Dark Reality Of Going To US To Make More Money
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Join me for an eye-opening discussion with Mr. Deepesh Deshmukh, founder of DD Global Consulting, a leading Immigration services company in India. The sole purpose is to help people achieve their migration goal with ease.
In today's episode, we uncover a multitude of fascinating topics:
💼 Steps to achieve the USA Green Card
⚖️ Legal hacks for Indians
🌍 Best countries to migrate for Indians
🎓 Education loan issues
💉 Health Insurance abroad
Entrepreneurs and eager learners, get ready for a wild ride! 🌟 This video is packed with priceless insights. Dive in now and share your thoughts in the comments below. Let's spark a conversation that breaks barriers! 💬👇🏻
Disclaimer: This video is for educational purposes only. 📚
Timeline:
[0:00] Highlights
[1:09] Net Worth: USA vs India
[1:45] Steps to Obtain EB5 USA Green Card
[3:09] Limitations of Student Visas
[5:19] Hacks for Obtaining Green Cards
[6:55] Legal Hacks for Indians
[11:22] Ideal Countries for Indian Migration
[15:30] Challenges in Repaying Education Loans
[17:05] Importance of Health Insurance
[18:55] Key Takeaways
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Sharan Hegde:
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Deepesh Deshmukh:
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#financewithsharan #finance #sharan
My brother who lives in America for past 10 yrs, clearly told me if you earn good in India ,have a roof, can fulfil your needs and go for a vacation once a year then don't leave India.
Why bro ?? Whats the reason he is saying like that
That's the problem you cannot or it's difficult to get a permanent or own a roof on your head even with a salary of 1 lakh per month
@@debojitmandal8670 give me the 1 lakh per month i will give you free food,stay and basic needs
Grass is always greener on the other side
@@debojitmandal8670 dada kya kar rahey ho tum Aisa ki Paisa uddja raha hai....do u really know how much is 1lac per month valued......still in India.
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .
Exactly ! That's my major concern and what lucrative investment can one venture into with the current rise in economic downturn
In fact, I had no prior experience or understanding when I began investing in 2020, but by the end of 2023, I had made a profit of almost $850k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.
@@spacecadet6who is your advisor please, if you don't mind me asking?
"Gertrude Margaret Quinto" is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
America is currently plagued by the hydra-headed evil duo of inflation and recession. The worst part about this recession is that consumers are racking up credit card debt. In April alone, credit card debt went up 20% while rates have doubled in a year. Inflation is so high that consumers are literally taking debt for basic life necessities. Collapse has indeed begun..
Collapse is generous 1st time in our history with a full generation that wasn't taught financial literacy, civics, Google fixes their problems if their parents don't do it for them. Reckoning for participation trophies is incoming.
Asking for advice or assistance from a consultant or investment coach is the best line of action if you lack market understanding. Even though it sounds cliche or apparent, talking to a consultant has helped me stay afloat in the market and increase my portfolio to roughly 65% since January 2023. That, in my opinion, is now the most successful strategy for entering the market.
Would you mind recommending a specialist with a variety of investment options? This is extremely rare, and I eagerly await your response.
"Lauren Marie Ehlers'' is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Thank you for this amazing tip. Verified her, wrote her and scheduled a Phone call. She seems Proficient.
Hi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
Most people either do not understand the power of compound interest, or are just impatient. For the average Joe, however. I think it is just best to invest in the S&P 500, and just wait, which is reliable, albeit extremely long-lots of years. Or just use a professional analyst and speed up wealth creation. Most people underestimate the power of the latter
BRICS seeks to create a new currency, considering gold's historical role as a store of value and medium of exchange. However, the functionality and acceptance of a gold-backed currency in the current global financial system are uncertain. Creating a new currency requires careful consideration of economic, political, and logistical factors.
Gold and copper remains the best investment to venture in, especially as a beginner, it’s not always affected by the downturn of the market
The discussions and proposals surrounding BRICS nations' potential use of gold are intriguing. People choose to buy gold for various reasons, such as its historical role as a store of value and medium of exchange, its potential as a hedge against inflation or currency devaluation, and its relative scarcity compared to other commodities. Gold also offers diversification benefits to investment portfolios due to its low correlation with stocks and bonds.
I find gold investments reliable and aim to buy more to recover losses. Silver is also a good investments but differs from my collectibles. Clear investments goals and education are crucial. I work with Patricia Strain a SEC-regulated financial consultant. Starting with modest investmentss, I accumulated nearly $799k over time.
An introduction to the person in the podcast would be very useful and will increase the credibility
He has immigration consultancy in Mumbai he is here to sell his products very smart marketing move
Maybe but the way he explains, he is 100% knowledgeable compared to scamsters.
What is his name?
Mr. Deepesh Deshmukh, founder of DD Global Consulting, a leading Immigration services company in India.
if the idea is to build an income stream to use as complement for retirement, or at any given point if needed, then building a dividend growth portfolio always buying adding to it could be a good and peaceful path. On the long run consistency and perseverance could guaranty the desired income stream goal with little worries
the idea is to Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions.
Well said, with the help of the an investment advi-sor, I diversified my 62K portfolio across many markets and in a matter of months, I was able to produce over 356K in net profit from high dividend yield equities, bonds, and exchange-traded funds (ETFs).
wow massive gains! my partner recently hinted on going same direction.. what did you invest in, and who is your investment advisr please, if you dont mind me asking? in dire need of asset allocation
“Angela Lynn Shilling’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I looked her up, and I have sent her an email. I hope she gets back to me soon. Thank you
People in US are crying about how expensive everything is and people in india thinks moving to US will make them rich
3 bedroom 2500 sq ft house price LA -8 cr(Average income :80 lpa) 3 bedroom 1500 sq ft house price in Mumbai-8 cr (Average income:3 lpa)
Power of money laundering in Mumbai. Hence most mumbaikars go abroad and then buy properties. @@Someone-ts9rj
Bruh, I live in US. I personally know people saving $150K in NYC, ~13 yr exp. I am talking about savings - post tax, monthly expenses, travel. You can earn that much in big tech companies.
@@uTube00789 key word is big tech companies ...not everybody gets to work there.
People paying high taxes are getting peanuts sent from US generally
In India I started working in 2010. I don’t own a house. Paid the loan we took for my sisters marriage for 5 years. Got married in 2015. Took 12L loan for my marriage. Paid 6L loan in 4 years. Moved to US 2019. Paid the remaining 6L in one year. Saved 1.5 cr in 5 years ($100k in retirement and $100k in bank) . I’m not even working in a top tech company. I don’t own a house in US. But I go 4 trips a year within US, not stingy but spends casually. If anyone says don’t come to US, he is lying. Come to US and your life will change. Canada is now a mess though.
True, I am facing the burnt of Canada. Sadly, things have changed greatly after pandemic in Canada. Many business shutdown leading to less economic activity and jobs.
Boss, please tell how stingy life you stayed all the while and what is your Credit card debt now? Don't give unrealistic hopes!
@@drshankey8043 I don’t have to be stingy to achieve this. 1. If your company matches 6% in 401K and if you do it for 5 years and put it s&p500, you would have $150k by now. I’m doing it for the last 3 years and I could do $98k. 2. I do swing trading and make at least $10k every year. I hold stocks at least for one year and make it a long term holding which reduces capital gains tax to 15%. This mounts to $50k+ as of now. 3. I get at least $1000 in credit card rewards which I use for two trips every year. 4. If you do all of the above, you just have to save $800 a month to reach another $50k in 5 years. I have two cars which has a combined worth of $65k as of now. Of which $50k is on auto loan. I change iPhone every two year, i can sell all the gadgets I have for $15k. And you call me stingy? If you’re so dumb, you will be a bigger where ever you go. If you’re in US and say you can’t make money, you will be one of the dumbest person.
1.5 cr in 5 years if the plan is to continue in the US is at the lower side to be honest
True this no one tells
came to US in 2010, started earning in 2012, currently my net worth is 25 crores INR at age 35..i would have never achieved this staying back in india. Once i hit 50 cr in next 5-7 years easy peasy early retirement in india
That's like 3 miilion USD, much more than average 35y/o Americans make. So, you sir, is above average. And this doesn't exactly apply to everyone.
All the best. Good luck with FEMA
Beware if DeDollarization
@@aniksamiurrahman6365 what i am trying to say is coming to US early, landing a high paying job and investing in real estate and stocks can set you up for good wealth, along with rising dollar rate...its doable with half the effort one would have to put in india...
May I know what job pays you 35 crores
Now US inflation is too high and many East and West coast cities have become so expensive to live. Average costs of monthly expenses have doubled in 2024 compared to the costs of 2021. Minimum of $100,000 family income is required to just live in a small apartment home and have 1 car for a family of 3 (parents and 1 kid). Most importantly no one in the family should get sick. Once you have all these and when you sleep you'll get some meaningless dreams and nightmares about costs of education for your kid, costs of healthcare when you get sick and the worry of losing your job due to layoffs... that's called the American dream. I live in America and moved here 3 years back... Planning to return to India next year...
Yes, there is teacher shortage in the US but that's because it's the worst job in the US. You are overworked and underpaid and have to deal with rowdy students. Teacher salaries are very low in the US, you won't be saving anything on that salary, plus your mental health will be completely ruined.
Have you worked as a teacher in USA
Well said. My jaws dropped when the guest presented it as a cool option and earning 45-50K as good salary. Teachers are leaving jobs 'coz they can't afford a decent living that is why so much shortage.
schools are more hazardous environment to work then a marine posted in middle east.
i am a public school teacher in New York City. VIOLENT students. i can give many many stories. one day while taking attendance, a kid threw an m&m's candy at my head. another punched the art teacher for trying to stop a fight. i can go on. if it isn't the kids, then you wil deal with racial/office politics. it's NOT about professional performance. far from it.
@@user-eg3zs6oi7c and imagine the cultural.differences. People who have no idea of how interactions work between teenagers vs adults in US coming directly from Indian culture of "teaching" and trying to gel with ultra sensitive crowd here. Geez its NOT always about money you guys there are so many subtlties in immograting to other countries. Be mindful.of how and when not just workarounds to.immigrate
Jobs in US are depleting, salary is going downward, inflation is rising. Its only a good option if one wants clean air and lesser traffic. But then in 40s you start missing India and people back home
Well said
True
Best explanation ever❤
I came back at 35, happy to have done that....not saved any....I can live with lute means....india not bad, good jobs here too
Everyone’s perspective is different. I have been living in US for more than a decade. Very steady job. Earn more than 1 cr per yr. No decline in salary. If usa looses jobs eventually india will also lose jobs. Infia doesnt run by itself. Its a complex web internationally
I’m one of the few people that renounced to my Residents visa!! I found that my life was passing me by! Just working hard to live a very stupid materialistic life! Even your neighbour next door, is not interested in saying hi ! The streets & highway are full of zombies!
Completely feel for you. I am in the same boat. Will be cutting my GC soon.
The wild west turned to dead west.
And why would you want that
Well. Life in India is materialistic too and streets in India are also full of hungry zombies.
I am a doctor from Los Angeles, About to get Green card soon. But I feel usa is not a place for me ( 14 years of stay in USA)and my kids. We should form a group to discuss the consequences of Returning to India
Never seen anyone making such a video with true intent...such a valuable content
I would prefer US, EU. Having lived in all. Why? Job security, can switch jobs, quality of life. Etc
Stay in India.
@@kaozzzzzzzzz1 I just came back to India from UK. Although UK is going through recession, still the country is 10x better than India.
Comparing USA to India - you cannot just use money as the main factor ; there are so many variables as to why one may choose to come and stay here vs stay in India . I have lived in USA for 51 Years. Got two degrees , became USA citizen and retired after working for 40+ years . Raised two kids also . Comparing USA to India is like comparing Apples to Oranges. Lot depends on your priorities in life - what do you value most in life. Money is one aspect we all value . But there are many more important factors to consider - like lifestyle, safety, fair treatment , school and college admissions for your kids , cleanliness and good living conditions etc etc . We are very glad to have come and studied and settled down here and raised our kids here ( all kids settled in their own careers ). But it may not be a valid conclusion for others . So - there is NO CORRECT ANSWER to the above puzzle . There are pros and cons and one has to weigh the pros against the cons and decide what is RIGHT FOR THEM .
When I came to USA at age 27 in 1986, I made a list of points for and against USA: turned out to be 17 vs 18. Ultimately I decided it’s better to live in USA. Earn in dollars & spend in rupees!
For someone who was poor in India and came to USA then they will enjoy everything USA offers ! If you are already from a rich family in India, then it doesn’t matter !
@@rachana777Still matters after paying tax you get bad public transport bad healthcare bad education and infrastructure and roads corruption and most importantly quality of air you get in indian cities and USA @rachana777
And hate for non whites andcrime by gun plus drug addiction 😂
Now quality of life and infrastructure has improved by a lot in India. People have money and spending it, so if they earning enough or as much as US there is no need to move.
I had a Root canal treatment yesterday and am awaiting some crown procedures here in the USA. Even with a good dental plan, It still cost me 1000$
I moved to US from India in 1994 to do my Masters but ended by doing Phd in Pharmaceuticals. I was dream and still feels surreal. Lot of hardships and definitely not walk in the park. I gave this country 30 years. Getting immigration was hard even in 90s and remembers the student visa, OPT, H1B, PR and citizenship pathway that took 10 years. Lots of stress and sleepless nights worrying about my jobs and immigration status in the country. Luckily unlike everybody else, I did not just rely on my job but build a real estate portfolio. Saved a lot (30-40% of my income) and invested in real-estate, rental homes and stock market. This has enabled me to retire this year at 52 yrs old with real estate portfolio that produces a steady passive income of $180-200K/year.
Wow that's a beautiful journey, you inspired a 28 Year old!!!
Those were totally different times. Salaries for IT have infact decreased considering inflation. Only top 10-15 companies pay handsomely, with a very high risk of health issues / divorce rate. You should share things with todays perspective and not try to fool people with 200K as passive income non-sense.
@@pranaysharma9251Trust me, once you retire at 52 and are earning 200k a year, you have more than enough time to maintain your health and spend time with your family. What does divorce rate have to do with anything??
Cool
@@pbdivyeshToo late. He did in the 90s
I'm favoured, $27K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America.
She is really a good investment advisor. I privileged to attend some of her seminars, that's how I started my crypto investment
wow, it's so relaxing to see my Mentor speak here, I thought I'm the only one who knows Ms. Sonia, I think her good works speak for her now, she has built a good legacy for herself.
I'm glad to write her today I do hope she will help me handle my paycheck properly☺️☺️☺️
Can I start with as low as $1,000
Please who is this Mrs Sonia
Overall a good and informative video. Since the Chanel is about career and money, it makes sense what you talked about but maybe you should tell the audience that it’s just one of the aspects and they should also consider other factors such so social security, integration, family and school life, work-life balance, law enforcement, life in cities be small towns, healthcare (which you talk about but briefly) etc.
EB5 has a very massively profitable agent base system and the agent and referrals make huge sums of money . ( the biggest thing to note is this money has to be at risk by eb5 law “ there is no guarantee of returns , if project bombs 💣 ur money can go and if the 10 jobs are not created and sustained for atleast 2-3 ur visa will be denied too .
The EB5 process explained here has been over simplified. Suggest taking time to go through what the actual asks and risks involved in going down that path are.
Lived in usa over a decade. Its an amazing opportunity. Even if you work in usa just for 3 years, it is going to be a major upside compared to working in india.
Gujjus die to move out of India anyway, no matter what, and are ready to undertake illegal means.
This is honest sharing.
Thanks for sharing
I came to US in 2008 and got my GC 3 years back 😊 I am just relieved by the hassle of renewing H1B every 3 years.
Thanks for continues updates! I am super excited about how my stock investments is going so far, making over $13k every week is an amazing gain🥰
Please how do I go about it, am still a newbie on investment trading and how can I make profit ?
I will advise you stop investing on your own and seek for guidance from a professional, I don't invest on my own anymore, I always required help and assistance
from my personal Financial advisor
I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimony on CNBC news last week
She's really good in studying the market and making a strategy and i am learning so much from her already....
Lots of layoffs now in U.S. I have to disagree with the guest when he says jobs are not a problem in the USA. If anyone still wants to come here plan to come only if you are already rich in India and ready to return to India anytime.
kzhead.info/sun/g96OY9ujj5ydjXk/bejne.htmlsi=EOVEcO6bI1BCFczz
Real recession hasnt started yet.
superb perspective by Deepesh.. and great clarity on planning options and pitfalls of various options..
Great work eye opening thank u
We Americans are absolutely clueless on how difficult it is to move to the U.S. for anyone not born here. Unreal.
U ppl are also clueless on difficulties/ hardship one has to go through outside us. Mental health isn't even a thing for us. But u guys are busy changing ur gender and complicated relationship with depression and therapist.
So difficult.
I mean Too
It's for the good of US citizens, the more the population, more the issues to deal with.
From $7K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
I agree just reached my goal of $500k monthly trade earnings. Setting realistic goals is an essential part of trading
Some times last week I tried trading all alone but ended up loosing $3K
Please educate me, i'm willing to make consultations to improve my situation,
Christina josef understanding of market indicators is impressive. She knows exactly when to enter and exit trades for maximum profit. her siignals are top notch
Don’t be confuse buying the dip in a bear market, with guaranteed future returns. Just because that company is down 60%+ from ATH does NOT make it a sound long-term investment. Make sure you’re investing in great companies. kudos to christina josef
In terms of choice of countries he only mentioned about English speaking countries. There are significant happy population of Indians in many EU countries like Germany, Netherlands and many others. These countries are also providing many job opportunities
These are welfare countries but if you have good potential and talent in your field Europe can't offer you much in good career opportunities.
36% of India's remittance comes from USA. 2023 remittance to India is $111Billion
Gee must be very fucking nice to have two insanely large country to find work in. MUST BE NICE.
@@gezenews nope, once you're out of India, you only work in the US and spend in India. You don't WORK in India.
Pls correct yourself....more than 70% remittance comes from Middle East
Have a tonne of cash saved in India and moved to usa when I turned 50 two years ago since my company wanted me to handle a global role. Came with 0 dollars in my pocket. Been here two years , bought a house 15 days after landing. Paid up 65% of the house already. Will be debt free in a year. Lifestyle is expensive in the usa but if you are successful, smart and well paid - the sky is the limit. Wife moved from being a teacher in India and earning a pittance to saving $100 k in less than 2 years ! Son trains tennis full time at an academy and studies in an online school for athletes. It all depends on what one wants and what one is looking for. I don’t regret my move but Will defly return to India post retirement
life in USA is empty and materialistic..
@@counterpoint9260 not true - like I said , depends on what you are looking for. You can’t come here looking for spirituality or comfort in your twilight years….. you work here , you travel the country , you make money and you get back home when you retire !!!
What are the options for teachers in US.. would you suggest finding a new career path?
@@netalmarothiya yes absolutely - they are the least paid. My wife has two degrees so she moved back to corporate accounting.
I got H1B visa sponsorship, but I've decided to stay in India! Next decade belongs to India!
Yes if you are business minded and know how to cash in that growth else .. thats a big bet.
Dont go by the hype, be realistic!!
You are right, but let's leave to the individual desires to decide
Thats a dumb choice! But i respect ur opinion
@@suryap999 bro each one has their own desires we need to follow them whether being in India or being in pakisthan. Individual desires matters.
The guest is very knowledgeable. I would like to have his business contact information. I went through the process of immigration to the United States in 90s. So I can tell if a person is knowledgeable or not…
After so many struggles I now own a new house and my family is happy once again everything is finally falling into place!!
I'm 37 and have been looking for ways to be successful, please how??
In times like this you need a good expert like Claudia Vechi Nesse to help you get through.
😱familiar, I have heard her name on several occasions.. and both her success stories in the Wall Street journal
the economy hardship, recession unemployment and the loss of job caused by covid pandemic is enough the push people into financial ventures
Trading without professional guide...Huh I laugh you, because you will remain where you are or even make huge losses that will stop you from trading, this has been one of the biggest problem to new traders
Why is UK not a viable option anymore ? Is it because it’s difficult to get visas or the lack of jobs like Canada and Australia?
I lived in the usa for 7 years. Loved the experience. But came back to india 8 years back. I would have saved more there. But i love that my kids grew up here next to their grandparents. Opportunities in india also multiplied in this period. I actually see enormous salaries in metro cities. So where you live in india or usa really matters, as that has its own culture climate. Evaluate all options, talk to people and take a call
I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time .This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes
Moral of the story: Calculate the savings and life quality. Move where it's better.
good job...please do more videos on this topic...This gentleman knows his stuff...
As someone who has studied abroad, quality of life in India is better than there in 90 percent scenarios. Unless you are in a research job where university ecosystem comes in picture, a typical IT, MBA, Finance job here in India long term is a much better option. Most Indians tend to work, wife works, stay away from family saving some money. The tradeoff is not worth it as you miss out on so much.
You are making assumptions that everyone has a good family that they will miss. Some of us are better off living in the USA.
I live in USA since 2016, Whatever he is talking is mostly right However I could have added some more better pointers.
Thanks for your valuable information...
i am a Medical Doctor , came to US , in 80,S ,after having procured post grad education in UK, had to pass entrance exams , get into residency program , then fellowship ( super specialization ) those days there was no Google, IT, yahoo. , unless Doctors , most others did not earn well enough to live here, even today i see IT techs , engineers trained in India are living a meagre life , not many can afford to buy houses, let alone apartments and condo.s , but if born in US, schooling , college , post grad , then get a job , earning is double , for obvious reason ,
Seems like at this time India is the best. If you earn about 30lakhs in India you are doing great
Anything beyond 18 lpa/150k monthly is beyond great
@@rajasu6504 PPP is a massive cope . You can't buy branded cars , clothes , electronics easily in India . You won't get the quality of life in India .
5x about wealth is all that matters , not 5x of holistic health ( mental, physical)
Very insightful. Love the clarity and simple breakdown of this topic. I'm an Indian living in Mumbai, who has lived in California for 7 years before and I never understood this stuff despite speaking to many lawyers and visa specialists.
have lived in Us for many years, not worth going no social life and more debts
Especially, it is not worth it doing undergrad in the US.
@nayanpatel2413 mmmm...that is true, but you also have to concede, we Desi’s also don’t want to socialize with others. We kinda mentally shut our doors to Americans. I have lived in US for nearly 30 years and it is largely the same with me as well, though I have a lot of American friends.
@@sabybasu Exactly! But to our credit, we Indians socialize more with the others than the Chinese. At least this is what an American friend, who eventually married an Indian man, told me.
@@sabybasu yes but in US have observed mostly ppl hang out with their own and Muricans are not that friendly may be due to their pathetic work culture
Been in USA for over half of my life now and still waiting for the PR. With that, best thing to do is stay in India and gain on opportunities. “Rising tide lifts all boats” as they say here. I see India is in place to get rising tide. Better to be able to grab new opportunities rather than being stuck to trade your time for money forever!! And cost of living is so high nowadays, unless you have $10k-$12k per month (on coastal cities of East and West Coast), you wont be able to afford a simple middle class lifestyle.
Visit 1 week in India and see scammers, accident and pollution and you will totally have a different view. A lot of times, people really forget what India is and look at their current situation and dream rosy picture of India. Once you land in India and cops hit you with their sticks, you will realize human rights and everything good about USA.
@@ppen8359once they return from US they won’t be living in chawls or slums, it’ll be in metropolitan cities where life is much better than rural places. True about pollution, but scammers are everywhere, just look at how much they are forced to tip in the US
@@ppen8359 It's not about India being good, those who stayed have become used to the situation ...
grass is always greener on the other side, eh?
Nice and detailed information provided through conversations..thanks sharan 👍
Such an insightful podcast!
Finally, someone gave actual picture of earning potential and cost of living abroad. Lot of people talk about purchase power parity which doesn’t make sense for people who’s goal is to earn more in US and come back to india with that money.
most of the times, it doesnt make sense even if you stay in the US permanently. Difference in quality of life and the sheer value of the savings is tremendous
It's untrue Kaushik. You have to consider purchasing power parity otherwise you are prejudiced. Simple. Maths can't go wrong.
@@drshankey8043 you have to consider purchasing power parity. But it’s not accurate for a direct conversion. Purchasing power parity is useful only for housing, groceries and a few other things. It ignores most things related to quality of life.
@@drshankey8043 you have successfully misunderstood the concept of power parity. It’s not meant to be an accurate and a direct conversion. It usually takes only housing, groceries and other basic necessities to survive into account. It doesn’t take most things related to quality of life into account. I’m graduating from a US college in a few days and I’ll be making 110k. I will be able to save at least 30k USD in just my first year of work alone. The starting salary for the same job I’ll be doing is around 6LPA ($7.5k).
@@drshankey8043 PPP doesn’t matter in foreign land if your savings are going to be invested in India. Savings alone could be more than 1.5 times your salary in India if not more. For people deciding to come back to India after a few years, what they save in USA in 5 years is more than what they earn in India in 10 years
$50k-$55k USD per year for teachers is a good salary? Are you kidding me? That's below minimum wage, Starbucks employees make more than that. Which is only good enough if you live in rural area. Bare minimum you need $15k/year as rent alone, then you need a car, insure it, get health insurance etc.. $50k USD is not good salary at all.
it might be "minimum wage " for u US standards, but for us Indian's that is more
Remember, if you consider PPP(purchasing power parity), everything is 4 to 5 times more expensive in US. So, 50k is not a good salary and hard to make ends meet in any rural, leave aside urban areas.
He just told a hack for getting HB1 Visa, nothing else
50k to 55k is good salary to start off, it will cover all the basic requirements and some more. Average wage in USA is 60k. Starbuck employees don't get paid 60k stop living in delusion.
Dude... you clearly don't know what "minimum wage" jobs means - "minimum wage" is applicable only to jobs that don't offer work of 40 hrs week. So a minimum wage job "Does Not" pay you a fixed salary of $2400 per month [ie. $15 per hr x 40 (hrs a week) x 4 (weeks a month)]... the wage depends on the hours you get to work in a month (which is always much less than 40 hrs a week). Having said that $50k a year in small towns is a salary you can survive on (may not be able to save anything).
Super content…extremely well explained!!!
O1 Visa is also an option for Indians with extraordinary career / ability. Should definitely be an option to try.
Leave US, UK, and UAE. Why no one’s talking about any of the Europe countries ? Please make a video on it. It will be helpful.
they dont speak english , people would like to learn a skill than learning a stupid foreign languages
Salaries are not great
@@sportstv1217 It is difficult to learn a foreign language and then use it for work
Very high taxes
Coz it's doomed!!!
Canada is hell on earth because of unchecked immigration
Unchecked immigration is actually symptom of Canada being hell and not the cause. Immigration brings in revenue for the government to pay services for Canadians. Canada expects immigrants to come, spend, become bankrupt and go back.
It works both ways. Immigrants go there with the intention of scamming Canada because they are not loyal to the adopted country. They’re only interested in grabbing what they can get. On the other hand, Canada expects immigrants to build the country. They want young people to work, spend, pay taxes and take the country forward. So the question is who’s scamming who?
What is certification program from a state and how can I approach you regarding it?
I spent around 10.00 lacs to get that job - it was a Singapore Consultancy having their Branch in India. I'm working in a Institution in Bay area on Contract basis ( full time) - renew the contract once in 3 years on weekends I do some Temp Jobs where I get $ 450/- per slot /- -$50 the company takes My Monthly Split - for a family of 3. Salary = 4,949 per month Rent = $ 1,650/- Income Tax = $ 1,146/- Grocery Bill = $ 550/- Gasoline = $ 250/- car Insurance = $ 167/- Electricity Bill = $ 145/- Water Bill = $ 41/- Phone Bill = $ 114/- Eating Out = $ 350/- Shopping = $ 475/-
Chinese and Indian students top as international students in USA. Chinese prefer to return and set up business in their country and Indians look for greencards only, that's capstone for us if, we start looking at creating Value with education in India for Indians and neglected third world countries there's huge potential for growth and “BIG MONEY“ if you please 😊. India has proved its metal in sectors like Pharma, IT, emerging in Space and Med Education, Biggest hub for Instructional Design, so know your aptitude discover emerging careers and sectors, accordingly then plan your study course, college and country.
What's wrong in aspiring ones desires one wants green card the other wants aadhar card. It's all depending on each ones desires. Online content is more of negative rather the truth.
Once you are on H1b, you are allowed to file for a green card. WRONG. you can file employment based green card without coming to usa, waiting for your turn in your home country.
Nice to see Deepesh's interview... feels proud..
Very precise interview where your questions are to the point and the need of the hour types which put us in the spot where we don't fast forward once even. Great work. 🎉
I considered the teacher path also. Kids in US are just too much to handle, especially with behavior. I volunteered at a school just to see how rougher teachers have and man they are fed up.
Also, 40k USD is nothing. You will never save enough to buy a house in US. $40K is considered just above poverty line in US.
Good luck teaching in a rough neighborhood where teachers are beaten up by their students. Meanwhile, teachers in India dance to item numbers on their birthdays.
kids are VIOLENT. i teach in new york city at a public school.
@@user-eg3zs6oi7c 😱 You must have so many stories!
Interesting video Sharan. I can relate to what Mr. Deepesh Deshmukh was saying.
sharan your interviewees are thoughts provoking man. all the best for doing the best.
Currently the Indian salary is also on the rise, at least in IT. So there are folks who no longer dream of going to the US anymore.
Expenses also on higher side
@@cahardiksingh6332 yes but inflation is a global event, not limited to India
@@cahardiksingh6332 That's everywhere in the world, inflation kicks everyone's @ss no matter where you are form.
Yeah but you can save much more in the US.
IT isn't the only sector... But other sector r looked down upon n u need to climb the corporate ladder n should be able to play the office politics then only you can see growth for vast majority n do remember exception don't make rules... N if everyone because exception aka special then by default it means no one is special...
Never dreamt of going to US & never will..life is too short for that shit load of hustle💩
Sssshhhh US needs its H1B slaves
Like I say, these people spend half their life understanding the country and the other half in the visa issues.
One of my friend who stopped studying after 12 th went to Australia he driven a taxi 15 yrs in Australia he built two houses in india getting good rents and almost no debts and we were studying Under graduation now working in IT no house till now if i want to buy i need to take a huge loan i think my friend has broken some norms and made good money
@@nikhiltinku3232 if you’re coming back to India it’s worth it but if your situations make you to stay there then it’s not worth it
@@nikhiltinku3232 I am now telling people that undergrad abroad (at least US) is just a waste of time and money. You are better off doing undergrad in India.
Wonderful speech Mr.saran
Man, this interviewer asks such sharp questions!
If we have 2 cr we can lead a great life in India..... Mera bharat mahan
I don't think so.
Put 2cr in bank, you'll easily get 2 lakh interest
dont say loud bro they wont allows you to get that
@@bangaruvarun3750 how long do you think 2lakn / month will keep you going ? u can't even survive more than 10 years before lowering your standard of living because of inflation. 2cr is a big amount but not nearly enough to retire and beside u can't even make 2 lakhs per month with a 2cr in bank, you either need to invest it in the market or take high risk bets which doesn't guarantee any returns and there can be long haul before you see that profit coming.
Seriously is 2 crore enough ?
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I have the best dental insurance from delta dental. But still I had to pay 3700 dollars for one root canal and 3 crowns in Boston, MA. Its really bad if you have bad teeth.
Every year I visit India and make dental work done. You can do that too.
i worked in india and i used all my earnings and savings to things not associated with me.. after going abroad i made like 100X and able to control more of my money...my experience and not an advice..
Focusing on better skill upgrades and focusing on becoming better rather then immigration, You can save in India a lot more nowadays than you could 20 years back
Not if you’re renting in Bengaluru or any other tier 1 city
Sure. If you can ignore the inflation, direct tax(if you are in any tax bracket), low healthcare budget, low education budget (please compare the current US and India share of GDP on healthcare, education, military) and last but not the least... the know-it-all pretend geniuses who say that Indians are rich with per capita income of ~$2.5k($10k wrt ppp).
Yeah ? Save a Lot ? I mean paying 40% in Income Tax you mean ?
He is totally wrong.. if you are planning to stay in US then there is no point of converting dollar to rupees.. then suddenly you will find that you are still in same middle class which they were in India
No he is not wrong. At 70, I will get over $50,000/year in social security income for life, which will be adjusted for inflation. If I chose to move to India with that type of income then I can live like a King for life. I can apply for social security income at 62 and I will get $35,000 per year for life again it will get adjusted for inflation every year. You are thinking short term, but coming to USA is worth every bit when you consider overall value it provides over a lifetime.
@@ppen8359 No, It depends if you are planning a return but if you are not then this comparison is useless..
@@alw507 No that comparison is never useless because every Indian who comes to USA has an option to return to India. When people have options they have a right to compare because they have a right to live in India.
@@ppen8359 Yeah if only thing left is SSN then anyway you can’t survive in US on that.. so you need more income stream if you want to stay in USA anyway..
@@alw507 And where are you pulling that claim from? If you own a home, have health insurance from work then yes, you can survive on $50,000 per year. Keep in mind that you will not pay social security taxes, state taxes, local taxes, retirement, etc. on that income. Besides, I had said that you can live on that money in India like a King. You are unnecessarily trying to divert the discussion in a new direction.
It’s not 10% but 25% probability since duplicate applications has been flagged it is 3-4 lac unique application/ 85k {65k bachelors/ 20k US master) counted this year hence chances has been increased
That's why NRC is important guys...we can't bet on the future of our nation...this is forthe wellness of every citizen
The Only Channel's Video Which I Eagerly Wait to watch❤
This guy is a US sending consultant. What do you think will be his response for moving to US😂
Precisely! Free Tip : check how many national and yearly holidays in the US,?
Exactly 💯😅
Especially all the eb5 route is huge sums of money for them With even one case
Amazing content Sharan !
Can't find this podcast on the link posted Sharan, please advice the podcast title on spotify. :)
It’s going live today on Spotify :)
I’ve been making a lot of losses trying to make profit trading crypto . I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advise me on what to do?
I will advice you should stop trading on your own if you keep losing.
If you can, then get a professional to trade for you I think that way your assets are more secure.
I’d recommend Trisha Davis, her profit is great even when there’s a dip
Hey i'm shocked you just mentioned and recommended trisha davis, i thought i was the only one trading with her
you dont need to be shocked haha because i'm also a huge beneficiary of her
We are on H1B in US, my wife is on H4. As of now she cant work, please suggest available option for her to get the EAD. My company is not willing to file my GC as of now
Absolutely spot-on
I just love your works, great job Sharan👍
Salary of school teachers in the US is meager. Teachers struggle to pay rent and buy groceries. The better option would be to do PhD and become a research associate. Also, most graduate program don’t cost 1cr. One can easily study in a really good universities in under 40 lacs. Also, healthcare is the worst in the US. Getting a doctor’s appointment is months long process. Insurance, if not paid (mostly) by university or employer will be atleast 500$- 700$/month.
Hai Aditi can you elaborate on Insurance … even on student visa, we have to pay 500$ per month ?
it really depends on the school you work at. There are certain public schools that pay over $120k a year and a lot of private schools do too. Teachers also get welfare benefits. It's not a high paying job, but if you're a high school teacher you make enough to live comfortably within means.
@@srikar18 depends on your university. Most US universities give health insurance for free if your income is under a certain amount. Also, getting doctor's appointment in the US is easier than like 90% of the world.
@@mukii2807 not easier than India ! That is the scale of comparison.If you have access to good education you are already above 70% of the world anyway.
@@srikar18 most universities subsidize the insurance plan by working with certain providers, and they also have a medical center which students can go to anytime. The 500-700 amount is when universities or employers don’t subsidize the rates for you.
Mr. Deepesh Deshmukh was very candid.. liked the conversation
It seems more like a case of 'the grass is greener on the other side'.If you own a nice home in India , are able to earn around 3 lakhs a month , live well but frugally and invest in both stocks and real estate , you will become a dollar millionaire in about ten years.
😂😂😂 i totally relate to root canal. They priced it at 900$ in california. I got it done in india for 2k when I visited home on vacation 😅
There are people who fly to Mexico on holiday, do dental work at 1/3 or even less cost at a high rated dentist and return to US.
Waste of study in USA with huge loan money, no jobs,poor ROI, no work life balance, recession America, unfriendly immigration, America giving visas to all students, to get money from student fees , US need cheap illegal immigrant labour .Europe is better option for students
Which translation app do you use😂
You do not make any sense.
It’s still a very lucrative deal for Indian students to go abroad rather than work for 26-30k salary in India!! Even with part time jobs you’ll end up saving more money than in India, rest work permits and jobs in those countries will help you save more money than just sitting in India!! If you’re finding difficulty in getting a job many consulting companies are willing to give you support in exchange of some currency just to keep you legal there Canada, UK, Australia, USA, Germany, New Zealand all countries have such Indian consultants to keep you afloat and even help you get a job especially in IT for some charges! So don’t panic and move if you can to any of the North American countries or others and do something better for your family ✌️
Now, (direct & indirect) taxes of 40-45% on earnings paying to Indian Govt. Taxes on hard earnings should be low. 2.5% (3-5lk) 5% (upto 10lk), 8% (upto 15lk), 10% (upto 20lk), 12% (upto 25lk), 15% (upto 50lk), 18% (upto 1cr.), 20% (above 1cr.) Only Tax, No surcharges upto 25lk.
Taxes are much higher in Usa as compared to India
Never come here to the US ... Life is still good back home in India
😂
Any reason
@@suryap999 you will get depression more than anything else
@@ponan1000 y the people are so obsessed or desperate to land in usa, still in 2024.
Sharan, plz don't put so many ads in between, I got interrupted so many times man...But amazing video man !
i think that’s by youtube. i don’t get any ads because i subscribed to youtube premium
my root canal in Germany cost 200 euros plus 200 euros for a crown i think still way cheaper than the US
I envision a future for India where people from other countries do podcasts about how living in India is great! . If this needs to happen first issue to address is too much population.
I'm favoured, $60k every week! I can now give back to the locals in my community and also support God's work and the church. God bless America.
Do you invest with a professional broker??I'd appreciate it if you show me how to go about it.
Thanks to mrs Elizabeth Regina Nelsen for her time in my life,she totally changed my life financially God will continue to bless her for me.
Wow! Kind of in shock you mentioned expert, Elizabeth regina nelsen. What a coincidence!!
Elizabeth Regina Nelsen has really set the standard for others to follow, we love her here in the UK as she has been really helpful and changed lots of life's
Life is easier when the cash keeps popping in, thanks to Elizabeth Regina Nelsen services. Glad she's getting the recognition she deserves
Sharan what do you think what's your opinion on finfluencers.